Kelly Marie Gufford - Mortgage Banker, NMLS #1808110

03/23/2026

Thank you Grace Chiquette for hosting the property tax workshop. How cool that Tom Konis, Spokane County Assessor, attended in-person to teach our community members about the process and help them understand the various exemptions for seniors and disabled Veterans. Very educational!

03/16/2026

Happy birthday to this amazing company!!! Honored to be a piece of the puzzle 🧩 30 years!!!!!! What an accomplishment! 🎂

This year marks a major milestone for American Pacific Mortgage.

Thirty years ago, APM was founded on a simple belief: a mortgage company could be built differently—one that puts people first, builds lasting relationships, and is designed to stand the test of time.

From humble beginnings to serving communities across the country, our story has never been just about growth. It’s about the impact we’ve made together.

For three decades, we’ve helped families achieve homeownership, build generational wealth, and put down roots in the communities they love.

And as an employee-owned company, that impact belongs to every one of us.

To our customers, team members, branch managers, originators, and partners, thank you for being part of this journey.

Here’s to 30 years of impact—and we’re just getting started.

03/04/2026

Wow! Great things heading our way! Congratulations Robin Malsbury on all you have accomplished 🫶

Grand Opening this Friday in Newport!
After more than three decades of serving local families and homeowners, OLD REPUBLIC MORTGAGE/dba/American Pacific Mortgage Corp is celebrating the opening of their newly remodeled office at 409 N Washington Ave.
They’ll be joined by EXIT Real Estate Professionals, bringing decades of real estate and mortgage experience together in one collaborative space to better serve the community.

Grand Opening Celebration
Friday, March 6
12:00 PM – 6:00 PM

Stop by anytime to tour the space, meet the team, enjoy drinks and snacks, and enter for raffle prizes.

Let’s give them a warm Newport welcome!

02/16/2026

☝️ one more reason why I 🫶 my job - I work for an amazing company 🙏

APM is honored to be recognized by Mortgage Executive Magazine as one of the Top 50 Best Companies to Work For in 2025.

As an employee-owned company, this recognition means even more. Every team member has a stake in our shared success, reflected in how we support one another, serve our customers and communities, and create experiences that matter.

This award belongs to our APM Family. Without you, there would be no us. Thank you for making APM a place where people can grow, thrive, and build lasting careers.

01/30/2026

01/29/2026

Love this organization!

APM's non-profit arm provides the means for our employees and partners to serve our communities through financial and time donations. The APMCares Mission is to serve the needs of individuals, families, and communities where we live and work, strengthening our core belief that people matter.

01/23/2026

Love this organization 🫶

APM's non-profit arm provides the means for our employees and partners to serve our communities through financial and time donations. The APMCares Mission is to serve the needs of individuals, families, and communities where we live and work, strengthening our core belief that people matter.

01/06/2026

Improving your credit score does not have to feel overwhelming!! A few smart habits, done consistently, can make a real difference over time. From paying bills on time to keeping balances low, these tips are all about building healthier credit step by step.

If you want help figuring out which of these tips could have the biggest impact for you, we're happy to talk it through and help you create a simple plan. Give us a call or send us a DM! 509.447.5626

01/06/2026

🌲 PNW Home Care: 3 Must-Do's for January
While the rain, snow, and ice keeps us indoors, January is the perfect time to tackle those "hidden" maintenance tasks that keep your home running efficiently. At ORM, we know that a well-maintained home is a smart investment! 🏠✨

Here are 3 quick tips to keep your PNW home in top shape this month:

1. Change Furnace Filters: Between winter heating and staying indoors more, your furnace is working overtime. Swapping in a fresh filter improves air quality and helps your system run efficiently during those chilly Northwest nights.

2. Vacuum Refrigerator Coils: Dust and pet hair can build up on the coils behind or beneath your fridge, making it work harder and increasing your energy bill. A quick vacuum keeps your kitchen running smoothly!

3. Check & Clean the Range Hood Fan: We do a lot of "comfort food" cooking in the winter! Degreasing your exhaust fan filter prevents buildup and ensures your kitchen stays well-ventilated during those indoor months.

A little bit of indoor maintenance now goes a long way in protecting your home's value and your wallet!

Planning your next big move in 2025? 🏔️ Whether you're eyeing a new home or looking to tap into your equity, the team at Old Republic Mortgage is here to guide you every step of the way. Give us a call or DM today! 509.447.5626

12/30/2025

At ORM, we know that the “sticker price” is only half the story. Here are four variables that can change your monthly payment:

📍 Property Taxes: Rates vary significantly by county and school district.
🏘️ HOA Fees: Community amenities can add hundreds to your monthly bill.
🛡️ Home Insurance: A home’s age and location impact your premium costs.
📉 Loan Terms: Your credit score and down payment size dictate your interest rate and whether you’ll pay PMI.

The Bottom Line: Before you fall in love with a price, make sure you’re comfortable with the payment!!
Want to run the numbers on a specific property you’re looking at to see the “true” monthly cost? Give us a call or send us a DM! 509.447.5626