Carter Family Insurance, LLC.

05/27/2025

There are a lot of things to consider when buying a home in Florida. A minimal risk flood zone doesn't mean you are safe from a hurricane storm surge.

Were you planning on hiring a separate mold inspector?

Naturally, how much is home insurance?

Read more.

Buying a home in Florida? Avoid costly mistakes with our expert guide on flood zones, inspections, insurance, and HOA fees—plus local pro tips.

04/28/2025

Understand your policy before a loss, not after.

Home insurance companies have been adding endorsements to policies and changing how roof claims are paid. Check your policy because you may no longer have "full replacement cost" on your roof.

If you have an ACV or Roof Payout Schedule, then read this post to understand what you will (or will not) get after a claim.

Learn the difference between ACV roof coverage and Roof Surface Payment Schedules. Carter Family Insurance explains how each impacts your roof claim payout in Indiana and Florida.

04/11/2025

It's time for the giveaway! One lucky winner gets a personalized autographed copy of Beth Rice's book Behind the Receptionist's Desk. Another lucky winner will get a $50 gift card to Bookstore1 in Sarasota!

Watch the video to see if you won.

Thanks to everyone who participated in the giveaway by liking, sharing, and helping get the word out about this wonderful, independently published book.

Keep supporting your local businesses, artists, and authors!

01/20/2025

We are so pleased to announce that we are finalizing the paperwork to expand back into Indiana, where we began in 2014. Don't hesitate to reach out if you need help with your policy or would like a quote!

01/08/2025

We’re excited to announce a special collaboration with Sarasota author Beth Rice! Together, we’re giving away a signed copy of her captivating new novel, Behind the Receptionist's Desk.

Here’s how you can enter the drawing:

1. Follow Carter Family Insurance on Facebook.
2. Follow Beth Rice on Facebook.
3. Like this post.
4. Share this post.
5. Tag your friends and family in the comments – you’ll earn one entry for every person you tag!

This is a wonderful opportunity to support a talented local author while sharing the news with your community. Don’t miss your chance to win!

Entries close on Sunday, February 23rd.

Spread the word and good luck!

Read more about Beth's book and the inspiration behind it here:
https://carterfamilyinsurance.com/srq-sarasota-bradenton-community-spotlight/sarasota-authors/beth-rice-sarasota-author-behind-the-receptionists-desk/

We are a Florida insurance agency. Offering affordable auto, home, and business insurance. Serving Sarasota, Bradenton, and all of Florida!

01/06/2025

🌟 Celebrating Our Community 🌟
At Carter Family Insurance, we’re proud to call the Bradenton-Sarasota area home. From the vibrant local businesses to the talented artists and inspiring authors, our community is what makes this area truly special.

That’s why we launched our Community Spotlight section – to shine a light on the amazing individuals and businesses that make Sarasota and Bradenton unique. It’s our way of giving back and helping our neighbors thrive.

Our first feature highlights, a gifted local author, and her captivating novel, Behind the Receptionist’s Desk. Learn more about her story, her passion for writing, and how she’s inspiring others in our latest spotlight.

Read Beth’s Story Here

https://carterfamilyinsurance.com/srq-sarasota-bradenton-community-spotlight/sarasota-authors/beth-rice-sarasota-author-behind-the-receptionists-desk/

We’re excited to continue supporting our community and look forward to showcasing even more incredible talent. Know someone who deserves the spotlight? Drop us a message – we’d love to hear about them!

Here’s to celebrating Sarasota together! 🎉

We shine the community spotlight on Sarasota author Beth Rice. She has been featured in Chicken Soup for the Soul and published three of her own books.

12/23/2024

An employee at the Tax Collector's office recently told me that most teens who fail their first attempt at the Manatee County Road Test, didn't prepare properly for what would be on the examination.

Since we are all about safe teen driving, here is our 6-step guide to passing the Manatee County Driving Test (link in comments).

08/13/2024

Tag a friend who doesn't know how to use roundabouts. Spread the word for the good of the community!

If you live in the Sarasota/Bradenton/Lakewood Ranch area you may have noticed more and more roundabouts popping up. I used to live in the roundabout capital of the United States. Once I moved to M…

08/11/2024

Did you know dogs kill 625% more people in Florida than gators?

Bradenton, Lakewood Ranch, and Sarasota have plenty of beautiful homes and apartments for rent. They also have plenty of potential renters who own dogs. A Lakewood Ranch property owner recently tol…

07/26/2024

Are you a fellow nerd who has a high-value collection of nerdy things? Read this!

Many people assume their collectibles are covered by their home or renters insurance, but there are limitations. Standard policies may not account for increased market value, and covered losses are…

07/21/2024

Florida car insurance prices feel like they are out of hand. This article doesn't make it any better but it does help explain why you have to pay so much for the sunshine.

Many people move from other states to Florida for the allure of the sunshine and the beach. Almost equally as many people are stunned when they discover how expensive Florida auto insurance can be.…