Kristi Cummins at HomeServices Lending

Kristi Cummins at HomeServices Lending I am a Mortgage Consultant with HomeServices Lending
NMLSR #817862
HomeServices Lending NMLS #490683

Kitchen remodel debate: Open shelves 🪴or upper cabinets 🗄️?One gives you hidden storage, the other gives you that styled...
06/10/2026

Kitchen remodel debate: Open shelves 🪴or upper cabinets 🗄️?

One gives you hidden storage, the other gives you that styled, airy look.

Swipe through and tell us which one features in your dream kitchen! ⬇️

May’s housing market data tells an interesting story: asking prices are easing, buyers are still showing up, and regiona...
06/09/2026

May’s housing market data tells an interesting story: asking prices are easing, buyers are still showing up, and regional inventory trends are shifting.

According to Realtor.com, median list prices were down 2.4% year over year, while pending listings rose 4.3%—a sign that buyers may be responding when homes are priced for today’s market.

Whether you’re planning to buy, sell, or simply watching the market, staying informed can help you make more confident decisions.

Source: www.realtor.com/research/may-2026-data/

Rates get the headlines. Payments move buyers and sellers.According to Redfin’s analysis of MLS data, homebuyer housing ...
06/08/2026

Rates get the headlines. Payments move buyers and sellers.

According to Redfin’s analysis of MLS data, homebuyer housing payments are now DOWN 1.6% year-over-year. 📉

That may not solve affordability overnight, but it does give agents something valuable: a reason to reopen conversations with buyers who paused, leads who went quiet, and sellers who need to understand where demand may be shifting.

The opportunity is not waiting for the “perfect” market.
It is helping clients understand the payment picture in the market they have.

Let’s turn hesitation into strategy instead.

This home is situated on 3 acres of landed with 3 bedrooms and three bedrooms. It was built in 1900 and has charm throug...
06/06/2026

This home is situated on 3 acres of landed with 3 bedrooms and three bedrooms. It was built in 1900 and has charm throughout. Don't miss the personal sauna and whirlpool bath tub down in the lower level.

Contact Slavik Dziubenko, Realtor-Iowa Realty to find out more and message me if you're thinking about getting pre-approved!

Experience the perfect blend of country tranquility and in-town convenience with this exceptional property situated on 3.17 acres. Fully remodeled in 2012, this home combines thoughtful design with high-end comfort.The main level features a large living room with built in fireplace, highlighted by e...

🏡 June is National Homeownership Month.A home is more than four walls and a roof. It's where milestones are celebrated, ...
06/04/2026

🏡 June is National Homeownership Month.

A home is more than four walls and a roof. It's where milestones are celebrated, memories are made, and futures begin.

At HomeServices Lending, we're proud to help open doors for homebuyers every day.

Backyard reset: are you going for pond zen 🐟🍃 or fountain ambiance ⛲️🎶?Swipe and drop your pick: 1 or 2 👇
06/03/2026

Backyard reset: are you going for pond zen 🐟🍃 or fountain ambiance ⛲️🎶?

Swipe and drop your pick: 1 or 2 👇

💭 What's your biggest challenge when saving for a home?For many future homeowners, it's knowing where to start.That's wh...
06/02/2026

💭 What's your biggest challenge when saving for a home?

For many future homeowners, it's knowing where to start.

That's why HomeServices Lending and Foyer Savings have partnered to help first-time buyers create a plan for homeownership with:

🏠 High-yield savings opportunities
🤝 Deposit matching through Foyer
📚 Personalized homebuyer education

Save today. Own tomorrow.

Drop a 🏡 in the comments if homeownership is one of your goals.

It’s  ! 🏡Your home’s value isn’t just about the house itself. Over time, the structure may depreciate, while the land it...
06/01/2026

It’s ! 🏡

Your home’s value isn’t just about the house itself. Over time, the structure may depreciate, while the land it sits on can appreciate — making location an important part of the long-term homeownership picture.

Whether you’re buying your first home, planning your next move, or simply keeping an eye on the market, understanding what drives home value can help you make more informed decisions.

HomeServices Lending is here to help you explore financing options that fit your goals.

Home begins with belonging. 🌈This Pride Month, we’re celebrating the people, families, and communities that make every n...
06/01/2026

Home begins with belonging. 🌈

This Pride Month, we’re celebrating the people, families, and communities that make every neighborhood feel like home. At HomeServices Lending, we believe the path to homeownership should be welcoming, inclusive, and open to all.

Happy Pride Month! 🏡❤️🧡💛💚💙💜

One-of-a-kind opportunity! This two bedroom home is a farmhouse style barndominium on close to 2.5 acres! There's a larg...
05/30/2026

One-of-a-kind opportunity! This two bedroom home is a farmhouse style barndominium on close to 2.5 acres! There's a large attached garage/workshop that allows for endless possibilities. Don't miss it!

Contact Carpenter Brandsgard Team to learn more and message me if you're thinking about getting pre-approved!

Farmhouse-style barndominium on just under 2.5 acres offers the perfect blend of country charm & modern convenience. 1500 sf of living space. Home features 2 bedrooms, a 3/4 bath & a 1/2 bath. Ease of single-level living. The spacious kitchen includes a large center island, ideal for entertaining. A...

Address

736 N. 3rd Avenue E
Newton, IA
50208

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