Kristi Cummins at HomeServices Lending

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Newton, IA
Kristi Cummins at HomeServices Lending

I am a Mortgage Consultant with HomeServices Lending
NMLSR #817862
HomeServices Lending NMLS #490683

09/07/2026

Today, we celebrate the hard work, dedication, and people who keep our communities moving forward. However you’re spending the long weekend, we hope you find time to relax, recharge, and enjoy the place you call home. 🏡

Happy Labor Day from all of us at HomeServices Lending!

09/06/2026

5.0 star review received on Experience.com for Kristi Cummins by Jennifer P - We had contacted another lender at a bank and the response from them was apathetic. Our realtor mentioned their partnership with HomeServices Lending so we decided to reach out just to see. Kristi was AMAZING! She was always available, more than willing to talk through questions, helpful, got us connected with all we needed. She made the lending process so easy and worry free. Not only that, she was personable and fun to talk to - what a contrast to the bank lender we had contacted who seemed as though we were a bother to her. Buying a home can be stressful enough without a good mortgage agent. We would recommend Kristi and HomeServices Lending in a heartbeat. Thank you!

Read more: https://experience.com/reviews/kristi-cummins-219788/452b1e29-0533-4075-b7d5-0841f811338c?V=1788702658&utm_source=facebook&utm_medium=autopost&utm_content=13596677

09/05/2026

There are three bedrooms and three bathrooms in this 1970's two-story home. There is a gorgeous front porch, updates throughout the home, and a large deck that overlooks the backyard. You don't want to miss it!

https://myoc.io/j5TPXV2MHMR/IfaOs

NMLSR ID #817862
©2026 HomeServices Lending, LLC. (855) 738-3326. 2900 100th Street, Suite 109, Urbandale, IA 50322. All first mortgage products are provided by HomeServices Lending, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #490683 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

09/04/2026

September is REALTOR® Safety Month, and it’s an important reminder that preparedness belongs at every point of the client journey. Verify who you’re meeting, keep others informed, stay aware of your surroundings, and always trust your instincts.

Supporting the REALTORS® we work with means caring about more than the transaction.

Your client. Your relationship. Your safety matters.

Save this carousel, share it with a real estate professional you care about, and take a moment to review the safety habits you rely on every day.

09/03/2026

Long before the closing table, there are questions to answer, details to review, challenges to solve, and people working behind the scenes to keep each loan moving forward.

September is National Mortgage Professional Month, and we're proud to be part of a profession built on service, care, and follow-through. Here’s to every mortgage professional who shows what Relentless in Service looks like an d helps finance the dream of home ownership. 🏡

09/02/2026

If you had one extra garage bay, what would you turn it into? 👀

A workout zone for early-morning energy and at-home convenience 💪
or a home workshop for projects, tools, and creative weekends 🛠️

Vote 1 or 2 below—and tell us what your dream garage setup would include. ⬇️

08/31/2026

Mortgage Mondays 📈

Rates are still elevated, but improving inventory is giving buyers something they haven’t had as much of in recent years: negotiating power.

That could mean opportunities around price, seller concessions, and payment strategies — especially for buyers who are prepared to act when the right home comes along.

The market doesn’t have to be perfect for the opportunity to be right.

08/29/2026

This is a two-story home in Des Moines located on a corner lot and has three bedrooms with three bathrooms. There is a covered front porch and tons of curb appeal with a fruit tree overlooking the yard. Don't miss the opportunities this home provides! 🏡

Message me if you're thinking about getting pre-approved!

https://myoc.io/j5TPXV2MHMR/I0aqQ

NMLSR ID #817862
©2026 HomeServices Lending, LLC. (855) 738-3326. 2900 100th Street, Suite 109, Urbandale, IA 50322. All first mortgage products are provided by HomeServices Lending, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #490683 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

08/28/2026

Some weekend plans come with a front door and a showing appointment. 🏡

If questions come up while you’re house hunting, we’re available to connect this weekend. Whether you want to explore financing options, update a preapproval, or prepare for your next step, reach out!

08/26/2026

Recent research suggests many renters may be ruling themselves out based on outdated assumptions. 👀

You may not need 20% down, a high credit score, or zero debt to buy a home. Requirements vary, and lenders consider your full financial picture.

Before you count yourself out, talk with a Mortgage Consultant. You may have more options than you think.

Address

736 N. 3rd Avenue E
Newton, IA
50208

Website

https://kristicummins.homeserviceslending.com/

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