K & A Help

09/03/2026

PUT JESUS CHRIST FIRST
IN ALL YOU DO
PURPOSE

DAY 2: DOES YOUR PROTECTION STILL FIT?

The purpose for which you originally purchased life insurance may have changed. Your protection may now be needed for income replacement, mortgage protection, final expenses, business continuation, or leaving a family legacy.

Contact: [email protected]
Free Consultation: https://go.oncehub.com/FrederickFarmer

09/02/2026

PUT JESUS CHRIST FIRST IN ALL YOU DO
SEPTEMBER IS LIFE INSURANCE AWARENESS MONTH

“Be thou diligent to know the state of thy flocks, and look well to thy herds.”

Proverbs 27:23, King James Version

Life insurance is more than a policy. It is Money Protection designed to protect your family, business, ministry, church, or charitable legacy when your income and presence are no longer available.

September is an important time to review your protection and answer three critical questions:

Is my policy still active?
Will it still accomplish the purpose for which it was designed?
Will the money go to the person, trust, church, charity, business, or organization I presently intend?

08/10/2026

Put JESUS CHRIST First
in all you do...

Leadership is more than motivation.

Real leadership equips people.

In the world of financial literacy, leadership means helping people move from confusion to clarity, and from clarity to action.

It means making money concepts practical.
It means teaching people how to think.
It means helping families ask better questions and make more informed decisions.

That’s the mission of WealthWave: to help people understand money so they can lead their lives with more confidence and purpose.

Don’t just inspire. Equip.

08/06/2026

Put JESUS CHRIST First in all you do.

Heavenly Father,

Thank You for entrusting me with life, opportunities, relationships, abilities, and resources. Help me to remember that everything I have ultimately belongs to You.

Give me wisdom to manage each responsibility faithfully, humility to seek Your guidance, and strength to honor You in every area of my life. May my stewardship bring glory to You and blessing to others. In the name of JESUS CHRIST, Amen.

07/01/2026

Put JESUS CHRIST First
in all you do.

Your Greatest Asset Is Not Your Money. It Is Your Character.

Lose your money, and you can earn it back.

Lose your health, and life becomes much harder.

Lose your soul, integrity and moral compass, and you risk losing everything that truly matters.
Protect your soul first. Wealth without character is temporary. Character builds a lasting legacy.

Call to Action:
Take one minute today to ask yourself: Are my financial decisions building my future or compromising my values?

If this message speaks to you, share it with someone who needs the reminder.

Let us build wealth with wisdom, integrity, and purpose.

06/02/2026

Put JESUS CHRIST First
in all you do...

Is your Saving Account keeping up with inflation. How many doubles will you receive while earning interest?

One of the most misunderstood words in money is “safe.”

A traditional savings account may feel safe because the balance is stable and easily accessible. And for emergency funds or short-term needs, that kind of stability can play an important role.

But long-term financial safety is bigger than simply avoiding market movement.

The Rule of 72 helps make the difference clear: divide 72 by the interest rate, and you can estimate how long it may take money to double.

As of April 2026, the national average savings rate was about 0.4%. At that rate, money would take roughly 180 years to double.

As of May 2026, the average rate for credit card accounts being charged interest was about 21.5%. At that rate, debt could double in just over 3 years.

That is a major difference between money sitting still and debt compounding against you.

The lesson is not that savings accounts are bad. The lesson is that “safe” should not only mean stable. It should also include protecting your purchasing power, reducing high-interest debt, and making sure your money is positioned for the job you need it to do.

Understanding the Rule of 72 is a simple but powerful step toward making more informed financial decisions.

05/26/2026

Put JESUS CHRIST First
in all you do

STRESS IN THE WORKPLACE

A Community Conversation About Mental Wellness, Pressure, and Balance

Today’s work environment is placing increasing pressure on individuals and families across every profession and income level.

Many people are dealing with emotional exhaustion, workplace tension, financial stress, burnout, anxiety, caregiving responsibilities, and the constant pressure to keep pushing forward while silently struggling inside.

This conversation is designed to create awareness, provide practical insight, and help individuals recognize that mental wellness is just as important as physical health and financial stability.

Join us today May-26-26 at 7pm EST. for an important and timely Zoom discussion featuring:

Special Guest Speaker
Mrs. Dawn Peebles, LPC, CEAP
Dedicated Wellstar Care Navigator

With more than 20 years of counseling experience in the Augusta area, Mrs. Peebles brings professional insight, real-world experience, and a deep understanding of the challenges many people are facing in today’s workplace and personal environments.

Discussion topics may include:
• Workplace stress and burnout

• Emotional fatigue and mental overload

• Balancing work, family, and personal responsibilities

• Recognizing warning signs before crisis develops

• Healthy coping methods and wellness strategies

• Creating healthier communication and support systems

Why You Should Attend:
• Stress affects decision-making, health, relationships, and quality of life.

• Many people are suffering silently and do not know where to begin.

• Early awareness can help prevent emotional, physical, and professional breakdowns.
• Real conversations can help reduce isolation and stigma surrounding mental wellness.

• You may receive information that could help you, someone in your family, or someone at work.

This is not just another meeting.

This is a community conversation about real life pressures affecting real people every day.

Please share this information with:
• Family members

• Friends

• Coworkers

• Veterans

• Caregivers

• Church members

• Community

• Anyone carrying emotional or workplace pressure

Hosted by: Ms. Donna Martin
MC: Ms. Ann Cubit

Join Zoom Meeting
https://us02web.zoom.us/j/83452033238...
Meeting ID: 834 5203 3238

Passcode: 387354
Everyone is welcome.

05/26/2026

Put JESUS CHRIST First
In all we you do.

STRESS IN THE WORKPLACE
A Community Conversation About Mental Wellness, Pressure, and Balance

Join us for an important Zoom discussion featuring

Special Guest Speaker:

Mrs. Dawn Peebles, LPC, CEAP
Dedicated Wellstar Care Navigator

Ms. Dawn is a native of Augusta, Georgia, a graduate of A.R. Johnson, and holds a bachelor’s degree in psychology from Georgia Southern University.

She also attended graduate school at Auburn University. With over 20 years of counseling experience in the Augusta area, Dawn has developed deep community connections and currently serves as the LIPT Chair of Columbia County.

Topics may include:
• Workplace stress and burnout
• Mental fatigue and emotional overload
• Balancing work, family, and personal life
• Recognizing signs of stress before crisis develops
• Practical coping and wellness strategies

Hosted: Ms. Donna Martin
MC: Ms. Ann Cubit

Join Zoom Meeting:
https://us02web.zoom.us/j/83452033238?pwd=sqYUlNsuTux5cR6SBAUeHVibwyYFKf.1

Meeting ID: 834 5203 3238
Passcode: 387354

Everyone is welcome. Please share with coworkers, family, friends, veterans, caregivers, and community members who may benefit from this conversation.

Zoom is the leader in modern enterprise cloud communications.

05/16/2026

Put JESUS CHRIST First
in all you do

TEAM H.E.L.P. Invites You To
“Breaking The Silence”

Mental Health Awareness Month Zoom Session

Many people pray privately while silently battling fear, stress, trauma, anxiety, depression, grief, and emotional pain.

Mental health struggles affect people spiritually, emotionally, physically, financially, and relationally.

This Mental Health Awareness Month, TEAM H.E.L.P. is creating a safe space for honest discussion, education, healing, and encouragement.

Featured Guest Speaker
Gladys Johnson-Ramsey, MA, LPC
Licensed Professional Counselor
Verified by Psychology Today

Mrs. Johnson-Ramsey brings a unique combination of:
Clinical Counseling Experience
Christian Counseling
15 Years in Ministry
21 Years of Military Service (Army)
Trauma and PTSD Support Experience

Her counseling work includes helping survivors and families affected by:
Domestic Violence
R**e and Trauma
Human Trafficking
Depression and Anxiety
Family and Marital Conflict
Anger and Emotional Distress
Grief and Loss
Foster Care Challenges

This session is designed to remind people that seeking help is not weakness. Healing requires support, structure, honesty, accountability, and compassion.

Date: Tuesday, May 19, 2026, Time: 7:00 PM EST

Join Zoom Meeting
https://us06web.zoom.us/j/86397749487...

Meeting ID: 863 9774 9487
Passcode: 284854

Meeting Agenda
https://docs.zoom.us/.../d0eaef0c-b24f-4641-a29b...

Meeting Chat Link
https://us06web.zoom.us/launch/jc/86397749487
Join by Phone
+13126266799,,86397749487 #,,,,*284854 #
+16465588656,,86397749487 #,,,,*284854 #

For a Free 15-Minute Consultation Contact:
Gladys Johnson-Ramsey, MA, LPC (706) 708-9510

TEAM H.E.L.P.
Because healing begins when people stop suffering in silence.

Modernize workflows with Zoom's trusted collaboration tools: including video meetings, Zoom Chat, VoIP phone, webinars, whiteboard, contact center, and events.

05/01/2026

Put JESUS CHRIST First
In all you do.

We are looking for those who want better for themselves..

Frederick Farmer
(757) 560-5790
[email protected]
https://go.oncehub.com/FrederickFarmer

We’re Recruiting🔥

Not just agents.
L E A D E R S!!

Financial Pro Network is expanding and we’re looking for people who want to learn how to build wealth through:

• Life Insurance
• Business Ownership
• Real Estate
• Business Funding
• Cash Flow Strategies

This isn’t just sales.
It’s financial education and legacy building.

Comment “FPN”