Gnome Insurance

05/05/2026

May is one of the best times of year to shop General Liability if you’re a pressure washer. Here’s why:

Everyone’s getting busy right now. That means you finally have real revenue numbers, real job types, and a clearer picture of your risk. That makes underwriting cleaner and pricing tighter.

Carriers also haven’t fully hardened for peak season claims yet. You’re catching the market in that sweet spot before summer losses start stacking up.

If you waited until now instead of renewing blind in winter, you’re actually in a better position.

Quick things I’m looking for when quoting right now:
Are you staying ground level or doing roof work?
Any vehicle washing or just property?
Subcontractors or solo?

These answers swing your premium more than people think.

If your renewal is coming up or you just started landing more jobs, it’s a solid time to take a second look.

Comment “GL” or shoot me a message and I’ll take a look for you.

The Insurance Gnome

03/19/2026

Most website designers don’t understand insurance… and it’s costing contractors real money.

I’ve seen policies canceled over a single line on a website.

Saying you do roof work when you don’t
Listing services you’ve never performed
Describing operations wrong

Insurance companies read your website. Underwriters do. Adjusters do.

If it doesn’t match what you actually do, it can raise your rates or get you non-renewed.

That’s why we built something different.

Gnome Insurance Services LLC now offers
Gnome Website Services Co.

Websites built specifically for contractors
Designed to match your real operations
Structured to avoid underwriting issues
And still built to bring in business

Want to see if your current site is hurting you?

I’ll review it for FREE and point out exactly what could cause problems.

Need one built the right way?
We handle everything for $69/month

Simple. Clean. Done right.

Message me

03/19/2026

This is the Demo Site, will update it to sync with my domain. If anyone needs a quote for Pressure Washing, Window Washing or any such Exterior Cleaning I'd love to help.

A professional one-page website for Gnome Insurance Services, a nationally licensed P&C insurance company. The site will feature a hero section with the provided banner, an about section, services (Property & Casualty), and a contact form.

10/05/2025

Now offering personal lines insurance quotes in all 50 states alongside our trusted commercial coverage.

Whether you need protection for your home, car, or business, we make getting the right coverage at the right price simple and fast.

Request your quote today and experience coverage built around you.

10/04/2025

Arthur the Gnome wants to know: have you taken the time to review your pressure washing insurance? The right coverage at the right price can make all the difference when something goes wrong on a job.

At Gnome Insurance Services, we specialize in protecting pressure washing businesses just like yours. We know the risks, we know the industry, and we make getting insured simple and fast.

Message us or click below to get a quick quote today and keep your business protected.

09/01/2025

Care, custody, and control means property that belongs to someone else but is under your responsibility while you are working on it. Most general liability policies exclude this type of coverage. For example, if you’re pressure washing siding and accidentally etch it, or cleaning solar panels and crack one, a standard policy might not respond because the item was in your care at the time. There are several solutions to this. Some carriers build it in, while others require separate coverage like inland marine, garagekeepers, or other specialty forms. To ensure you’re protected, be sure to ask your insurance agent what options you have.

For Solar Panel Cleaners, Pressure Washers and Auto Detailers this is a must have.

05/26/2025

Why would a pressure washer or lawn care pro need cyber insurance?
Because these days, your phone is your office — and hackers know it.

Cyber insurance can protect you if:
• Someone hacks your phone or work tablet
• You get tricked by a scam email or fake invoice
• A customer’s info gets leaked or stolen
• You lose access to your Square, QuickBooks, or CRM

What’s it cost?
Most small business cyber policies start around $15–$50/month — often bundled with general liability or BOP coverage.

Cyber Safety Tips for Contractors:
• Don’t click links in texts/emails you didn’t expect
• Use strong passwords and turn on 2-step login
• Back up your quotes, invoices, and job details to the cloud
• Don’t let employees or helpers use your work devices for personal stuff

A breach or scam can set your business back days — or worse, get you sued.
Cyber insurance helps you recover, cover the costs, and keep your reputation clean.

Want to see a quick quote?
DM me and I’ll show you how affordable it is.

05/04/2025

Remember this for the end of this year guys.

During a Winter Slowdown? Here’s Why It’s Still Smart to Keep Your Insurance Active

We know things can slow down during the winter months for pressure washers—sometimes it’s 1, 2, even 3 months of minimal work. It might seem like a good time to cancel your general liability policy, but before you do, here’s why keeping it active can actually save you money (and headaches) long-term:

1. Lower Renewal Rates
Insurance companies like consistency. If you keep your policy active, you’re more likely to get better pricing when it’s time to renew. Canceling and restarting often means paying more later.

2. Coverage for Off-Season Work
Doing some handyman jobs, gutter cleaning, or other side work while things are slow? You can often get permission to use your policy for light off-season work. Just check with us first—we’ll help you get it approved.

3. Avoid Gaps That Cause Trouble
Even a short lapse can flag you as a higher risk to future insurers.

4. Flexibility & Peace of Mind
With your policy in place, you’re covered if a last-minute job comes up or if a past customer has a concern. You stay ready without missing a beat.

⸻

If you’re thinking about canceling or changing your coverage, send us a message first. We’ll help you figure out what makes the most sense for your business and budget.

Stay safe and stay ready—Gnome Insurance has your back year-round.

02/07/2025

Howdy folks, good news Robert the Facebook insurance guy, owner of Gnome Insurance has joined the EPL Insurance family. You will now have access to a load of other insurance products, tax services, financial planning, and much more. This will raise the bar on service and support time to provide amazing support.

- Robert Martin

Welcome to EPL Insurance Group!

We are excited to introduce ourselves as your new insurance broker. EPL has been in business for over 3 decades and pride ourselves on doing what’s best for our clients.

Now that you are part of EPL, we want to share some extra benefits that might be available to you right away:

We Are Brokers - That means you will always have the best insurance at the best price, we do the shopping for you.

Bundle Your Other Policies - By bundling with EPL, not only can we maximize your savings, but also imagine the ease of having all your policies in one place.

Bundle Everything! - Why stop at insurance? EPL is a fully integrated financial services firm. Let our experienced and licensed experts help with everything from Health and Life coverage to Taxes, Real Estate, Investments, and more.

Convenience, Convenience, Convenience - Save your time and money! Instead of having to deal with 5 or 6 different entities, one call/text or email to EPL and you will have instant support.

Our friendly staff will be reaching out to you soon to help answer any questions and make sure you are getting the best coverage possible.

We are truly looking forward to growing and maintaining our relationship with you, our newest clients.

Please take a moment to visit our website and feel free to reach out to our team anytime!

EPL Insurance Group
www.eplfs.com
6065 E. University Dr. Ste B
Mesa, AZ 85205
(480) 536-8273

EPL Financial Services is a fully integrated financial services firm. Tax | Accounting | Real Estate | Investment Advisory | Insurance | Business Sales

12/06/2024

🔹 Protect Your Pressure Washing Business with the Right Liability Coverage! 🔹

Running a pressure washing business? Don’t let unexpected mishaps rain on your parade! 🌧️ Here’s why Liability Coverage is essential:

✅ Protects Your Property and Clients: Covers accidental damage to a customer’s property or injuries caused by your work.

⚠️ Beware of Bad Policies:
❌ Low Coverage Limits: Might not fully cover large claims.
❌ Narrow Definitions: Excludes common risks you actually face.
❌ Hidden Gaps: Surprising exclusions that leave you vulnerable.

Don’t settle for less! Ensure your policy has comprehensive coverage to keep your business safe and thriving. 🌟

👉 Need a Policy Review? Contact us today to make sure you’re fully protected and get the best coverage tailored to your needs!

Just message me here for immediate help.