06/27/2015
This is the thirteenth in a 14 week series of short posts related to the guide I recently published that’s available on Amazon.com and BarnesandNoble.com, "Conservative Personal Finance: A Guide to Total Debt Elimination". These posts are meant to help you get something out of the knowledge and experience I have dealing with debt and personal finance.
These articles appear not only on my Conservative Personal Finance page but also my Twitter page. Please help me get more exposure by visiting and "LIKING" and sharing both pages.
A Fit Body & Spirit for Healthy Finances
It’s much cheaper to eat healthy food rather than spend your income on junk food. Carbohydrate-filled foods contribute to increased appetite. Eating foods like this don’t keep hunger satisfied for long and they end up making you spend more money in a few hours to get more food. Eating a diet rich in protein, Omega-3 and 6 fatty acids, complex carbohydrates, nuts and unsaturated fats (fats like peanut oil, olive oil and canola oil) will help you to avoid those cravings and spend less money on food you just don’t need. Evidence is emerging that this kind of diet is good for your heart, too.
Another component of a good personal finance plan is exercise. Proper exercise is as important as proper nutrition in avoiding wasted spending. When we get enough exercise, we feel better than when we don’t, and that goes a long way toward spending less of our income on unnecessary food. We have within us all the equipment we need to get plenty of exercise. We don’t need expensive workout equipment or gym memberships to accomplish this. Walking is a very good exercise and it’s easy to do. Jogging, if done carefully, can also be very good for you physically and psychologically. Of course, you should not try anything strenuous until you have been seen by a physician and obtained his approval.
Last, but not least, a word about God. Since He’s the one who gave us all we have and will ever have, it’s only appropriate that we look to Him for guidance and thank Him for what He’s given us. A few minutes of prayer, attending church regularly and making sure we live a good life will help us to see more clearly what it is that God wants for us. Following His commandments will naturally lead you to better personal finance, as many of the things He‘s told us to do related to our finances are things like not over eating and not spending money frivolously. These things cost money, and lots of it. Following God’s wisdom, we'll all be better for it, financially and spiritually. Since the Commandments are really, simply, very wise rules of human social conduct, widespread violation of them undermines the social stability of both family and society, thereby costing individuals, families, and society as a whole many billions of dollars attempting often ill-conceived social remedies that fail to work and only add greatly to the national debt and taxpayer burdens.
Next week’s article:
Saving Money and Charitable Donations