Garrett Dwyer at Homeowners First Mortgage, LLC

Garrett Dwyer at Homeowners First Mortgage, LLC Senior Loan Officer - NMLS #179318, Corp NMLS #1932549 Programs, rates, terms and conditions are subject to change without notice.

This communication does not constitute a commitment to lend or the guarantee of a specified interest rate. All loan programs and availability of cash proceeds are subject to credit, underwriting and property approval. Other restrictions apply. 108 Pacifica, Suite 250, Irvine, CA 92618. Corp NMLS #: 1932549 (www.nmlsconsumeraccess.org). Loans made or arranged pursuant to a California Finance Lenders Law license.

Generally totaling between 3% and 6% of the borrowed loan amount, closing costs are the final hurdle home buyers face wh...
07/06/2023

Generally totaling between 3% and 6% of the borrowed loan amount, closing costs are the final hurdle home buyers face when purchasing their new home. Luckily, most costs can be negotiated. Here are 5 ways you can lower your closing costs when purchasing a home: http://spr.ly/6183Pyzoc

Last week, certain economic data proved the economy to be resilient. As a result, mortgage rates trended upwards toward ...
07/03/2023

Last week, certain economic data proved the economy to be resilient. As a result, mortgage rates trended upwards toward the end of the week. Here’s what you can expect from this week’s market-moving reports: http://spr.ly/6188PGEmr

Last week, mortgage rates showed relatively little volatility, fluctuating up and down and ending the week at a slightly...
06/26/2023

Last week, mortgage rates showed relatively little volatility, fluctuating up and down and ending the week at a slightly lower level. Here’s how this week’s market-moving reports may influence average mortgage rates:
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What do you think the future holds for rate hikes? Last week, the Federal Open Market Committee (FOMC) opted to pause ra...
06/20/2023

What do you think the future holds for rate hikes? Last week, the Federal Open Market Committee (FOMC) opted to pause rate hikes for the time being, leaving many wondering what their next move is. Read more: http://spr.ly/6187OA5NP

Is the Federal Funds Rate nearing a plateau? As the Federal Open Market Committee (FOMC) is scheduled to meet on Tuesday...
06/12/2023

Is the Federal Funds Rate nearing a plateau? As the Federal Open Market Committee (FOMC) is scheduled to meet on Tuesday and Wednesday this week to vote on the benchmark interest rate, here’s what the experts are saying: http://spr.ly/6181OFOR9

Is buying a home right now still a good idea? According to wealth expert Kamila Elliot, the answer is YES! Ready to achi...
06/08/2023

Is buying a home right now still a good idea? According to wealth expert Kamila Elliot, the answer is YES! Ready to achieve your dream of homeownership? Here are three keys to making it happen: http://spr.ly/6184OIsqe

Despite strong payroll numbers from the employment situation report, mortgage rates trended lower last week. Here’s what...
06/05/2023

Despite strong payroll numbers from the employment situation report, mortgage rates trended lower last week. Here’s what led to the downward trend: http://spr.ly/6185OajHL

Last week’s inflation data was hotter than expected and mortgage rates trended higher. This week could be a different st...
05/29/2023

Last week’s inflation data was hotter than expected and mortgage rates trended higher. This week could be a different story for rates with the jobs reports coming out. Here’s what you need to know: http://spr.ly/6188OS83Q

This week, market-moving reports scheduled for release include the new home sales report and the pending home sales inde...
05/22/2023

This week, market-moving reports scheduled for release include the new home sales report and the pending home sales index. Here’s what you can expect from April’s data: http://spr.ly/6180Ol5Wm

Existing home sales declined in April, down 3.4% month-over-month. With a 2.9-month supply of homes at the current sales...
05/18/2023

Existing home sales declined in April, down 3.4% month-over-month. With a 2.9-month supply of homes at the current sales pace, persistently tight housing supply is making it difficult for buyers to take advantage of the market.

As we move closer to summer, more economists’ predictions are starting to trickle out for the upcoming months. So, what ...
05/15/2023

As we move closer to summer, more economists’ predictions are starting to trickle out for the upcoming months. So, what can you expect from the housing market this week? Read here: http://spr.ly/6187OgcBZ

Need some good news? Yesterday, the Federal Housing Finance Agency (FHFA) announced that it was rescinding its proposed ...
05/11/2023

Need some good news? Yesterday, the Federal Housing Finance Agency (FHFA) announced that it was rescinding its proposed fee that was scheduled to start on August 1. Here’s what this means for you: http://spr.ly/6186Oers0

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4 Corporate Plaza Drive Suite 100
Newport Beach, CA
92660

Telephone

+19492857420

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