Joanne Mullins, Mortgage Banker, NMLS # 252813

01/10/2025

A hard credit pull occurs when your credit report is reviewed as part of a loan or credit application and impacts your credit score. A soft pull, however, doesn't affect your score and happens during a pre-approval. Reach out to understand more!

01/02/2024

*New loan limits are effective for FHA case numbers assigned on or after January 1, 2024. Loan limits may vary by county. Call me for 2-, 3- or 4-unit loan limits.

12/29/2023

The holiday season seems to come and go faster and faster each passing year — all the more reason to live this season to its fullest. Happy New Year!

12/23/2023

From our family to yours, Merry Christmas!

11/29/2023

CONFORMING LOAN LIMITS FOR 2024

Starting Wednesday, November 29th, we can submit, lock and close your borrowers’ loans under the new 2024 conforming loan limits for conventional & VA with full entitlement

* $766,550 for one-unit conventional loans and VA

* $1,149,825 for one-unit loans in high-cost counties

* Updated conforming loan limits also available on 2-to-4-unit conventional loans

Reach out for more information or any questions.

11/22/2023

On this day and every other day, we are beyond grateful for the opportunity to help clients like you achieve the dream of homeownership. From our family to yours, Happy Thanksgiving!

11/10/2023

Honoring all the brave veterans who have served our county. Thank you for your sacrifice and service.

07/26/2023