Ellinger Riggs Insurance

08/25/2026

Heading off to college? Don’t forget to protect what’s in the dorm.

Between laptops, tablets, headphones, clothing and other personal belongings, students can bring a lot of value with them to campus.

Before move-in day, take a quick inventory of what your student is bringing and make sure you know what coverage applies. Call us to help review policy options!

08/20/2026

⭐ Employee Spotlight on Mel ⭐
She and her husband married in January 2025 and moved to Indiana in April for new employment opportunities. A hairdresser for nearly 30 years, she has also been in the insurance industry since 2017 and proudly considers herself an “insurance nerd.” Outside of work, she enjoys spending time with her French bulldog, Frankie Lou, exploring new places, trying new things, and getting creative through photography, furniture refinishing, and crafting.

08/18/2026

Can You Answer These 5 Questions?

1. Who is on your auto policy?
2. What’s your deductible?
3. What valuables are in your home?
4. When did you last review your coverage?
5. Who are your beneficiaries?

If you can't recall a few of these questions… it might be time for an insurance check-in. Call us today!

08/17/2026

Important insurance information for the flooding and storm events!

- Flood (ground water over the threshold) is only covered by a Flood insurance policy. If you have flooding and a related flood policy, that is where your claim will be filed/processed and I’d recommend filing if you already have damage so your claim is in the queue.

- If you do not carry a flood policy, your primary homeowners or renters policy will not cover damages from rising waters / flood. However, you may have some coverage on your homeowners policy if your damage is storm related like trees falling on your home, wind damage or possibly back-up through drains (if you carry the endorsement).

- When there are multiple types of losses it can be difficult to determine what happened first and what caused damage. If you see water coming up through a floor drain please video it, also take photos of any trees or wind damage that may cause water to come into your home.

- Grab some photos or videos of your belongings, even if this event doesn’t impact you these photos and videos are invaluable in the event of a large loss.

- If you have ground water that came in and you do not carry a Flood Insurance policy, watch the local news for declarations of a state of emergency as resources may be available to help fund the cost of rebuilding and replacing your belongings.

07/21/2026

07/09/2026

⭐ Employee Spotlight on Josh ⭐

Josh brings 17 years of leadership experience in the retail and restaurant industries before transitioning into the insurance field. Outside of work, he enjoys staying active by working out in the home gym he built this past spring, playing competitive co****le when time allows, and following IndyCar racing. Most importantly, he loves spending time with his wife, three kids, and friends!

07/07/2026

We would like to thank RT Specialty for sponsoring our Producer Meeting lunch in June!

We appreciate the team for providing not only a great lunch, but also valuable insights on today's insurance landscape including transportation, workers' compensation, property, and casualty insurance, giving our producers practical knowledge they can put to work for their clients!

07/04/2026

Happy Independence Day! Whether you're heading to the lake, enjoying a backyard barbecue, or watching fireworks, we hope you have a great holiday weekend.

07/03/2026

Please note that our office will be today, Friday, July 3. We wish you and your family a safe, relaxing, and enjoyable holiday weekend!

If you need immediate assistance, please contact your insurance carrier directly. We’ll be back in the office on July 6 and ready to help with all your insurance needs.