Alex Diaz, Mortgage Lender

04/15/2026

Another great meeting today at

01/19/2024

There are plenty of reasons why you may want or need to move. For many, it's a new job opportunity or the desire to be closer to loved ones. If you're considering selling your house and could use some friendly advice on weighing the pros and cons, let's chat. I'm here to help you explore your options.

01/18/2024

Thinking of buying a home this year? Time to be strategic. With the current affordability challenges and limited housing supply, finding a home that suits your needs and fits your budget requires some thoughtful planning. Let's chat about your priorities and ensure your housing decision aligns with your long-term goals.

01/17/2024

Avoid These Common Mistakes After Applying for a Mortgage

If you’re getting ready to buy a home, there are some key things to keep in mind after you apply for your mortgage and before you close. Here’s a list of things to remember when you apply for your home loan.

Don’t Deposit Large Sums of Cash

Lenders need to source your money, and cash isn’t easily traceable. Discuss the proper way to document your transactions with your loan officer.

Don’t Make Any Large Purchases

It’s not just home-related purchases that could disqualify you from your loan. Any large purchases can be red flags for lenders. Resist the temptation to make any large purchases, even for furniture or appliances.

Don’t Cosign Loans for Anyone

When you cosign for a loan, you’re making yourself accountable for that loan’s success and repayment.

Don’t Switch Bank Accounts

Lenders need to source and track your assets. Before you transfer...

If you’re getting ready to buy a home, it’s exciting to jump a few steps ahead and think about moving in and making it your own.

01/16/2024

Wondering where you’ll go when you sell your house? With so few homes available today, it’s crucial to explore all your options. That includes both existing homes as well as newly built ones. If you're curious about the choices in our area, let's chat. I'm here to help you navigate what's available and find what suits you best.

01/15/2024

Why the Price of Your House Matters When Selling

The asking price for your house can greatly affect your bottom line and how fast your house sells. Let’s connect so we can find the right price for your house.

01/12/2024

Home Prices Forecast To Climb over the Next 5 Years [INFOGRAPHIC]

If you’re worried about what’s next for home prices, know the HPES shows experts are projecting they’ll continue to rise at least through 2028. Based on that forecast, if you bought a $400,000 house this year, experts say it could gain over $72,000 in equity over the next five years. If you're worried about falling home prices, don't be. Many experts forecast they'll keep rising for years to come. If you have questions, let’s connect.

If you’re worried about what’s next for home prices, know the HPES shows experts are projecting they’ll continue to rise at least through 2028.

01/11/2024

Trying to decide if it makes more sense to rent or buy a home right now? Here’s something that might help. The average homeowner’s net worth is far greater than a renter’s across all income levels. That’s because owning your home can give your net worth a big boost over time. DM me when you’re ready to start your journey to homeownership.

01/11/2024

One of the issues some homeowners want to discuss when we first list a home is whether it's a good idea to offer to finance the buyer. In other words, the seller would act as the lender in the purchase of the home. There are only certain circumstances under which we advise a client to consider this....

01/10/2024

Ways Your Home Equity Can Help You Reach Your Goals

If you’ve owned your house for at least a couple of years, there’s something you’re going to want to know more about – and that’s home equity. If you’re not familiar with that term, Freddie Mac defines it like this: “. . . your home’s equity is the difference between how much your home is worth and how much you owe on your mortgage.”

That means your equity grows as you pay down your home loan over time and as home values climb. Here are a few examples of how you can put your home equity to work for you.

1. Buy a Home That Fits Your Needs

If your current space no longer meets your needs, you can put your equity toward a down payment on something that fits your changing lifestyle.

2. Reinvest in Your Current Home

A real estate agent is a great resource on which projects to prioritize to get the greatest return on your investment when you sell later on.

3. Pursue...

If you’ve owned your house for at least a couple of years, there’s something you’re going to want to know more about – and that’s home equity.