Luke Weil

Luke Weil Creating a 5 Star experience for you is my #1 priority!! Funding America Mortgage is your local Mortgage Broker that will find you the best rate and program!

I am able to help with Home Purchases, Pre-Approvals, Refinances, HomeStyle Renovation Loans, 203k Loans, VA Loans, FHA Loans, First Time Home Buyers, Investors, Vacation Homes, Multi Unit Properties and much more! Follow me on Instagram

NMLS #1034586

Build yourself on things that are in your control and be proud of your hard work.
04/13/2026

Build yourself on things that are in your control and be proud of your hard work.





Thanks to everyone that trusts me with their mortgage!
04/05/2026

Thanks to everyone that trusts me with their mortgage!





So fortunate to be able to serve so many people over the past decade🙇🏼‍♂️. Thank you to everyone that puts their trust i...
03/29/2026

So fortunate to be able to serve so many people over the past decade🙇🏼‍♂️. Thank you to everyone that puts their trust in me.

Actions > Words





FED UPDATE: THE FED HELD RATES — AND THAT MATTERSAs expected, the Federal Reserve left interest rates unchanged at today...
01/28/2026

FED UPDATE: THE FED HELD RATES — AND THAT MATTERS

As expected, the Federal Reserve left interest rates unchanged at today’s FOMC meeting.

Here’s the short version🧠

KEY TAKEAWAYS
Rates stayed put
The Fed Funds rate remains 3.50%–3.75% after three consecutive cuts earlier.
Markets weren’t surprised
There was a 97% probability of no change, and markets barely reacted.
A near-term cut looks unlikely
The probability of a March cut is just 14%.
July is currently the first cut fully priced in.

POWELL’S MESSAGE (IN PLAIN ENGLISH)
Inflation remains above target.
The labor market is stable.
The Fed wants more data before making its next move.
Translation: policymakers are comfortable waiting.

WHAT THIS MEANS FOR MORTGAGE RATES🏡💸
• The Fed Funds rate does influence mortgage rates
• Mortgage rates don’t move one-for-one with Fed decisions
• In past slowdowns, mortgage rates often fell more than the Fed rate

One key constraint has been lender capacity. When demand surges, rates stay higher than they otherwise would.
If technology and AI meaningfully remove those bottlenecks in the future, mortgage spreads could tighten further.

THE BIG PICTURE
This meeting was uneventful by design — and that’s exactly how the Fed wants it.
Sometimes, nothing happening is the headline.

Question:⁉️
Do you think rates come down before summer or after? Answer below 👇🏼

Address

18 S State St
Newtown, PA
18940

Alerts

Be the first to know and let us send you an email when Luke Weil posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share