Joanne Mullins, Real Estate & Mortgage Broker

09/16/2026

🏡 THE FED HAS MADE ITS SEPTEMBER DECISION

The Federal Reserve raised the federal funds target rate by 0.25 percentage point, bringing the range to 3.75%–4.00%, as it continues to focus on bringing inflation back toward its 2% goal.

What does this mean for homebuyers and homeowners?

It’s important to remember that the Fed does not directly set mortgage rates. Mortgage rates are influenced by a number of factors, including inflation expectations, Treasury yields, the bond market, and expectations about future monetary policy.

That means what happens next may be just as important as today’s announcement. How inflation, the economy, and financial markets respond in the weeks ahead can all play a role in where mortgage rates go from here.

For anyone thinking about buying, selling, or refinancing, staying informed can help you better understand your financing options as market conditions change.

What are you watching most closely after today’s Fed announcement — mortgage rates, home prices, or affordability?

Source: Federal Reserve
https://www.federalreserve.gov/newsevents/pressreleases/monetary20260916a.htm

The Federal Open Market Committee approved the following statement for release by a 12 – 0 vote: The Committee decided to raise the target range for the

09/16/2026

🏦 FOMC DAY — ALL EYES ON THE FED

The Federal Reserve’s FOMC announcement is today, followed by Fed Chair Kevin Warsh’s press conference at 2:30 PM ET / 11:30 AM PT.

I’ll be listening closely to what the Fed says about inflation, the economy, and the direction of interest rates.

If you’re thinking about buying, selling, or refinancing a home, it’s worth paying attention. The Fed doesn’t directly set mortgage rates, but its decisions and outlook can influence the financial markets that affect them.

What are you watching most closely today — interest rates, mortgage rates, inflation, or the housing market?

Watch/share from the Federal Reserve Board:
https://www.federalreserve.gov/

The Federal Reserve Board of Governors in Washington DC.

09/15/2026

🏡 A Wonderful Opportunity in Chino Hills!

Looking for a spacious home in a desirable Chino Hills community? 15049 Avenida De Las Flores offers 4 bedrooms, 3 baths, approximately 2,669 sq. ft., and a 3-car garage.

Now offered at $1,199,900.

Take a look at the photos and property details below. If you or someone you know may be interested, feel free to contact me for more information or a private showing.

🔗 View the property:
https://portal.onehome.com/en-US/share/2990051N62522

📞 Joanne Mullins | (562) 900-2020
Real Estate Broker | DRE #01159043

07/03/2026

01/10/2025

A hard credit pull occurs when your credit report is reviewed as part of a loan or credit application and impacts your credit score. A soft pull, however, doesn't affect your score and happens during a pre-approval. Reach out to understand more!

01/02/2024

*New loan limits are effective for FHA case numbers assigned on or after January 1, 2024. Loan limits may vary by county. Call me for 2-, 3- or 4-unit loan limits.

12/29/2023

The holiday season seems to come and go faster and faster each passing year — all the more reason to live this season to its fullest. Happy New Year!