Lex Busko

08/31/2025

This is your reminder that ALL insurance companies are in the business of making money.

I’ve been in the insurance and finance industry since 2006, and here’s the truth: if you want to stay loyal to anyone, don’t make it the company. Make it the human agent who actually gives you sound advice.

Case in point: years ago, I had a client who had been with a very well-known national company for over 50 years. She lost her wedding ring — which was scheduled on her homeowners insurance — and filed a claim. The carrier paid it, no problem. But a few months later, when her policy was up for renewal, they non-renewed her. After 50 years.

She was devastated. That’s when she called our office for help.

We all like to stick with what we know — loyalty, habit, or just laziness. And let’s be honest: insurance isn’t a “sexy” topic (yes, even for us agents). BUT it’s one of the most important things you can have to protect your most valuable assets — including yourself.

So here’s my advice: have a human like me review your coverage. Ask questions. And when you call, know you’re reaching someone who puts customers first, company second.

That’s the difference between a 1-800 number and an independent agent. Call/text me tomorrow at 845-237-2539.

Call now to connect with business.

08/29/2025

💡 Did you know most homeowners policies don’t automatically cover things like floods, sump pump backups, or certain valuables?
Every home is different — and that’s why it pays to review your coverage with a local agent (hi 👋).

If you’re not 100% sure what your policy actually covers, let’s talk. I’ll make sure there are no surprises. Give me a call / text at 845-237-2539 or email me at [email protected]

Humans helping humans.

Call now to connect with business.

08/08/2025

If you need to do your defensive driving course, now is the time!

Click the link below and be sure to put in promo code LEX at checkout to save $5 off the price.

The course is designed to give you a discount for three years, and with insurance rates skyrocketing across the board know that this is the surefire way to save you money.

New York drivers, save up to 10% per year for 3 years on your auto insurance liability, PIP,  and collision premiums and reduce your driving record by up to 4 points.

08/04/2025

🚗 Auto Insurance Tip of the Week
Do you use your car for work too?
Many people think their personal auto policy covers every trip—but if you’re using your vehicle for business purposes—like deliveries, rideshare, site visits, or client meetings—it may not.

📌 Tip: A personal auto policy often excludes you while driving for work. Ask about commercial auto insurance or a non‑owned auto liability endorsement (HNOA) to ensure proper coverage. Many businesses find this essential to protect against liability claims and costly gaps in protection.

You pay so much for your insurance already... make sure it'll cover you when you need most. Feel free to call me / text me/ email me today with your questions - we're humans, not a 1800 number.

Call now to connect with business.

06/28/2025

📣 Out of Office Notice 🏕️

Hi everyone! Just a quick note to let you know that I’m currently out of the office for a short vacation and will be returning on Monday, July 8th.

If you need assistance with claims, payments, or policy changes, please reach out directly to your insurance carrier during this time.

I’ll be checking messages as I’m able, and I’ll respond to all inquiries in the order they’re received upon my return.

Thanks for your understanding, and I hope you’re enjoying the start of summer! ☀️

— Lex Busko
Busko Insurance Group

06/16/2025

You pay a mechanic to tune your car.
You pay a lawyer to review your legal situation.
You pay a doctor just to walk through the door.

And yet, one of the most important checkups — your insurance — is often overlooked… even when the review is completely free.

Why is that?
Maybe it’s because most people don’t truly understand the ins and outs of insurance.
Or maybe it’s because the industry has trained us to expect long hold times, 1-800 call centers, and aggressive sales tactics — just like the phone and cable companies.

It doesn’t have to be that way.

✅ You deserve a real human being.
✅ Someone who listens.
✅ Someone local.
✅ Someone who works for you, not just a company.

Give us a call. Whether it’s life insurance, Medicare, home, or auto — we’re here to answer questions, review your coverage, and help you make sense of it all. For free.

05/19/2025

👋 Tired of calling a 1-800 number just to sit on hold forever?
Wish you could talk to a real human who actually cares about your insurance needs?

That’s exactly what we do at Busko Insurance Group.
We bridge the gap between you and the big companies — so you don’t have to deal with hold music, phone trees, or frustration.

💼 We handle the back-and-forth with the carriers.
📞 You call, text, or message us — and we take it from there.

Licensed in NY, PA, and NJ, we help with:
🏡 Home & Auto
❤️ Life, Accident & Health
🧓 Medicare

📲 Reach out today — call or text 845-237-2539
Busko Insurance Group – Work with a human, not a 1-800 number.

05/13/2025

Life insurance is often put off until there's a scare - whether it's a car accident, a slip at work, or worrysome blood work at the doctor's office.

Don't hesitate - reach out today. We can price everything out and see how we can protect you within your budget :)

🌳 Let's grow together

05/07/2025

Life throws curveballs. Be ready. 🩺💥

Accident and sickness policies help cover the unexpected—like injuries from a fall, a trip to urgent care, or time off work from illness. These plans pay cash directly to YOU, not the hospital, so you can use the money however you need—bills, groceries, rent, anything.

It’s affordable peace of mind, especially for families, the self-employed, or anyone with a high-deductible health plan. Think of it like a financial safety net for life’s “what ifs.” With individual policies as low as $15.17 a month, and indiv/spouse indiv/children priced at $26 a month, it's a no brainer in today's financial climate.

📲 Reach out if you want a quote or to see how it could fit into your budget—I'm happy to help you mitigate these tough finanical times!

-Lex

Call now to connect with business.

04/30/2025

🚗🏡🚲 Protect More. Save More. Stress Less. 🚗🏡🚲

When it comes to insurance, one size does not fit all — and you deserve more than a 1-800 number when it comes to protecting your home, your car, and your family.

At Busko Insurance Group, we take the time to personally review your coverage, uncover discounts, and bundle your policies wherever possible — keeping things simple, human, and stress-free.

✅ Auto, Home, and Motorcycle options
✅ Bundling opportunities for added savings
✅ Real advice from a real person (no endless phone trees)
✅ Personalized service based right here in our community

If it's been a while since you’ve had a real insurance review, let's chat. No pressure — just better protection and better service.

📩 Message us anytime, or call 845-237-2539