Kris Cedillo - Mortgage Banker - NMLS #94955

Kris Cedillo - Mortgage Banker - NMLS #94955 Mortgage Banker who has 18 years of lending experience. In state underwriting, quick turn times, low fees, and extremely competitive rates.

Honored to be recognized as one the top 3% in my industry as a Five Star award winner for CT (2012-current) Always putting myself in the shoes of the client when reviewing each and every loan. The ability to broker out loans if needed. Credit repair options. Conventional , FHA, USDA, VA, Renovation, & Jumbo loans available. All refinance and cash out loans also available. NMLS # 2668
EQUAL HOUSING LENDER

06/14/2026

As CHFA programs continue to evolve, we remain committed to helping you navigate new opportunities for homeownership. With updated 2026 area median income limits and the upcoming Next Move Program, we’re here to help you understand your options and determine eligibility. Please don’t hesitate to reach out.

https://myoc.io/dsevigny

So incredibly proud of Bennett.  Four years ago as a freshman he made Varsity late season and got some great experience ...
06/09/2026

So incredibly proud of Bennett. Four years ago as a freshman he made Varsity late season and got some great experience in big moments. He leaves Xavier now with three State Championships in a row and as the winningest player in school program history. Hearing from other school coaches yesterday about my son’s character and the respect they have for the player, and man he has become was overwhelming. Over the moon proud of this guy.

Please join us next week to learn all the important changes that can and will affect your credit scores differently movi...
05/15/2026

Please join us next week to learn all the important changes that can and will affect your credit scores differently moving forward and into 2027.

BANKS WON’T TELL YOU THIS, BUT WE WILL. 🏦 💳
I am co-hosting an event, Credit & Charcuterie, with a credit specialist to reveal the real secrets of credit, and how it affects much more than buying and selling a home. 🏠 Learn how to make credit work for YOU.

🔑✨.You won’t want to miss this!
Register now: https://forms.gle/vG63fexUftbCRwTQ7

📍 1210 Meriden Waterbury Turnpike, Plantsville CT, at Lamacchia Realty Office
📅 Thursday, 5/21/26 ⏰ 6:30 PM

🧀Charcuterie, drinks, and the conversation you actually need to have about credit! This is not about real estate, it is an opportunity to get the inside scoop about credit from a specialist with over 20 years in the business.

Curious about the elements shaping your home's financial landscape? 🏡💰 From its location to size, condition, and current...
05/05/2026

Curious about the elements shaping your home's financial landscape? 🏡💰 From its location to size, condition, and current market dynamics, it's a multifaceted equation. Ready to gain deeper insights into what makes a home uniquely valuable? Contact me, and let's explore the factors that contribute to your home's financial worth.

Understand what you are seeing is NOT accurate🧐
03/10/2026

Understand what you are seeing is NOT accurate🧐

01/28/2026
This graph below shows how important it is to have yourself positioned in the best way possible credit wise when shoppin...
01/21/2026

This graph below shows how important it is to have yourself positioned in the best way possible credit wise when shopping for a home or taking advantage of a refinance. Credit tweaks, and or cleanup is an everyday part of my pre-approval process in positioning you or your clients in the best way possible. Call me direct to discuss.

(203) 213-9423

Can’t believe my baby boy is 18 today 🥲. I’m so proud of the man you’ve become and can’t wait to watch all the great thi...
01/13/2026

Can’t believe my baby boy is 18 today 🥲. I’m so proud of the man you’ve become and can’t wait to watch all the great things you’ll do in the future.

Loan amounts are up for 2026!!!
12/02/2025

Loan amounts are up for 2026!!!

THANK YOU to both the dads in my life who had served, and to all who have served this country.  WE THANK🫵
11/11/2025

THANK YOU to both the dads in my life who had served, and to all who have served this country. WE THANK🫵

Address

116 Washington Avenue, 4th Floor
North Haven, CT
06473

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