Ashlin Hadden Insurance Agency

10/07/2026

Your store runs online. One cyberattack can bring it to a halt. 🔐

Customer data. Payment details. Your storefront and the systems keeping orders moving. When you sell online, there’s a lot more at stake than a password.

This Cybersecurity Awareness Month, ask yourself: If your store got hacked tomorrow, would your insurance be ready for it?

Cyber liability coverage can help with the costs of a cyberattack. Because dealing with a breach is tough enough without footing the bill alone.

You’ve worked hard to build your brand. Let’s help you protect it. Talk to an Ecom Insurance specialist at the link in bio.

10/05/2026

You put so much into building your business. Understanding your insurance shouldn’t be the part that leaves you overwhelmed.

That’s why we’re excited to share Fully Covered, our new column with STIMULATE, written by our founder, Ashlin Hadden! 💗

We’ll talk through real-world business situations, explain insurance topics in plain language, and share takeaways you can use to better understand your protection.

And through “Ask Ashlin,” you can submit your own insurance questions for consideration in a future column.

As a STIMULATE+Approved Partner, we’re excited to keep showing up for the sexual wellness community with education and support throughout the year.

Read the announcement here: https://stimulatetheshow.com/essence-insurance-partner-launches-fully-covered-column/

10/01/2026

Two different sentences. Amazon requires coverage. Amazon does not require you to buy it from any particular place.

US sellers choose their own broker and their own carrier. That difference only matters when a product is hard to place, which is exactly when it matters most. Go read the email again and notice who Amazon actually names.

Need help finding coverage for your products? Contact us today!

09/28/2026

Amazon’s updated insurance requirements include a wide range of products, categories include:

- Children's products
- Consumable and ingestible
- Fire related
- General household devices
- Home medical devices
- Lithium battery products
- Outdoor power and heating
- Personal safety equipment
- Sleep products
- Transport related
- Water and marine safety

It's important not to assume that the requirements only affect new listings or high-revenue accounts.

Look over the list, then check your Account Health and existing listings. If you’re not sure whether your product falls within the requirements, send us the listing.

Full breakdown here: https://ecom.insure/amazon-seller-insurance-guide/

09/21/2026

Think you're protected because you have an LLC and meet Amazon's insurance requirements? There's a little more to it.

Ashlin joined the Clear the Shelf Podcast to break down what Amazon and ecommerce sellers should know about actually protecting the businesses they're building.

They get into Amazon's insurance requirements, product liability, legal defense, inventory coverage, high-risk products and some real claims that show just how unexpected a lawsuit can be. Including one involving a reseller who was sued after a customer tripped over a package on their doorstep. She didn't make it. She didn't ship it. She didn't fulfill it. It still took more than $30,000 in legal defense to get her out of the lawsuit.

If you're selling on Amazon, this is one of those conversations you want to hear before you need the information.

🎥 Watch the full episode and learn what your coverage should actually be doing for your business.

09/16/2026

I’ve had a lot of conversations with Amazon sellers lately who think they’re covered. They have a general liability policy. They have a COI. They’ve checked the insurance box. But with Amazon’s requirements changing November 2, that may not be enough.

The part I think is getting overlooked is that your coverage has to make sense for the products you actually sell. And for sellers in certain enhanced safety categories, insurance may now be required even if you’ve never hit $10,000 in monthly sales.

I break down what I’m seeing, what Amazon changed, and what I’d be checking now in this video.

We also put together a full guide with the affected product categories and requirements:
See the full Amazon insurance guide: https://ecom.insure/amazon-seller-insurance-guide/?utm_source=chatgpt.com

If you’re assuming your current policy is enough, now is a good time to actually check.

09/15/2026

⏳ 48 days to go. Already have insurance? Here’s what to check next.

Having a policy is a starting point. Before Amazon’s November 2 changes take effect, take a closer look at these three things:

📦 Your products: Have you added anything since you bought your policy? Ask your broker whether your current product lineup is covered.
📄 Your certificate: Check your business name, policy dates, and coverage limits. Have your broker review the details against Amazon’s requirements.
🔎 Your Seller Central account: Check Account Health for requirements that apply to your specific products. Don’t rely on sales volume alone to determine whether you’re affected.

Save this checklist and use it for your next insurance review. Need help with the coverage or COI details? That’s where our team comes in. 👉 Read the full November 2 guide: https://ecom.insure/amazon-seller-insurance-guide/

Real broker. Real relationship.

09/14/2026

🚨 Amazon sellers, don’t assume selling under $10K a month means you’re exempt from insurance requirements.

Starting November 2, 2026, products in certain enhanced safety categories will require liability insurance regardless of monthly sales. What you sell matters, including children’s toys, dietary supplements, and lithium battery products.

Not sure where your business stands? Our team can help you review your coverage and certificate of insurance so you understand your next steps.

Real support. Real people. Real relationships.

See what’s changing and which categories are affected 👉https://ecom.insure/amazon-insurance-requirements-2026/

09/11/2026

Today marks 25 years since September 11, 2001.

We remember the lives lost and honor the courage of the first responders, families, and communities forever impacted by that day.

Twenty-five years later, we will never forget.

09/05/2026

Amazon’s insurance requirements are changing, and sellers are taking notice.

We were excited to see Ashlin Hadden Insurance recommended as a resource for Amazon sellers in a recent video from Jimmy Smith - Amazon FBA covering the new requirements.

🎥 If you sell on Amazon, this is worth a watch.

Want to know what these changes could mean for your business? We broke down the new requirements, affected categories, and what sellers need to know here:

👉 https://ecom.insure/amazon-insurance-requirements-2026/

If you need help getting the right coverage in place, we’re here to help.

Amazon just announced a major change to its commercial liability in...