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Chuck Clapper, Cornerstone First Mortgage

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United States
North Bethesda, MD
Chuck Clapper, Cornerstone First Mortgage

CHUCK CLAPPER
Branch Manager/Mortgage Loan Officer, NMLS: 376378
Cornerstone First Mortgage LLC NMLS: 173855 Equal Housing Lender
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With decades of experience in the mortgage industry, Chuck Clapper and his wife Adriana lead The Clapper Mortgage Team at Cornerstone First Mortgage, proudly serving the DMV and beyond. Known for his hands-on, personalized approach, Chuck helps clients navigate the home loan process with confidence—whether they are a first-time homebuyer, repeat buyer, seasoned investor or refinancing. Beyond his

professional work, Chuck is deeply committed to giving back. He actively supports several local charities and community initiatives, focusing on housing assistance and youth development. His passion for helping others extends beyond mortgages into making a lasting impact where it matters most. Let Chuck and The Clapper Mortgage Team guide you home—while making a difference in the community.

05/26/2025

Honoring Our Heroes This Memorial Day

Today, we pause to remember the brave men and women who made the ultimate sacrifice in service to our country. Their courage and commitment will never be forgotten.

Wishing you a meaningful Memorial Day. 🕊️

05/23/2025

Friends don’t let friends rent!
Why pay someone else’s mortgage when you could be building equity in your own home? Let’s talk about how easy it can be to buy—no pressure, just guidance. 💬
Message me to get started!

call me 240 602 5511

03/08/2025

The housing market is all about supply and demand. And traditionally, both those numbers start to climb during the Spring. More homes on the market are a good sign that demand for homes is high. Plus, the more homes that hit the market, the more you may have to choose from.

Want to set yourself up for success in today’s market? The best way is with an approval letter* from PrimeLending. You’ll know what you can afford, be prepared to act quickly and be able to show sellers you’re serious. Contact me today to get approved for a mortgage.

*Approval means an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.

03/07/2025

A $0 down payment mortgage can be a great option for buyers who want to become homeowners sooner without needing a large upfront investment. Like any loan, it has benefits and things to consider.

Pros:
• You can buy a home sooner without waiting to save for a down payment.
• You keep your savings for other expenses instead of using it for upfront costs.
Cons:
• These loans often come with higher interest rates, which can mean larger monthly payments.
• You may need to pay mortgage insurance or meet specific eligibility requirements.

Curious if a $0 down mortgage is right for you? Let’s connect!

03/06/2025

Help your VA clients save and close more deals this spring! With PrimeLending’s Spring Into Savings Buydown Program, a limited-time 1-0 temporary buydown* on VA purchase loans, we’re reducing the effective interest rate and mortgage payments for the first year. Plus, I can combine this offer with our No VA Lender Fees** promo to stack their savings.

Don’t miss out—this opportunity is only available for a limited time!

Contact me today and mention promo code SPRING SAVINGS to learn more.

*Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending between 2/1/25 and 4/30/25. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, construction loans, and refinances. Offer can be paired with PrimeLending VA No Lender Fees promotion, all other promotions are excluded. Certain loan programs do not allow buydowns. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.
** All lender closing costs such as origination, processing, underwriting, and closing will be waived, borrower is still responsible for third party fees such as VA funding fee, title, and appraisal etc. Down payment waiver is based on VA eligibility. This offer is valid until 6/30/2025. Savings only applies to direct originations made by PrimeLending for first mortgage purchase or refinance transactions and is not available on loans obtained through mortgage brokers. Only one offer per loan transaction is available, and savings cannot be combined with any other offer, discount, or bond program other than Spring Into Savings Buydown promotion offer. Savings will reflect on Closing Disclosure at closing.

03/05/2025

Want to keep family close while still giving everyone their own space? An Accessory Dwelling Unit (ADU) could be the answer! An ADU is a self-contained living space on your property—like a guest house, basement apartment, or converted garage. Whether you’re creating a place for aging parents or adult children, or looking for extra income, an ADU has plenty of benefits like:

Rental Income – Earn passive income by renting it out
Increase Property Value – A well-designed ADU can boost your home’s worth
More Living Space – Use it as a home office, guest suite, or creative studio
Greater Independence – A separate space allows privacy while staying connected

Financing an ADU is easier than you might think! DM me to talk about loan options to help you get started.

03/04/2025

Homeowners, tax season is here! Don’t miss these potential deductions*:

• Mortgage Interest
• Property Taxes
• Home Office
• Energy-Efficient Upgrades
• Home Improvement Loan Interest
• Mortgage Points

Make sure you’re getting the most out of homeownership this tax season! As always, consult a tax professional for advice specific to your situation.

*PrimeLending is not authorized to give tax advice. Please consult your tax adviser for guidance on your specific tax situation.

03/03/2025

Looking to enhance your home's appeal and functionality? These 5 upgrades can make a meaningful impact:

• New Garage Door – Refreshes your home’s exterior and improves its overall look.
• Stone Veneer Exterior – Creates a polished and high-end appearance.
• HVAC Upgrade – Improves comfort, reduces energy costs, and can be a key selling point.
• Outdoor Enhancements – Updated patios, fire pits, and landscaping create inviting spaces for living.
• Smart Home Tech – Programmable thermostats, security systems and smart lighting add convenience and modern appeal.

If you're considering home upgrades, let’s discuss financing options that can help you bring your vision to life. Send me a message to explore your options.

02/21/2025

Understanding how much home you can afford is essential to making confident, informed decisions. Knowing your buying power can help you focus your home search on properties that fit your budget. 💰
Key factors that determine your buying power include your debt-to-income ratio, gross monthly income and housing costs. 🏠 But you don’t have to figure it out on your own — I’m here to guide you! 🤝
Let’s connect and start the process today. 📲

02/20/2025

When you're touring potential homes, here are some green flags to look for that say, "This could be the one!" 🌿✨
• Natural Light: A bright, sun-soaked space not only looks amazing but also feels welcoming. Let the sunshine in!
• Layout Flow: Check how the rooms connect — does the layout flow seamlessly, or does it feel cramped and confusing? Make sure it matches your vibe.
• Inner Workings: Take a closer look at the HVAC and plumbing systems. A few minor issues are normal, but big red flags? Time to reconsider.
• Upgrades & Details: Are the appliances and finishes updated? Fresh paint, a tidy lawn, and clean spaces show the current owners have cared for the home.
Ready to take the next step toward homeownership? 🏡 I’m here to help guide you through the process. What’s your #1 tip when house hunting? Share it below! 💬

02/19/2025

For a limited time, save on your mortgage with our Spring Into Savings Buydown Program. This 1-0 temporary buydown* lowers your effective interest rate and payments during the first year of your FHA, VA, or USDA loan, making homeownership more affordable.
Don’t wait — this offer won’t last long! Contact me today and mention promo code SPRING SAVINGS to learn more.
*Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending between 2/1/25 and 4/30/25. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, construction loans, and refinances. Offer can be paired with PrimeLending VA No Lender Fees promotion, all other promotions are excluded. Certain loan programs do not allow buydowns. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.

Address

11810 Grand Park Avenue, Suite 500
North Bethesda, MD
20852

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Website

https://cfmtg.com/cclapper/

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