Mortgage Vintage, Inc.

Mortgage Vintage, Inc. Mortgage Vintage Provides a Fast, Professional & Efficient Loan Process to Help Real Estate Investors
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We provide residential real estate loans funded by private investors. We combine decades of traditional lending experience and common sense with the latest online services and technology to streamline processes, underwriting, fraud detection and regulatory compliance.

08/18/2026

I am looking forward to attending Fortra Newport Beach on August 25–26 at VEA Newport Beach.
It is always valuable to connect with private lenders, brokers, investors, developers, and other professionals shaping the private lending industry. I am looking forward to the conversations, industry insights, and opportunities to strengthen relationships.
If you are attending, I would enjoy connecting while we are there.

Mortgage Vintage just closed a $735,000 second trust deed in San Diego's North Park neighborhood, funding construction o...
08/11/2026

Mortgage Vintage just closed a $735,000 second trust deed in San Diego's North Park neighborhood, funding construction of four permitted ADUs at an existing triplex.

The deal converts a three-unit property into a seven-unit residential income asset at 56.72% CLTV. Structured with full funds control and a completed feasibility study, this is what purposeful hard money lending looks like.

https://mortgagevintage.com/completed-hard-money-loan-san-diego-735000-11-50-2nd-td-adu-construction-56-72-cltv/

Another great annual Duffy boat day around Newport Harbor! This year was a first for Mike, Sam, Lexie, Julio, and Kathy,...
08/11/2026

Another great annual Duffy boat day around Newport Harbor!

This year was a first for Mike, Sam, Lexie, Julio, and Kathy, who joined us for a beautiful day on the water. Over lunch, we shared business successes, caught up, and enjoyed some time away from the office.

Great conversations, great company, and a perfect Newport Beach day. Already looking forward to next year!

Speed matters in real estate investing. When an opportunity surfaces, the window to act is often narrow.At Mortgage Vint...
08/04/2026

Speed matters in real estate investing. When an opportunity surfaces, the window to act is often narrow.

At Mortgage Vintage, we built our entire loan process around that reality. Fast quotes, underwriting, and funding are not a selling point — they are the standard we hold ourselves to for every borrower and broker we work with in California.

If you are ready to move on your next deal, we are ready to move with you. Reach out or request a quote at mortgagevintage.com.

https://mortgagevintage.com/

Sometimes the right loan isn't the one you think you need.Ted from Costa Mesa came to us believing he needed a hard mone...
07/28/2026

Sometimes the right loan isn't the one you think you need.
Ted from Costa Mesa came to us believing he needed a hard money loan. He had found a new home he wanted to buy but still owned his primary residence in Huntington Beach. After a conversation with Sandy on our team, he learned that a bridge loan was actually the better fit for his situation.
That distinction matters. A bridge loan gave Ted the ability to move quickly on the new purchase, close on time, and keep the seller and Realtor happy — all while he worked through selling his existing home.
Once his Huntington Beach property sold, he paid off the bridge loan. Smooth, seamless, done.
This is exactly why we take the time to have a real conversation before jumping to a solution. The right loan type can make all the difference in how a transaction comes together.
If you are in a similar situation — trying to move on a new property before your current one sells — reach out and let's talk through your options. We serve borrowers across Orange County, Los Angeles, and Riverside.

https://dub.sh/fsNsnYK

Speed matters in real estate investing. When an opportunity surfaces, waiting weeks for traditional financing can mean l...
07/20/2026

Speed matters in real estate investing. When an opportunity surfaces, waiting weeks for traditional financing can mean losing the deal entirely.

At Mortgage Vintage, we built our entire process around fast quotes, underwriting, and funding — because California investors should not have to slow down for their capital.

If you are working on your next deal in Orange County, Los Angeles, or Riverside, let us know. We are ready to move when you are.

https://mortgagevintage.com/

Another one funded. $1,105,000 hard money loan in Alhambra, Los Angeles County — closed and done.Here are the details: b...
07/14/2026

Another one funded. $1,105,000 hard money loan in Alhambra, Los Angeles County — closed and done.

Here are the details: business-purpose cash-out refinance, first trust deed, non-owner occupied single-family residence, 10.00% rate, 65% CLTV.
The borrower was an experienced real estate investor with a 687 FICO score and approximately $400,000 in verified cash reserves. The existing first trust deed was current and in good standing — this wasn't a rescue situation. The borrower needed speed and flexibility to retire that existing lien and direct remaining funds toward investment activities on a separate property in their portfolio.

That's exactly the kind of scenario where conventional lending falls short and a business-purpose cash-out program makes sense. No unnecessary delays, no red tape around the investment intent.

If you're working with real estate investors who need to move quickly on their next deal, this is what we do. Reach out to learn more about our loan programs or request a quote at mortgagevintage.com.

https://dub.sh/ZnoMDcu

Hard Money Loan in Woodside. A borrower recently closed a $1,800,000 hard money second trust deed cash out refinance on ...
07/08/2026

Hard Money Loan in Woodside. A borrower recently closed a $1,800,000 hard money second trust deed cash out refinance on a single family residence in Woodside, creating access to substantial capital while maintaining a 52.50 percent CLTV. This transaction shows how private money can help borrowers unlock equity from high-value residential real estate when flexibility, speed, and collateral strength matter. Read the deal summary here: https://mortgagevintage.com/closed-hard-money-loan-in-woodside-1800000-13-50-2nd-td-cash-out-refinance-sfr-52-50-cltv/

Are you a broker with clients who don't fit the traditional lending box? That's exactly where Mortgage Vintage comes in....
07/08/2026

Are you a broker with clients who don't fit the traditional lending box? That's exactly where Mortgage Vintage comes in.

We're a direct hard money lender based in Newport Beach, CA, and we work alongside broker partners to fund loans for borrowers who don't meet conventional underwriting guidelines — or who simply want the advantages of a private money loan.

The types of clients brokers bring to us include REO, trustee, and short sale real estate investor buyers, as well as credit-impaired borrowers. Less than stellar FICO? Not a dealbreaker here.

Our broker partners keep coming back because of our quick and professional response — both to the broker's needs and to the needs of their clients. When timing matters, that responsiveness makes a real difference.

If you're a broker looking for a reliable funding partner for your harder-to-place deals, we'd love to connect. Visit our Brokers page at mortgagevintage.com to learn more or register as a preferred broker.

https://mortgagevintage.com/brokers/

Address

260 Newport Center Drive # 404
Newport Beach, CA
92660

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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