11/13/2025
Earn too much for a Roth IRA? There is still a way to build tax-free retirement income.
It’s called the Backdoor Roth IRA – it’s a strategy designed for high-income earners to move after-tax dollars into a Roth account, where growth and withdrawals in retirement can be tax-free.
As a Certified Financial Planner™, I help clients understand when this strategy fits, how to execute it cleanly, and how to avoid common tax traps.
If your income is above the Roth limits, but you still want tax-free growth, let’s talk about the backdoor Roth IRA.
Email Me: [email protected]
*You may take nontaxable withdrawals from a Roth IRA if you are at least 59 ½ and account has been held for 5 years. Otherwise, earnings withdrawn may be subject to ordinary income tax and a 10% penalty.
Securities and Advisory service offered through United Planners Financial Services. Member FINRA | SIPC.
