07/23/2026
Most people don't think about insurance until they need it, but some of the most important coverages are the ones you hope you never have to use.
Here are a few that are often overlooked until it's too late:
β Umbrella Liability Insurance: Adds an extra layer of liability protection over your auto and homeowners policies.
π§ Backup of Sewer & Drain: Damage from backed-up drains or sump pump failures often isn't covered under a standard homeowners policy.
π Supplemental Health: An injury outside of work typically is not covered by your employer benefits. Supplemental policies help keep your income protected when you are sick or hurt and cannot work!
π Rental Car Coverage: If your vehicle is in the shop after a covered claim, this coverage can help keep you on the road.
The best time to review your coverage is before life throws you the unexpected.
Not sure what your current policies include? We'd be happy to sit down with you, answer your questions, and make sure you're protected where it matters most. We're here to help you understand your options and find coverage that fits your needs!
Give a call!
Serving all of MD/DE/PA/VA π
π2280 Pulaski Hwy, North East, MD
π2825 Churchville Rd, Churchville, MD
π404 Louviers Dr, Newark, DE
Get a quote | 24/7 π (410) 287-5800
π§ [email protected]