BENEFITS OF YOUR CREDIT UNION MEMBERSHIP
Share Accounts are available and dividends are paid quarterly on accounts that maintain an average daily balance of $250.00 or more. A member is required to maintain a $5.00 balance to keep the account open. Money Market accounts are available with a minimum balance of $2,500.00. Dividends are paid monthly. Withdrawals can be made 6 times per month. Share
Draft Accounts are available, along with a VISA Debit Card which can be used at the point of sale or at any ATM. No minimum balance is required. Home Banking is now available on all account types-in real time. You can access your accounts from home 24 hours a day, 7 days a week. Make transfers or print statements from your home computer. Christmas Club / Vacation Club Accounts may be opened at any time of year. You can set up your own amount through payroll deduction or deposit as you like. There is a dividend paid on these accounts and the Christmas clubs are deposited into your accounts the first week of November each year.
***Annual Meeting is held each year with a dinner.***
Joint Accounts can be opened with your family or friends. CD’S are available at competitive rates for varying terms. Dividends are paid quarterly on share, CD’s and Christmas club accounts. NCUA Insurance is the same as FDIC Insurance carried by banks protecting your money up to $250,000.00. Accidental Death Insurance is provided to all eligible members. Each member receives $1,000.00 of accidental death insurance at no cost. Low Interest Loans for:
Personal loans, Car Loans – New and Used, RV Loans, Home Equity Lines of Credit, Fixed Rate Home Equity Loans, and Mortgages through CUC Mortgage Corporation. Details regarding amounts and interest rates can be obtained at the Credit Union office or on our website. Same day loan approval in most cases. Credit Life Insurance is available to members on all loans which would pay the loan in full in the event of your death. Credit Disability Insurance is available to members on all loans which would pay your loan payment (after 30 days) in the event you were injured and unable to work. Payroll Deduction is available for all accounts. Deductions can be changed anytime and cash payments can be made anytime. Discount Tickets for:
Regal Cinemas and Delta Sonic Car Wash
VISA Gift Cards – at only $3.50 each.
