Appel Insurance Advisors, LLC

Appel Insurance Advisors, LLC Setting the standard for caring, concern and integrity. Regardless of why the insurance was needed (i.e. Securities offered through Lion Street Financial, LLC.

Since 1992, the goal of Appel Insurance Advisors, and of its predecessors, has been to help individual and corporate clients worldwide obtain the highest quality “people insurance”, life, health, disability, and long term care insurance. Operating as a licensed insurance advisor and licensed insurance producer with a physical office based out of Newton, Massachusetts our firm provides analysis, re

commendations and implementation of insurance programs designed to protect your family’s wealth; as well as all aspects of insurance as it relates to a business. This site is not designed to solicit business, only to inform you of opportunities of which you may be unaware. Every day, thousands of life, disability and long term care insurance policies are purchased to protect families and businesses from the financial loss that would be suffered in the event of an early death, or disability. estate-tax reduction, family protection, business continuation, buy-out, charitable purposes, or key person protection), the best policy and insurer for the job is normally not the cheapest one; or the most expensive one; or the carrier that is the most recognized. It comes down to researching and pre-underwriting determination to find the best insurer for the case. This page will show you some of the areas where we have been able to bring exceptional value to service professionals such as attorney’s, accountants and investment professionals, venture capital and private equity financial service professionals, real estate developers, business owners, entrepreneurs, corporate executives, and people who care about the ones they love. We are always available to answer any questions you may have about your own situation or that of people you know. (LSF), member FINRA & SIPC. Investment Advisory Services offered through Lion Street Advisors, LLC., an investment adviser registered with the SEC. Appel Insurance Advisors, LLC and the above firms are not affiliated.

IMPORTANT: Don’t skip this article — it could save you or your clients millions! Our goal is to ensure that colleagues a...
12/03/2025

IMPORTANT: Don’t skip this article — it could save you or your clients millions! Our goal is to ensure that colleagues and clients understand the importance of state estate taxes and how they can influence estate planning and the outcomes clients strive to achieve. If your estate-planning goals include benefiting children, preserving property or a business, supporting charitable causes, or laying the groundwork for future generations, this is a must-read.

State estate tax bills can threaten the inheritance of a home, family business or other assets.

At the conclusion of last week’s Life Insurance Executive Forum meeting, one member shared with the forum leader that th...
11/12/2025

At the conclusion of last week’s Life Insurance Executive Forum meeting, one member shared with the forum leader that the financial professional panel was the highlight of the event for him — wonderful feedback to hear! thanks again for the invite Eric Sondergeld, ASA, CFA & Greenwald Research.

John Hancock’s Vitality program is a wellness-based life insurance initiative that rewards policyholders for living heal...
11/11/2025

John Hancock’s Vitality program is a wellness-based life insurance initiative that rewards policyholders for living healthy lifestyles. Message me for details.

05/10/2023

Life Insurance is now, not when, "Buy Your Tomorrows Today"
At ANY point in your life, life insurance could be important....
Watch this two minute video, may be one of the most critical, life changing decisions you make during your lifetime!

Obtain Life Insurance Quotes here:

https://lnkd.in/eu_FSUUj

12/17/2022
Please check out this recent article I was quoted in, Life Insurance, the bedrock of Estate Planning from Insurance News...
09/01/2022

Please check out this recent article I was quoted in, Life Insurance, the bedrock of Estate Planning from Insurance NewsNet.

https://insurancenewsnet.com/innarticle/life-insurance-the-bedrock-of-estate-planning

Even as Americans voice estate planning concerns, most fail to act. Life insurance could help fill the void in estate planning. Likewise, advisors say life products today are versatile enough to help with many needs, such as tax-favored planning and long-term care.

05/17/2022

Brief clip from my recent podcast interview with David DeCelle of Model FA on how RIA's and risk advisors can form better partnerships in order to complete the full financial picture for a client. Insurance Network for Fiduciary Advisors- #

Please see a recently published piece of ours in California Broker..... Strategies for Navigating Double taxed Retiremen...
03/09/2022

Please see a recently published piece of ours in California Broker..... Strategies for Navigating Double taxed Retirement.

https://lnkd.in/e_u2nE-Y


California Broker Magazine

BY DAVID E. APPEL SINCE THE PANDEMIC BEGAN, clients and advisors alike are taking extra precautions when planning for the future. This often entails exploring the benefits of plans such as long-term care, disability or life insurance. One future-facing aspect of a client’s financial plan is most l...

11/24/2021

What a month November has been with TV trials, crazy looters, budget reconciliation proposals, and Covid still rearing it's ugly head in certain parts of our country - it's hard to find the positives, but the holidays are around the corner...so Happy Thanksgiving everyone!

Reflecting on the incredible Boston Estate Planning Council Excellence Award I received almost 6 months ago; I wanted to...
10/06/2021

Reflecting on the incredible Boston Estate Planning Council Excellence Award I received almost 6 months ago; I wanted to share with you a small portion of my acceptance speech from that evening…….

It’s funny because this used to be a career achievement award from The Council versus an Excellence Award. I’m glad for that because I feel like my career is just getting started — even if some people would say I’m entering my “golden years.” At 50, I feel like I have learned so much from my mentors and colleagues, from my clients and friends, and from the hard work of life experience.

Looking back on 28 years in this business, I didn’t always have a clear path. But because of those mentors, I always knew I needed to lead through example by obsessively focusing on my clients best interests. To keep my promises and make sure the promises of the insurers whose policies I place are kept. I knew I wanted to pay it forward, to mentor others in the insurance business or those that need to understand our business better, and to be a resource for you my fellow members. We are a special community and all professionals with an extraordinary mission and we must always do the right thing for other professional advisors on the team and for the client.

I accept this incredible award with gratitude and humility. I’m beyond honored to receive it, and while I recognize that this award is defined by what I have done in the past- I feel like I am just getting started.

I can’t wait to write my next chapters, alongside all of you. Here’s to your success, to your health and happiness, and to your friendship and support.

Together, we will walk into the future leaving many footprints in the sand.

09/01/2021

Our Fall Checklist should include Tax Planning, Inherited IRA's, the Delta Variant, Hurricane Ida fall out and more....

Address

313 Washington Street, Suite 308
Newton, MA
02458

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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