Elizabeth Branning- Mortgage Loan Officer

06/04/2026

05/14/2026

A new price means new opportunity 👏

05/02/2026

Shopping for homeowner’s insurance? Read the fine print! 👀🏡
Make sure your policy includes ✅ Full Replacement Coverage
Many lenders require coverage that pays full replacement cost without depreciation or limitations for covered perils like:
🌬️ Wind
⛈️ Hail
🔥 Fire
🌪️ Storm damage
Protect your home 🏠 + your investment 💰

Buying or refinancing? I’m happy to help answer your questions! Call me today at (828)238-2787 for more info!

05/01/2026

Leasing a car and thought it was holding you back from buying a home? 🚗🏡

Good news! New conventional loan guidelines may help!
✅Lease payment may be excluded if paid off or paid down
✅Could lower your debt-to-income ratio
✅Better chances to qualify for a home loan

If this has been stopping you, it might be time to take another look 👀
Call me to at (828)238-2787 to see what’s possible!

04/04/2026

🚨 MYTH: You need 20% down to buy a home.
TRUTH: You might be able to buy a home in Hickory, NC with as little as 3% down — or even ZERO down!
Here’s a breakdown of your real options:
🏠 Conventional Loan — as low as 3% down
🏠 FHA Loan — as low as 3.5% down (great for first-time buyers!)
🏠 USDA Loan — 0% down for eligible rural areas
🏠 VA Loan — 0% down for veterans & active military
And here’s something even better — there are DOWN PAYMENT ASSISTANCE programs available in North Carolina that could help cover your upfront costs!
You don’t have to wait until you’ve saved up a huge chunk of money. Homeownership may be closer than you think! 🏡
Let’s have a quick conversation and find out exactly what you qualify for.
📞 (828) 238-2787
📧 [email protected]
🔗 www.primeres.com/ebranning
Did you know about these low down payment options? Comment YES or NO below! ⬇️
NMLS #2126592 | Primary Residential Mortgage

10/24/2025

💡 Did you know? You can help your parents renovate or buy a new home, even if they don’t qualify on their own.
With certain conventional loan programs, an adult child can join the loan, and it’s still considered owner-occupied! 🏡
It’s been a game-changer for families who want to help their parents stay in the home they love or find one that better fits their needs. ❤️
📩 DM me or call me at [phone number] to learn more about how this program could work for your family!

08/01/2025

🏡 Open House – Saturday, August 2nd | 1–3 PM
Step inside and feel instantly at home in this beautifully crafted residence where elegance meets comfort.

✨ Quality finishes throughout, including:
• Keeping room with coffered ceiling & fresh paint
• Formal dining with tray ceiling & modern lighting
• Chef’s kitchen with quartz countertops, gas range & ample workspace
• Two-story great room with a wall of windows & cozy fireplace
• Refinished hardwood floors on the main level

🛏 Spacious owner’s suite with:
• Jetted tub
• Walk-in shower
• Dual vanities
• Hidden walk-in closet

🛏 Secondary bedrooms all on one level with generous closets
🛋 Finished basement with large living space, kitchenette & deluxe bath — ideal for guests or multi-gen living
🔥 Enjoy summer nights on the paver patio with built-in firepit

📍Don’t miss your chance to tour this stunning home in person!