Fixated Financial and Insurance Solutions, Inc.

05/11/2026

Additional Insureds are commonly requested; learn about why they are requested and how they can protect your business by requiring that others name your company as an Additional Insured.

Learn about what it means to add an additional insured on your insurance policy, and how they can protect your business.

04/29/2026

Learn the Difference Between Excess Liability and Commercial Umbrella Insurance with our newest blog.

Commercial Excess Liability & Umbrella Ins Excess Liability and Umbrella Insurance are often used interchangeably. However, they are not the exact same type of coverage, and there are differences. When an underlying policy, such as General Liability, Auto, or Workers Compensation, does not provide h...

04/17/2026

Contractors face specific hazards. Safety Programs minimize claims while keeping employees safer.

Risk Control for the Construction Industry Risk Control is an important part of a comprehensive Safety Program. Risk Control combines education, safety protocols, and operational measures to minimize claim frequency and severity. These measures help keep employees healthy and safe while working and....

04/02/2026

Spring is the perfect time to refresh your business! Here are some tips and spring cleaning tasks

Spring Cleaning for Your Business Spring is here and many people take the opportunity to declutter and clean their homes. Business Owners can also use Spring as the perfect time to evaluate and refresh their businesses as well. Spring is the perfect time to start fresh and spruce up…

02/19/2026

An annual business review is invaluable to business owners.

The Importance of Doing an Annual Policy Review As your business grows, your insurance needs also change. A policy that was suitable for your business operations when you first started may not offer the coverage that your business now needs. Your insurance policy needs to evolve to keep pace…

10/10/2025

As a new business, obtaining Business Insurance is one of the first essential steps to take. Many new businesses start with a Businessowners package, which bundles General Liability and Property, and if they have employees, Workers Compensation, and Auto coverage if they own vehicles. However, as yo...

07/29/2025

Workplace Safety Programs are vital to helping to keep a safe workplace, and help prevent injuries to employees.

As a business owner, a safe working environment is important to protect your employees. While accidents happen, there are steps to take that will minimize the risk of employees having injuries in the workplace. Common Types of Injuries While the types of injuries can vary greatly by industry, the mo...

07/17/2025

Learn more about how to help protect your home and business from the Risk of Wildfires

  Wildfires have changed the landscape of insurance in California. As a year-round threat, insurance companies have made drastic changes to how they insure homes and businesses in the state. Property owners have likely heard about wildfire mitigation and what they can do to protect their homes and ...

05/20/2025

What is the California FAIR Plan? Learn what it is, and how it can help Homeowners and Business Owners that are unable to obtain other insurance.

The California Fair Plan has been getting a lot of attention recently in the news. What is the California Fair Plan, what is it, and who is eligible for a policy?   The California Fair Plan The insurance industry in California has been in a state of flux, with multiple…

03/06/2025

Learn about the importance of having a disaster plan for your business.

All Businesses should have a disaster plan in place before a disaster strikes.