Ontario Shores Federal Credit Union

Ontario Shores Federal Credit Union Proudly serving all of Niagara, Orleans, Genesee, Wyoming, Cattaraugus, Allegany, and Steuben Counties.

Local branches in Newfane, Medina, Pendleton, and Lewiston Porter. Founded over 50 years ago, Ontario Shores FCU remains locally committed to serving the counties of Niagara, Orleans, Genesee, Wyoming, Cattaraugus, Allegany, and Steuben. We’re big enough to offer just about any service you may want, and we’re small enough to deliver it promptly and with a smile. If you haven’t opened an account yet, stop in and see the difference at Ontario Shores…It’s Where You Belong

09/08/2026

In celebration of the first day of school for many of our local students, we wanted to share a history lesson! Did you know that Ontario Shores FCU was established by a group of teachers in the Newfane Central School District? Wishing all students, teachers, educational staff, administrators, school nurses, and bus drivers a great first day!

This Labor Day, we’re recognizing the hardworking people who help our families, businesses, and communities thrive every...
09/07/2026

This Labor Day, we’re recognizing the hardworking people who help our families, businesses, and communities thrive every day. From all of us at Ontario Shores FCU, thank you!

All branches will be closed tomorrow in observance of the holiday. You can access your accounts anytime at osfcu.com and...
09/06/2026

All branches will be closed tomorrow in observance of the holiday. You can access your accounts anytime at osfcu.com and on our mobile app. You can also access our branch ATM's or find an ATM near you at osfcu.com/find-a-free-atm.

09/03/2026

What fuels you? At Ontario Shores FCU, it's the people and businesses that make our community stronger every day.

Learn more ➡osfcu.com/fueling-our-community

Every day, vehicles help us get where we need to go. This September, your vehicle can help take care of a neighbor, too....
09/01/2026

Every day, vehicles help us get where we need to go. This September, your vehicle can help take care of a neighbor, too. For every auto loan, Ontario Shores FCU will donate $50 toward local Meals on Wheels programs! This includes new auto loans, used auto loans, and auto loan refinances. Being your credit union means more than helping you finance a vehicle. It means helping strengthen the communities we share.

Let’s fuel our community together! Get pre-approved on a new or used auto loan today! osfcu.com/rates

Every high-five, every cheer from the stands, every ounce of support helps shape who our young athletes become. We're pr...
08/31/2026

Every high-five, every cheer from the stands, every ounce of support helps shape who our young athletes become. We're proud to support the Wheatfield Blades and the young athletes learning that hard work, teamwork, and community go hand in hand on the ice and beyond! Special thanks to Julie Schumacher who presented our Pendleton team with a plaque as a thank you for our sponsorship and continued support.

08/25/2026

Every year, Ontario Shores FCU donates backpacks to local community groups for the upcoming school year. At OSFCU, a backpack is more than just an essential item for students to store their textbooks and homework. A backpack is a symbol of learning and growing. Through the years, we have had the privilege to step into local classrooms to teach about financial literacy, support student run fundraisers and community service projects, welcome student interns in various departments including our student run branch at Newfane high school, congratulate students on earning scholarships through the New York Credit Union Association, and so much more. We wish all students, teachers, and school staff a wonderful start to the school year!

End of summer projects on your mind? Get a head start with a home equity loan! ➡Get pre-approved now at osfcu.com/rates ...
08/21/2026

End of summer projects on your mind? Get a head start with a home equity loan!

➡Get pre-approved now at osfcu.com/rates

Today is National Financial Awareness Day and we wanted to share some quick tips on how to build and maintain an excelle...
08/14/2026

Today is National Financial Awareness Day and we wanted to share some quick tips on how to build and maintain an excellent credit score. Your credit score can impact your ability to qualify for loans, secure competitive interest rates, and reach important financial goals.

➡Have several active credit cards
If you are building credit, consider starting with a beginner-friendly card. As your credit history grows, having several open accounts and using them responsibly can help demonstrate good credit management.
Consider a credit card with OSFCU! osfcu.com/visa-credit-cards

➡Work on paying down debt
Choose a strategy that works for you. Showing the credit bureaus that you’re on track to pay off your debt can do wonders for your score.

➡Pay your bills on time
Paying credit card bills when, or before, they’re due is a major factor in your score. Remember, you can set up automatic monthly payments for your bills so you’re always on time.

➡Bring down your credit utilization ratio
Your credit utilization ratio refers to the amount of available credit you use. Keep your utilization under 30%, or even 10% if you can. A lower utilization rate can show lenders that you are managing your available credit responsibly.

Building excellent credit does not happen overnight. Stay consistent, manage your debt wisely, pay on time, and keep your balances low. Your future self will thank you!

Whatever you’re planning next, we’re here to help you make it happen. Whether you’re ready to purchase a new car, renova...
08/12/2026

Whatever you’re planning next, we’re here to help you make it happen. Whether you’re ready to purchase a new car, renovate your home, consolidate debt, or simply take the next step toward a goal, Ontario Shores FCU has loan options designed to fit your needs.

Visit osfcu.com/rates and make the most of the last stretch of summer!

Address

2890 Transit Road
Newfane, NY
14108

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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