10/14/2026
A lower monthly premium can certainly look appealing.
But before deciding that one plan is "cheaper," take a closer look.
What is the deductible?
What are the copays?
What is the out-of-pocket maximum?
What does the network look like?
What will employees pay when they actually need care?
The monthly premium is only one part of the overall cost.
When comparing plans, it's important to look at the whole picture.