10/15/2025
There are going to be quite a few changes for the 2026 enrollment period this year. While we can't speak about the Marketplace/ACA at this point until the government shutdown is resolved, a big part of that is continuing the subsidies for those over 400% Federal Poverty Level. That will affect quite a few people by going back to the original ACA plan that started 12 years ago, but many of you won't see any changes. On the senior market, be aware that multiple companies are stopping commissions for their RX and Advantage plans, even taking them off the quoting sites agents use to help get the best plan for their clients. You will need to go to Medicare.gov and either sign in or pick Part D plans in your zip code to see your options. So for those of you with Medicare, you should let the carriers know that what they are doing is not beneficial are can negatively effect your budgets and access to your medications. As always, I hope my clients call me with concerns and I will help like I have done in the past.