Mauricio Villarreal MLO

Mauricio Villarreal MLO Mauricio Villarreal NMLS ID: 2738380
E Mortgage Capital Inc.

NMLS ID: 1416824,
Equal Housing Lender
www.nmlsconsumeraccess.org
emortgagecapital.com
• English & Español

Mortgage news this week were kind of slow. But this is the highlinght of the week.The 30-year fixed-rate mortgage averag...
04/12/2026

Mortgage news this week were kind of slow. But this is the highlinght of the week.

The 30-year fixed-rate mortgage averaged 6.37% as of April 9, 2026, down from 6.46% the prior week, according to Freddie Mac's latest survey. A year ago, the same rate averaged 6.62%.
The dip is good news for buyers, but the relief may be short-lived. Inflation surged to 3.3% , the highest level in nearly two years, above the Fed's 2% target, raising concerns that lenders could respond with higher rates in the near term.

Thats up for this week, keep tuned for more mortgage news.

Sources:
freddiemac.com/pmms
cbsnews.com/news/todays-mortgage-interest-rates-april-10-2026/

Exploring OC
04/05/2026

Exploring OC

The more you know the better.
03/29/2026

The more you know the better.

03/20/2026

DONT LET A NUMER DEFINE YOU! Homeownership is still available with lower credit scores. 500 is the number to take in mind. Even if you had difficulties on the past you might still be eligible. DM CREDIT bellow and we can see what you can qualify for.

Weekly Mortgage News is back!-The average 30-year fixed mortgage rate is sitting at 5.87% as of March 10, 2026, however,...
03/11/2026

Weekly Mortgage News is back!

-The average 30-year fixed mortgage rate is sitting at 5.87% as of March 10, 2026, however, the good news is fragile: rising bond market yields are pushing rates back up, and sub-6% loans may slip away soon.

-The chances of a Fed rate cut on March 18 are just 2.7%, according to the CME Group's FedWatch tool. Meaning mortgage rates are likely to stay static in the days following the meeting.

-Under the Homebuyers Privacy Protection Act, lenders can only access trigger leads if they have an existing relationship or the consumer opts in, ending unwanted calls and texts

Save this post or share with your buyers for more weekly news.


Sources
-finance.yahoo.com/personal-finance/mortgages/article/mortgage-refinance-rates-today-tuesday-march-3-2026-110005822.html
-themortgagereports.com/mortgage-rates-now/mortgage-rates-today-march-3-2026
-nationalmortgageprofessional.com/news/trigger-lead-restrictions-begin-homebuyers-privacy-protection-act-takes-effect

03/05/2026

Version en español del reel pasado explicando porque hay cuotas en un refinanciamiento. Basicamente es porque es un nuevo mortgage. Pero hay corrtos beneficios que vienen con un refinanciamiento

03/05/2026

Why do refinances have new fees? Quick and easy. Is a new loan. But there are some benefits that come with a refinance

Huge thanks to UWM for hosting us this week for EMC Success Track. Appreciate the opportunity to learn, connect and coop...
02/21/2026

Huge thanks to UWM for hosting us this week for EMC Success Track. Appreciate the opportunity to learn, connect and cooperate together.

02/21/2026

Choosing the right mortgage partner can make a huge difference in your home financing experience.

Why would you choose a mortgage broker instead of a bank:

Personalized guidance
A mortgage broker can help review your credit profile, income documentation, debt to income ratio, and loan scenarios to help you understand available options before submitting a full application.

Multiple lenders
Mortgage brokers work with a network of wholesale lenders. Instead of being limited to one bank’s products and rates, you gain access to a variety of loan programs.

More loan program options
Brokers often offer Conventional loans, FHA loans, VA loans, Jumbo loans, Non QM options, first time homebuyer programs, and refinance solutions including rate and term refinance and cash out refinance. More options can mean more flexibility.

Competitive pricing
Wholesale lending channels may offer competitive interest rates and fee structures compared to retail banking channels. Rates, fees, and terms vary by borrower and lender and are subject to change.

If you are considering buying a home, refinancing your mortgage, or exploring cash out refinance options, reviewing your options through a mortgage broker may help you make a more informed decision.

DM to schedule a consultation.

Weekly Mortgage News are here!Mortgage rates keep steady at a near 6% amid the partial goverment shutdown. And the gap b...
02/06/2026

Weekly Mortgage News are here!

Mortgage rates keep steady at a near 6% amid the partial goverment shutdown. And the gap between renting and owning in San Diego is around 40%. Slow week in mortgages withing all the turmoil. Keep in touch for more mortgage news.

Sources:
apnews.com/article/mortgage-rates-housing-interest-financing-home-4754b7f23be0497890ae98728902298b
axios.com/local/san-diego/2026/02/05/renting-cheaper-than-owning-san-diego-home

The 2016 hype remains, and the mortgage rates back then surely explain why we want to go back to those times. ...
02/04/2026

The 2016 hype remains, and the mortgage rates back then surely explain why we want to go back to those times.
Source: fhfa.gov/news/news-release/fhfa-index-shows-mortgage-rates-decreased-in-july-2016

Using retirement for a down payment? The idea was proposed, but it has been silent for a while, maybe for the best. Let'...
01/31/2026

Using retirement for a down payment? The idea was proposed, but it has been silent for a while, maybe for the best. Let's hope the Federal Reserve comes up with a new proposal to alleviate the current market.

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3750 S Susan Street
Newport Beach, CA
90704

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