Cody Harkness Insurance

Cody Harkness Insurance Medicare • Marketplace • Supplemental Insurance | Helping Oklahomans find coverage that fits their needs.

⚠️ NORMAN REGIONAL INSURANCE UPDATE ⚠️There have been some important insurance network changes involving Norman Regional...
08/15/2026

⚠️ NORMAN REGIONAL INSURANCE UPDATE ⚠️

There have been some important insurance network changes involving Norman Regional Health System and Aetna, with another change involving UnitedHealthcare coming October 1.
Here’s a simple breakdown of who is affected:

🟣 AETNA — Effective August 1, 2026 (Already in affect)

❌ Aetna Medicare Advantage
❌ Aetna commercial/employer plans

✅ Aetna Medicare Supplement (Medigap) — NOT affected
✅ Aetna SoonerSelect Medicaid — NOT affected

🔵 UNITEDHEALTHCARE — Effective October 1, 2026

❌ UHC Medicare Advantage
❌ UHC D-SNP Medicare Advantage
❌ UHC commercial/employer plans

✅ UHC Medicare Supplement (Medigap) — NOT affected

🚨 WHAT ABOUT EMERGENCIES?

Medicare Advantage members can still receive covered emergency services at Norman Regional, even when Norman Regional is outside their plan's network.

For non-emergency care, such as routine appointments, scheduled procedures and surgeries, Norman Regional will be out of network. Depending on your specific Medicare Advantage plan, these services may not be covered or may result in higher out-of-network costs.

💡 WHAT ABOUT MEDICARE SUPPLEMENTS?

Medicare Supplement plans work differently from Medicare Advantage. If you have Original Medicare with a Medicare Supplement, these network contract changes generally do not affect where you can receive Medicare-covered care.

If you or a family member uses Norman Regional and you're unsure whether your Medicare plan is affected, feel free to reach out. I’d be happy to help you figure out what type of coverage you have and what these changes mean for you.

Questions? I'm here to help.
(405) 252-0443

Happy Father's Day to all the dads, grandfathers, stepdads, and father figures who work hard every day to care for the p...
06/21/2026

Happy Father's Day to all the dads, grandfathers, stepdads, and father figures who work hard every day to care for the people they love!

Whether you're a brand new dad learning as you go or a seasoned pro with grown kids and grandkids, one thing remains the same: taking care of your family's future is one of the greatest gifts you can give.

That includes making sure you and your loved ones have access to the health coverage and protection you need when life throws the unexpected your way.

Today is about celebrating the men who lead by example, put their families first, and help make our communities stronger.

Wishing all the dads out there a safe, relaxing, and well-deserved Father's Day! 💙

Do I need to enroll in Medicare if I'm still working?Maybe.Whether you should enroll often depends on:✅ The size of your...
06/17/2026

Do I need to enroll in Medicare if I'm still working?

Maybe.

Whether you should enroll often depends on:

✅ The size of your employer
✅ Whether you're actively working
✅ The type of health coverage you have
✅ Whether your coverage is considered creditable
✅ If you plan to retire soon or continue working past age 65

Many people assume they should automatically enroll in Medicare at age 65, but that's not always the best option. In some cases, delaying certain parts of Medicare may make sense. In others, delaying enrollment could lead to penalties or gaps in coverage.

Because every situation is different, it's important to understand how your employer coverage works with Medicare before making a decision.

If you're approaching 65 and aren't sure what you should do, feel free to reach out. I'm always happy to answer questions, review your situation, and help you understand your options at no cost or obligation.

What are Medicare Parts A, B, C, and D?Medicare is made up of different parts, and each part helps cover a different are...
06/17/2026

What are Medicare Parts A, B, C, and D?

Medicare is made up of different parts, and each part helps cover a different area of your healthcare needs:

🏥 Part A – Hospital Coverage
Covers inpatient hospital stays, skilled nursing care, hospice services, and certain home health services.

🩺 Part B – Medical Coverage
Covers doctor visits, outpatient care, preventive services, lab work, and medical equipment.

💊 Part D – Prescription Drug Coverage
Helps cover the cost of prescription medications and may help lower your pharmacy expenses.

📋 Part C – Medicare Advantage
An alternative way to receive your Medicare benefits through a private insurance company. These plans combine your Part A and Part B coverage and may include additional benefits like prescription drugs, dental, vision, hearing, transportation, and fitness memberships.

Understanding what each part does is one of the first steps toward making informed Medicare decisions. If you're approaching Medicare eligibility or simply have questions about your coverage, don't hesitate to contact me. I'm always happy to be a resource and help you understand your options.🛡️💙💛

🎉 Turning 65 or have a birthday coming up?Understanding Medicare can feel overwhelming, but you don't have to figure it ...
06/04/2026

🎉 Turning 65 or have a birthday coming up?

Understanding Medicare can feel overwhelming, but you don't have to figure it out alone.

Whether you're new to Medicare, retiring soon, or just want to review your current coverage, I'm here to help answer questions and guide you through your options.

✅ Medicare Supplements
✅ Medicare Advantage Plans
✅ Prescription Drug Plans (Part D)
✅ Dental, Vision & Hearing Coverage
✅ Medicare Savings Programs & Extra Help

You can also find helpful Medicare resources, calculators, and educational tools on my website.

📞 Call or Text: (405) 220-1256
🌐 [www.codyharknessinsurance.com](http://www.codyharknessinsurance.com)

No cost. No obligation. Just local guidance to help you make informed decisions about your healthcare coverage.

Address

500 E Robinson Street
Norman, OK
73071

Alerts

Be the first to know and let us send you an email when Cody Harkness Insurance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share