Guy Ward Producing Sales Manager

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Guy Ward Producing Sales Manager MLS # 415683
Licensed in AL, NC, GA # 48325
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Atlantic Bay Mortgage Group, L.L.C
NMLS #72043
www.nmlsconsumeraccess.org
Equal Opportunity Lender

Guy Ward
NMLS # 415683
Licensed in AL, NC, GA # 48325
-------
Atlantic Bay Mortgage Group, L.L.C
NMLS #72043
www.nmlsconsumeraccess.org
Equal Opportunity Lender

I have worked for Atlantic Bay Mortgage Group for over 6 years and been doing mortgages for more than 18 years. Founded in 1996, Atlantic Bay Mortgage Group (NMLS # 72043) is a National Top 100 Mortgage Lender and an Inc. Magazine Top 500 fastest growing company. With 99.7% closed by contract date and TBD underwriting, it is easy to understand why we are a favorite among real estate and builder professionals.

15 years or 30? A shorter term can save you a lot in interest, while a longer one gives your monthly budget more room to...
10/14/2026

15 years or 30? A shorter term can save you a lot in interest, while a longer one gives your monthly budget more room to breathe. We put the numbers side by side so you can see which fits your goals.
https://myoc.io/guyward/KdGHH



NMLS # 415683

Dreaming of a bigger kitchen... or a whole different house?Before you call a contractor or a real estate agent, run thro...
10/06/2026

Dreaming of a bigger kitchen... or a whole different house?
Before you call a contractor or a real estate agent, run through these three questions. They'll help you figure out which move makes the most sense for your family, your budget, and your future.
https://myoc.io/guyward/cTRyy



NMLS # 415683

Your mortgage payment might be fixed, but your housing costs aren't.Property taxes, insurance, maintenance, HOA dues, th...
09/18/2026

Your mortgage payment might be fixed, but your housing costs aren't.
Property taxes, insurance, maintenance, HOA dues, they all creep up over time, and if your budget doesn't have room to move, that's when “house poor” happens.
Before you buy, give your numbers an honest stress test. SO, we broke down exactly how in our latest article!
https://myoc.io/guyward/WHtaC



NMLS # 415683

Going through a divorce doesn't inherently mean your mortgage will too.Here's what actually happens to a joint loan when...
09/14/2026

Going through a divorce doesn't inherently mean your mortgage will too.
Here's what actually happens to a joint loan when a marriage ends.
https://myoc.io/guyward/BuRSk



NMLS # 415683

It's back-to-school season, but for some families it's actually "back under our roof" season. More people are buying mul...
09/08/2026

It's back-to-school season, but for some families it's actually "back under our roof" season.
More people are buying multigenerational homes than ever, whether it's adult kids returning, parents moving in, or everyone deciding one mortgage beats three rent checks.
We broke down what actually matters when you're buying a house for more than one generation.
https://myoc.io/guyward/6ayMf



NMLS # 415683

It was Property Tax, in the Escrow Account, with your Insurance Premium. Case closed on why your payment looks the way i...
08/25/2026

It was Property Tax, in the Escrow Account, with your Insurance Premium. Case closed on why your payment looks the way it does.
https://myoc.io/guyward/C8RWP



NMLS # 415683

Kids aren't the only ones who need a desk this fall. Here's where to put a home office after you buy a house, what it ac...
08/17/2026

Kids aren't the only ones who need a desk this fall.
Here's where to put a home office after you buy a house, what it actually costs, and whether it's worth it before you sell.
https://myoc.io/guyward/R6gW2



NMLS # 415683

I see condo people. 👀 And in 2026, more of them are getting approved for a mortgage than ever, thanks to new Fannie Mae ...
08/11/2026

I see condo people. 👀 And in 2026, more of them are getting approved for a mortgage than ever, thanks to new Fannie Mae and Freddie Mac guidelines.
Curious what changed? We break it down in the Knowledge Center.
https://myoc.io/guyward/E83h6



NMLS # 415683

STILL think you need 20% down to buy a home??? Think again. And again. And heck, one more time for good measure. Learn a...
07/20/2026

STILL think you need 20% down to buy a home???
Think again. And again. And heck, one more time for good measure.
Learn about down payment strategies that could help make homeownership more affordable. Read more at the link.
https://myoc.io/guyward/L2xjA



NMLS # 415683

Who says you only get one shot at refinancing? No, really. Who said it? Your goals change. Your home changes. Your mort...
07/15/2026

Who says you only get one shot at refinancing?

No, really. Who said it?

Your goals change. Your home changes. Your mortgage can, too. Read our latest article to learn why it's never too late to explore your options.
https://myoc.io/guyward/W9Nw4



NMLS # 415683

Address

15 Perry Street, Suite 113
Newnan, GA
30263

Telephone

+14702313080

Website

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