OnPointe Guiding Wealth

10/16/2026

A hobby does not have to be productive to be worthwhile.

Smithsonian recently covered research suggesting that creative activities such as music, art and dance may support brain health, with benefits even for people who are simply dabbling rather than becoming experts.

Consider this permission to finally take the class, learn the instrument or pick the hobby back up.

Scientists discovered that talented experts had "younger" brains than those of their less experienced counterparts, and even those who only dabbled in creativity reaped benefits

10/14/2026

October is National Financial Planning Month, but planning is not valuable because it produces a thick report.

It is valuable when it helps answer real questions:

• Can we retire when we want to?
• How much flexibility do we have?
• What should we prioritize first?
• How do family decisions affect the bigger picture?
• What needs attention now, and what can wait?

The best plan is one you can actually use.
https://bit.ly/4B2TtKN

10/10/2026

Some of our favorite posts are the ones that have almost nothing to do with finance.

A golf course. A family trip. A great meal. A hiking trail. A game. A dog who clearly believes every meeting is about them.

Those moments matter because financial planning is ultimately about supporting a life, not just organizing accounts.

Here is a little glimpse of life outside the office.

10/08/2026

A new job, retirement, marriage, divorce, business change or inheritance can shift more than one part of your financial life at once.

In a recent OnPointe Perspective, Mark Nicholson looks at the life changes that can make it worth revisiting your financial plan instead of assuming yesterday’s strategy still fits today.

Read more:

Financial Planning in Newburgh & Evansville, IN

10/06/2026

It is officially Fall Festival week in Evansville!

The West Side Nut Club Fall Festival runs October 5–10, bringing Franklin Street to life with food booths, rides, entertainment and one of the region’s biggest community traditions.

Important question: what food booth is non-negotiable for you every year?

Evansville’s west side comes alive October 5th – 10th as the West Side Nut Club Fall Festival takes over for six days of nonstop excitement. Voted the #1 fall festival in the country by USA Today three years running and nominated again for the fourth year, this iconic event draws hundr...

10/03/2026

October may be the sweet spot for travel: cooler weather, lighter crowds and plenty of places at their best in shoulder season.

AFAR’s current October travel guide ranges from fall landscapes to food-focused destinations and international festivals.

If you could disappear for one long October weekend, where would you go?

Halloween isn’t the only thing to be excited about in October.

09/29/2026

Market headlines can make short-term events feel urgent.

Before reacting, consider asking:

• Has my financial situation changed?
• Has my time horizon changed?
• Has my tolerance for market fluctuations changed?
• Is my portfolio still aligned with my goals?
• Am I responding to my plan or to the latest headline?

Market fluctuations can be uncomfortable. A financial plan can provide a framework for reviewing whether a change is appropriate based on your circumstances—not simply because the news feels unsettling.
https://bit.ly/4yfDp6u

09/26/2026

Could converting a Traditional IRA to a Roth IRA make sense for your long-term financial strategy? This Roth IRA Conversion Calculator can help you compare potential outcomes and better understand the tax considerations involved.

Use the calculator as a starting point for evaluating whether a Roth conversion may fit your retirement goals:
https://bit.ly/4ADVHjC

OnPointe Guiding Wealth offers free financial calculators to help you plan your future. Explore retirement and investment calculators to help with your goals.

09/25/2026

Thank you to everyone who spent a wonderful evening with us earlier this week. We had fun, food and great company. We endlessly appreciate your continued trust in us as our clients!

09/24/2026

Receiving an inheritance can create opportunities, but it may also bring unfamiliar responsibilities.

Families may benefit from discussing money before a transfer occurs. Those conversations could include:

• The family’s values and priorities
• The purpose behind an inheritance
• Basic saving and investing concepts
• Charitable intentions
• Expectations surrounding shared property
• Which professionals can help answer future questions

The conversation does not always need to begin with account values. It can begin with the principles the family hopes to carry forward.
https://bit.ly/4hMPKbx