Morgan Cartonio - Guild Mortgage

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Morgan Cartonio - Guild Mortgage I have lived in the SAD 55 area for over 30 years and am highly motivated and passionate about what I do in the home lending industry.

To shed a little light about how I got here and why, here is a quick story - Back around 2015 my now husband and I looked for a home for almost two years until we settled on purchasing a piece of land and building. The entire journey had its ups and its downs, many questions, some obstacles and much excitement. Through it all, our Loan Officer was there. They helped walk us through the process, answered our many questions along the way, assured us when bumps in the road were met and fought the whole way to help us make our home ownership dreams come true. I knew not long after that, that home lending is where I wanted my career to go. I wanted to help others achieve their home buying dreams like our Loan Officer did for us. Today as a Loan Officer I get to do that. In my spare time, when I am not helping others through the home lending process, I enjoy spending time in the outdoors especially on the boat, gardening, being with family and friends and being crafty.

Do you have a preference for your go-to fall decor? Pumpkins, wreaths - or something else?
10/08/2026

Do you have a preference for your go-to fall decor? Pumpkins, wreaths - or something else?

5.0 star review received on Experience.com for Guild Mortgage - Morgan Cartonio by Andrew C - Morgan went out of her way...
10/08/2026

5.0 star review received on Experience.com for Guild Mortgage - Morgan Cartonio by Andrew C - Morgan went out of her way to help us at every opportunity. Was very helpful and addressed any concerns or questions we had. Was understanding and very patient. Best experience for making biggest decision of my life.

Click to see all 169 reviews of Guild Mortgage - Morgan Cartonio, Branch Manager | NMLS # 1898763

10/06/2026

When was the last time you thought about the equity in your home?

For many homeowners, it's one of their largest assets, but it's often overlooked when discussing personal finances. Fewer know how that value can potentially be used as a financial tool.

There’s nothing better than getting to celebrate first-time homebuyers on closing day! 🔑These buyers have been searching...
10/01/2026

There’s nothing better than getting to celebrate first-time homebuyers on closing day! 🔑

These buyers have been searching for quite a while, and it was so exciting to finally see all of their patience and persistence pay off.

A big thank you to Grace Mark - Badger Peabody & Smith Realty for being so instrumental throughout the process. It was so great working with you on this one!

It was also a pleasure working with Emily Kubichko of Pinkham Real Estate. Thank you for helping make this such a smooth and exciting experience for our buyers.

Congratulations again Andrew and Naomi! Wishing many years of happiness in your new home! ❤️🏡

Cat's out of the bag! I'm so excited to officially share I was accepted into the 2027 New Hampshire Housing Homeownershi...
09/27/2026

Cat's out of the bag! I'm so excited to officially share I was accepted into the 2027 New Hampshire Housing Homeownership Fellows Class! 🏡

This past Friday, I got to meet my classmates for the first time! We had an amazing and informative session including a trip to Littleton, NH to learn about AHEAD.

This group has such great vibes and I felt like we'd known each other forever! I'm looking forward to continuing to build relationships, become more knowledgeable about the housing industry and sharing my adventure with you all! ❤️🏡

Eleven Emerging Industry Leaders Begin Program Focused on Strengthening New Hampshire's Housing Future FOR IMMEDIATE RELEASE BEDFORD, N.H. (September 25,

09/24/2026

Everyone’s waiting for a better mortgage rate. 📉

But what if the opportunity right now isn’t the rate? 🤔

👉🏻 What if it’s the deal?

In a market where some homes are taking longer to sell, buyers may have room to negotiate things like seller-paid closing costs, rate buydowns, repairs, credits, or even the purchase price.

And those things can have a very real impact on what buying a home actually costs you. 💵

I’m not saying everyone should buy right now. Sometimes waiting is absolutely the right decision.

I’m just saying don’t let the interest rate be the only number you look at. 🙌🏻

Instead of just asking:

“Should I wait for rates to drop?”

Try asking:

“What can I negotiate today?”

Because sometimes the best deal isn’t about waiting for the perfect rate. 💯

It’s about taking advantage of the market you actually have.

If you want to see what that could look like with real numbers, reach out. We can run through it together. ❤️🏡

Send a message to learn more

09/21/2026

🎉🐶 WOOF WOOF — IT’S OFFICIAL! 🐶🎉

🏆 THE GREAT COIN WAR CHAMPIONS: TEAM DOG! 🏆

After an epic final showdown of Dogs 🐕 vs. Cats 🐈, the coins have been counted and the verdict is in:

🥇 🐶 DOGS — CHAMPIONS!�🥈 🐱 CATS — Better luck next time! 😸

The Great Coin War has officially come to an end, and Team Dog takes the crown! 👑🐾

A huge THANK YOU to everyone who donated, competed, picked a side, and helped make the Coin War a success! All the proceeds will be donated to Conway Area Humane Society🪙❤️

DOGS RULE THE BATTLEFIELD! 🐶⚔️🪙
�Cats… we’ll see you in the rematch. 😼

🐾🏆

Come say "Hi!" to Karie and I at Bark in the Park today! 🐶🐾❤️
09/19/2026

Come say "Hi!" to Karie and I at Bark in the Park today! 🐶🐾❤️

Karie and I will be at Conway Area Humane Society's Bark in the Park event tomorrow! ❤️🐶We're so excited to be able to j...
09/18/2026

Karie and I will be at Conway Area Humane Society's Bark in the Park event tomorrow! ❤️🐶

We're so excited to be able to join in the tail wagging fun this year. 🐕

Our table will have:

🪙 A coin war - Cats VS Dogs! All proceeds will be donated to Conway Humane. Bring your spare change and vote canine or feline.

🐾 Goodie bag for all those who donate to the coin war.

🧺 Enter our raffle for a fun, fall doggie basket!

🏡 And of course, great home buying information from local lenders - Because you know your dog wants a bigger yard!!

See you there! 🤗

09/16/2026

Address

2076 White Mountain Highway Unit I
North Conway, NH
03860

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