Haleythayer

08/20/2023

Newest member of Newport Beach LeTip!

05/01/2023

After three months of maternity leave, I’m back to work today! It is a mixture of many different emotions: excitement, sadness, nervousness. Mom guilt is very real.

I was blessed to spend three months with my handsome and massive baby. Now, I try my best to be mom, wife and mortgage broker every single day. It’s challenging, yes, but also incredibly rewarding.

Positivity is my superpower ☀️ Let’s get it 2023!

01/04/2023

Home values are dropping and mortgage rates are starting to trend lower. It's a great time for buyers to negotiate in a market that is slowing down.

There are many products that can help you save THOUSANDS on your interest payment for the first couple of years. Let's start the new year with investing your money wisely for the future:

We're spilling the beans on whether getting pre-approved for a mortgage lowers your credit score.

12/07/2022

Latest on the inflation problem:

After two straight negative quarterly readings for economic growth in 2022, Gross Domestic Product (GDP) rose by 2.9% in the second read from Q3 and up from the first look of 2.6%. The report showed that consumer spending was up 1.7% versus the 1.4% estimated. The inflation component inched higher to 4.6% from 4.5% in the first read. The personal savings rate fell to 2.8% from 3.3%.

11/30/2022

Good news!

Mortgage rates dropped in the last week.

Conforming loan limits are increasing as well to keep up with the higher home prices. The baseline conforming loan limit for 2023 will be $726,200, up $79,000 from this year's limit of $647,200. Higher-cost areas will have a new loan limit of $1,089,300, or up to 150% of the baseline loan limit.

Some of my lending partners already have these limits in place.

If you're considering to make a move before the end of the year, let's discuss your options!

United American Mortgage Corporation in Costa Mesa, CA and by phone at 800-708-5626 We specialize in mortgages, home loans, mortgage rates, refinance

11/29/2022

Fun story:

I received a call from a realtor in WA on Tuesday (22nd) night. She was in a desperate situation. Her clients were set to close escrow on a home on November 30th but financing was falling through. She asked if there was anything I could do.

We ended up taking on the loan, getting the clients a lower rate and we are set to close tomorrow (the 30th). All of this done during a holiday week.

That's what you get when you work with my team for a mortgage. Creativity and a smooth close.

United American Mortgage Corporation in Costa Mesa, CA and by phone at 800-708-5626 We specialize in mortgages, home loans, mortgage rates, refinance

11/21/2022

I love Thanksgiving! Such a wonderful time to reflect on the year thus far and give thanks to those who have helped me get to where I am today. It's been an amazing and interesting journey as a working mom. And I've only just begun!

Thankful for you all!

11/16/2022

Don't let the name fool you! This event is open to anyone who is looking to network, hear from inspiring speakers and have an opportunity to build their business.

This is tomorrow and we hope to see you there: https://www.meetup.com/mission-viejo-chamber/events/289617080/

11/15/2022

For the first time in a long time, mortgage rates got significantly better last week. And they are holding strong today.

If you are looking to get a Jumbo loan (pretty much anyone in Orange County, CA), talk to me today. We have incredible options to shop for our borrowers.

11/09/2022

November Housing Report:

A 4% rate? That's unheard of in this market... right?

Wait until you hear about a loan program that allows you to save thousands of dollars for the first 3 years of your mortgage.

Reach out to me today to talk about your options:

11/08/2022

Final Young Professionals Happy Hour and Speaker Event of the year!

We would love to see you there.

Register here: https://www.meetup.com/mission-viejo-chamber/events/289617080?utm_medium=referral&utm_campaign=share-btn_savedevents_share_modal&utm_source=link

11/04/2022

I will be speaking at a Home Buyer Workshop tomorrow morning in Huntington Beach. If you are interested in learning more about the entire process from pre-approval to trusts, come join me! It's free for you to attend and you will learn so much.