Carla Holmes with TowneBank Mortgage

05/04/2026

5.0 star review received on Experience.com for Carla Bryce by Mia S M - Carla's firendliness and sincerity made me feel she had my best intrest at heart. She maintained an open door policy which made very comfortable reaching out for clarifications or questions. Carla is also very prompt and knowledgeable about the mortage loan process, I truly valued her advice.

Click to see all 20 reviews of Carla Bryce, Mortgage Loan Officer | NMLS # 346828

04/24/2026

Thinking about house hunting? Get pre approved first. It's one step that can save you time, stress, and money.

Why pre approval matters:
* Know your budget so you shop with confidence
* Strengthen your offer in competitive markets
* Identify and fix credit or financial issues early
* Speed up closing once you find the right home

Getting pre approved is quick, and you're not locked into anything-it just sets you up for a smoother process from start to finish.

Ready to begin? I can walk you through pre-approval and help you find the right mortgage options for your goals.

04/21/2026

You don't need perfect credit or a huge down payment-just a plan. Our team is here to help you:

- Understand your credit and guide you on building or improving it.
- Explore first‑time buyer programs, grants, and down‑payment assistance opportunities.
- Create a monthly budget that fits your life and goals.

Whether you're hoping to buy soon or just exploring your options, we can help. No pressure and no obligation. Message me anytime, to get started!

04/20/2026

Ready for an exciting day at the VAHCDO Conference ☀️🏡

Looking forward to a full day of learning, connection, and meaningful conversations around housing and community development. Opportunities like this remind me how important it is to stay informed, stay connected, and stay committed to expanding access to homeownership.

Let’s go make it a great day! 💼✨

VirginiaBeach MortgageLife CommunityM

04/19/2026

A fresh season calls for fresh maintenance. Save these April tips & get started today!

04/19/2026

It's Credit Glow‑Up Season! Use your tax return to boost your credit. Ready to level up? Message me to get started!

04/17/2026

Reconnecting and building community 🤝

Had a great time at the Hampton Roads Community Foundation reception with friend and industry colleague . It’s always inspiring to be in spaces focused on impact and collaboration.

Shoutout to Eggleston Services for the incredible work they do creating opportunities and supporting inclusion in our community 💙

CommunityEngagement

04/10/2026

Homeownership may be closer than you think especially with Come Home to Portsmouth Down Payment Assistance.

04/08/2026

There are more homebuyer assistance programs available than most buyers realize-from down payment assistance to grants that don't need to be repaid.

From Virginia Housing grants (up to 2-2.5% of the purchase price) and 0-1% down options, to local HOME programs offering up to $25,000 in assistance across Hampton Roads, plus resources in D.C., North Carolina, and South Carolina, there are programs designed to make buying more affordable for first‑time (and even repeat) buyers.

See which programs you may qualify for and take your next step toward homeownership. Contact me today to find out which options may work for you.

04/06/2026

As an alum, it meant so much to be back at the NSU SPICA Soirée. 💚✨

There’s nothing like returning to a space that helped shape you, and seeing the next generation of leaders building connections, creating opportunities, and continuing the legacy. The energy in the room was everything!

Grateful for the conversations, the connections, and the chance to pour back into a community that gave so much to me.

Community GiveBack NorfolkVA