Martin Klein, Financial Advisor at RBC Wealth Management

10/08/2026

The Painting that started it all.

Claude Monet painted this view of the Le Havre Harbor from his hotel room on November 13, 1872—he titled it “Impressions, Sunrise”. The painting was part of an exhibition on the Boulevard des Capucines in 1874 with over two hundred works. Monet, Edgar Degas, Camille Pissarro, Pierre-Auguste Renoir and Alfred Sisley were among the thirty artist participants.

Art critic Louis Leroy titled his review of the exhibition for the newspaper Le Charivari “The Exhibition of the Impressionists” and used the term “Impressionism” to describe the new style of the works that were displayed. Thus, the start of a movement and its name.

I had the opportunity to view the painting this summer at the Musee Marmottan Monet in Paris. Many in the United States were able to view the work when it was displayed at the National Gallery of Art in Washington, D.C. from September 8, 2024 to January 19, 2025.

Visualize the lifestyle, dreams and future you always imagined and create a realistic path so that you relish the journey to that exciting and full life.

www.martinkleinrbc.com 949/720-8944 [email protected]

10/06/2026

Strategic borrowing against your assets is a frequently underused but powerful tool when it comes to needing liquidity. Find out the five ways you can leverage your assets now.

Visualize the lifestyle, dreams and future you always imagined and create a realistic path so that you relish the journey to that exciting and full life.

www.martinkleinrbc.com 949/720-8944 [email protected]

You’ve spent years building a portfolio. So why sell it the moment opportunity comes knocking?

10/01/2026

What if your wealth plan reflected not just your portfolio, but your whole life?

Our 2026 Women & Wealth survey found 81% of high-net-worth women prioritize values tied to body, spirit and soul and they expect their financial advisors to integrate wellness conversations into their wealth planning.

True wealth goes beyond numbers. It’s about financial freedom that supports your mental, physical and social well-being, both today and in the years ahead.

Explore the full 2026 Women & Wealth survey to discover how women are redefining what wealth really means.

Visualize the lifestyle, dreams and future you always imagined and create a realistic path so that you relish the journey to that exciting and full life.

www.martinkleinrbc.com 949/720-8944 [email protected]

09/29/2026

A quick reminder of what RBC Premium Savings delivers to you:

• Earn a competitive yield, currently 3.82% APY

• Deposit $25,000 or more in net new cash into your brokerage account

• Cash protected with up to $200 million in FDIC coverage

• Same-day access to your funds through your financial advisor

Simple. Secure. Built into your existing RBC Wealth Management account.

𝘐𝘯 𝘵𝘩𝘦 𝘙𝘉𝘊 𝘗𝘳𝘦𝘮𝘪𝘶𝘮 𝘚𝘢𝘷𝘪𝘯𝘨𝘴 𝘱𝘳𝘰𝘨𝘳𝘢𝘮 (𝘵𝘩𝘦 “𝘗𝘳𝘰𝘨𝘳𝘢𝘮”) 𝘥𝘦𝘱𝘰𝘴𝘪𝘵𝘴 𝘢𝘳𝘦 𝘴𝘦𝘯𝘵 𝘵𝘰 𝘥𝘦𝘮𝘢𝘯𝘥 𝘥𝘦𝘱𝘰𝘴𝘪𝘵 𝘢𝘯𝘥/𝘰𝘳 𝘵𝘰 𝘮𝘰𝘯𝘦𝘺 𝘮𝘢𝘳𝘬𝘦𝘵 𝘥𝘦𝘱𝘰𝘴𝘪𝘵 𝘢𝘤𝘤𝘰𝘶𝘯𝘵𝘴 𝘢𝘵 𝘱𝘢𝘳𝘵𝘪𝘤𝘪𝘱𝘢𝘵𝘪𝘯𝘨 𝘯𝘦𝘵𝘸𝘰𝘳𝘬 𝘍𝘋𝘐𝘊-𝘪𝘯𝘴𝘶𝘳𝘦𝘥 𝘥𝘦𝘱𝘰𝘴𝘪𝘵𝘰𝘳𝘺 𝘪𝘯𝘴𝘵𝘪𝘵𝘶𝘵𝘪𝘰𝘯𝘴 (“𝘕𝘦𝘵𝘸𝘰𝘳𝘬 𝘉𝘢𝘯𝘬𝘴”) 𝘣𝘺 𝘙𝘉𝘊 𝘞𝘦𝘢𝘭𝘵𝘩 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵, 𝘢 𝘥𝘪𝘷𝘪𝘴𝘪𝘰𝘯 𝘰𝘧 𝘙𝘉𝘊 𝘊𝘢𝘱𝘪𝘵𝘢𝘭 𝘔𝘢𝘳𝘬𝘦𝘵𝘴, 𝘓𝘓𝘊, (“𝘸𝘦,” “𝘶𝘴” 𝘰𝘳 𝘙𝘉𝘊 𝘞𝘔”) 𝘥𝘪𝘳𝘦𝘤𝘵𝘭𝘺 𝘰𝘳 𝘷𝘪𝘢 𝘙𝘉𝘊 𝘉𝘢𝘯𝘬 (𝘎𝘦𝘰𝘳𝘨𝘪𝘢), 𝘕.𝘈., 𝘢𝘯 𝘍𝘋𝘐𝘊-𝘪𝘯𝘴𝘶𝘳𝘦𝘥 𝘢𝘧𝘧𝘪𝘭𝘪𝘢𝘵𝘦, 𝘢𝘤𝘵𝘪𝘯𝘨 𝘢𝘴 𝘰𝘶𝘳 𝘢𝘨𝘦𝘯𝘵 𝘢𝘯𝘥 𝘴𝘶𝘣-𝘤𝘶𝘴𝘵𝘰𝘥𝘪𝘢𝘯. 𝘔𝘰𝘯𝘪𝘦𝘴 𝘩𝘦𝘭𝘥 𝘵𝘩𝘳𝘰𝘶𝘨𝘩 𝘵𝘩𝘦 𝘗𝘳𝘰𝘨𝘳𝘢𝘮 𝘢𝘳𝘦 𝘯𝘰𝘵 𝘤𝘰𝘷𝘦𝘳𝘦𝘥 𝘣𝘺 𝘚𝘦𝘤𝘶𝘳𝘪𝘵𝘪𝘦𝘴 𝘐𝘯𝘷𝘦𝘴𝘵𝘰𝘳 𝘗𝘳𝘰𝘵𝘦𝘤𝘵𝘪𝘰𝘯 𝘊𝘰𝘳𝘱𝘰𝘳𝘢𝘵𝘪𝘰𝘯 (“𝘚𝘐𝘗𝘊”). 𝘙𝘉𝘊 𝘞𝘔 𝘪𝘴 𝘯𝘰𝘵 𝘢𝘯 𝘍𝘋𝘐𝘊-𝘪𝘯𝘴𝘶𝘳𝘦𝘥 𝘥𝘦𝘱𝘰𝘴𝘪𝘵𝘰𝘳𝘺 𝘪𝘯𝘴𝘵𝘪𝘵𝘶𝘵𝘪𝘰𝘯. 𝘍𝘋𝘐𝘊 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘢𝘷𝘢𝘪𝘭𝘢𝘣𝘭𝘦 𝘸𝘪𝘵𝘩 𝘵𝘩𝘦 𝘗𝘳𝘰𝘨𝘳𝘢𝘮 𝘪𝘴 𝘴𝘶𝘣𝘫𝘦𝘤𝘵 𝘵𝘰 𝘤𝘦𝘳𝘵𝘢𝘪𝘯 𝘤𝘰𝘯𝘥𝘪𝘵𝘪𝘰𝘯𝘴 𝘢𝘯𝘥 𝘍𝘋𝘐𝘊 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘰𝘯𝘭𝘺 𝘱𝘳𝘰𝘵𝘦𝘤𝘵𝘴 𝘢𝘨𝘢𝘪𝘯𝘴𝘵 𝘧𝘢𝘪𝘭𝘶𝘳𝘦 𝘰𝘧 𝘵𝘩𝘦 𝘕𝘦𝘵𝘸𝘰𝘳𝘬 𝘉𝘢𝘯𝘬. 𝘛𝘰 𝘮𝘦𝘦𝘵 𝘤𝘰𝘯𝘥𝘪𝘵𝘪𝘰𝘯𝘴 𝘧𝘰𝘳 𝘱𝘢𝘴𝘴-𝘵𝘩𝘳𝘰𝘶𝘨𝘩 𝘍𝘋𝘐𝘊 𝘥𝘦𝘱𝘰𝘴𝘪𝘵 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦, 𝘥𝘦𝘱𝘰𝘴𝘪𝘵 𝘢𝘤𝘤𝘰𝘶𝘯𝘵𝘴 𝘢𝘵 𝘕𝘦𝘵𝘸𝘰𝘳𝘬 𝘉𝘢𝘯𝘬𝘴 𝘢𝘳𝘦 𝘵𝘪𝘵𝘭𝘦𝘥, 𝘢𝘯𝘥 𝘥𝘦𝘱𝘰𝘴𝘪𝘵 𝘢𝘤𝘤𝘰𝘶𝘯𝘵 𝘳𝘦𝘤𝘰𝘳𝘥𝘴 𝘢𝘳𝘦 𝘮𝘢𝘪𝘯𝘵𝘢𝘪𝘯𝘦𝘥, 𝘪𝘯 𝘢𝘤𝘤𝘰𝘳𝘥𝘢𝘯𝘤𝘦 𝘸𝘪𝘵𝘩 𝘍𝘋𝘐𝘊 𝘳𝘦𝘨𝘶𝘭𝘢𝘵𝘪𝘰𝘯𝘴 𝘧𝘰𝘳 𝘱𝘢𝘴𝘴-𝘵𝘩𝘳𝘰𝘶𝘨𝘩 𝘤𝘰𝘷𝘦𝘳𝘢𝘨𝘦. 𝘛𝘩𝘦 𝘥𝘦𝘱𝘰𝘴𝘪𝘵𝘰𝘳 𝘮𝘢𝘺 𝘦𝘹𝘤𝘭𝘶𝘥𝘦 𝘕𝘦𝘵𝘸𝘰𝘳𝘬 𝘉𝘢𝘯𝘬𝘴 𝘧𝘳𝘰𝘮 𝘦𝘭𝘪𝘨𝘪𝘣𝘪𝘭𝘪𝘵𝘺 𝘵𝘰 𝘳𝘦𝘤𝘦𝘪𝘷𝘦 𝘪𝘵𝘴 𝘧𝘶𝘯𝘥𝘴. 𝘈 𝘭𝘪𝘴𝘵 𝘰𝘧 𝘕𝘦𝘵𝘸𝘰𝘳𝘬 𝘉𝘢𝘯𝘬𝘴 𝘪𝘴 𝘢𝘷𝘢𝘪𝘭𝘢𝘣𝘭𝘦 𝘢𝘵 𝘐𝘯𝘵𝘳𝘢𝘍𝘪. 𝘐𝘯𝘵𝘦𝘳𝘦𝘴𝘵 𝘳𝘢𝘵𝘦𝘴/𝘈𝘗𝘠 (𝘈𝘯𝘯𝘶𝘢𝘭 𝘗𝘦𝘳𝘤𝘦𝘯𝘵𝘢𝘨𝘦 𝘠𝘪𝘦𝘭𝘥) 𝘢𝘳𝘦 𝘴𝘶𝘣𝘫𝘦𝘤𝘵 𝘵𝘰 𝘤𝘩𝘢𝘯𝘨𝘦 𝘸𝘪𝘵𝘩𝘰𝘶𝘵 𝘯𝘰𝘵𝘪𝘤𝘦. 𝘔𝘪𝘯𝘪𝘮𝘶𝘮 𝘥𝘦𝘱𝘰𝘴𝘪𝘵 𝘢𝘯𝘥 𝘣𝘢𝘭𝘢𝘯𝘤𝘦 𝘳𝘦𝘲𝘶𝘪𝘳𝘦𝘮𝘦𝘯𝘵𝘴 𝘢𝘱𝘱𝘭𝘺 𝘢𝘯𝘥 𝘮𝘢𝘺 𝘤𝘩𝘢𝘯𝘨𝘦. 𝘋𝘦𝘱𝘰𝘴𝘪𝘵 𝘭𝘪𝘮𝘪𝘵𝘴 𝘮𝘢𝘺 𝘤𝘩𝘢𝘯𝘨𝘦, 𝘢𝘯𝘥 𝘴𝘰𝘮𝘦 𝘤𝘰𝘯𝘥𝘪𝘵𝘪𝘰𝘯𝘴 𝘢𝘱𝘱𝘭𝘺. 𝘗𝘭𝘦𝘢𝘴𝘦 𝘴𝘦𝘦 “𝘊𝘢𝘴𝘩 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵” 𝘰𝘯 𝘰𝘶𝘳 𝘱𝘶𝘣𝘭𝘪𝘤 𝘸𝘦𝘣𝘴𝘪𝘵𝘦 𝘢𝘵 𝘸𝘸𝘸.𝘳𝘣𝘤𝘸𝘮.𝘤𝘰𝘮/𝘥𝘪𝘴𝘤𝘭𝘰𝘴𝘶𝘳𝘦𝘴 𝘧𝘰𝘳 𝘙𝘉𝘊 𝘗𝘳𝘦𝘮𝘪𝘶𝘮 𝘚𝘢𝘷𝘪𝘯𝘨𝘴 𝘗𝘳𝘰𝘨𝘳𝘢𝘮 𝘛𝘦𝘳𝘮𝘴 𝘢𝘯𝘥 𝘊𝘰𝘯𝘥𝘪𝘵𝘪𝘰𝘯𝘴, 𝘋𝘦𝘱𝘰𝘴𝘪𝘵 𝘗𝘭𝘢𝘤𝘦𝘮𝘦𝘯𝘵 𝘈𝘨𝘳𝘦𝘦𝘮𝘦𝘯𝘵, 𝘢𝘯𝘥 𝘗𝘳𝘰𝘨𝘳𝘢𝘮 𝘐𝘯𝘵𝘦𝘳𝘦𝘴𝘵 𝘙𝘢𝘵𝘦𝘴.

09/26/2026

Did you know a large portion of U.S. investment opportunities are in private markets, a key segment of alternative investments? Alts have moved into the spotlight for investors and offer unique investment opportunities which may complement your portfolio.

Connect to talk more.

Visualize the lifestyle, dreams and future you always imagined and create a realistic path so that you relish the journey to that exciting and full life.

www.martinkleinrbc.com 949/720-8944 [email protected]

09/12/2026

Wishing all who celebrate a meaningful and joyful Rosh Hashanah. May this new year bring fresh possibilities and abundant blessings!

Visualize the lifestyle, dreams and future you always imagined and create a realistic path so that you relish the journey to that exciting and full life.

www.martinkleinrbc.com 949/720-8944 [email protected]

09/11/2026

On this anniversary, we remember the courage and unity that rose in the face of unimaginable loss. Their bravery will never be forgotten.

Visualize the lifestyle, dreams and future you always imagined and create a realistic path so that you relish the journey to that exciting and full life.

www.martinkleinrbc.com 949/720-8944 [email protected]

09/04/2026

Wishing you and your family a Happy and Healthy Labor Day Weekend.

Americans often celebrate Labor Day with barbeques, picnics, sporting events and even parades like the one we had in my hometown growing up. For many families, it is the last chance to take a break before school starts again for the fall session.

However, Labor Day is a day to celebrate American workers—recognizing all the American workers and professions that have helped to make the United States the economic engine that it is today..

Oregon became the first state, in 1878, to grant legal status to the holiday (even though the state initially celebrated the holiday on the first Saturday of June). That same year, Colorado, New York, Massachusetts and New Jersey established the holiday on the first Monday in September—other states soon followed.

The “Maine Lobsterman” by Portland sculptor Victor Kahill—Portland, Maine.

Visualize the lifestyle, dreams and future you always imagined and create a realistic path so that you relish the journey to that exciting and full life.

www.martinkleinrbc.com 949/720-8944 [email protected]

09/03/2026

The equity market segment more directly tied to AI has undergone a notable valuation adjustment amid sharper scrutiny of AI capex durability, monetization timelines, and disruption risks. Can the companies deliver on profitability expectations?

Visualize the lifestyle, dreams and future you always imagined and create a realistic path so that you relish the journey to that exciting and full life.

www.martinkleinrbc.com 949/720-8944 [email protected]

09/01/2026

Sector ETFs and benchmark indexes try to track the same thing, an economic sector, yet differences in regulatory frameworks complicate the comparisons.

Visualize the lifestyle, dreams and future you always imagined and create a realistic path so that you relish the journey to that exciting and full life.

www.martinkleinrbc.com 949/720-8944 [email protected]

Sector ETFs and benchmark indexes try to track the same thing, an economic sector, yet differences in regulatory frameworks complicate the comparisons.