Tom Weisman, NMLS: 125631, PrimeLending

10/11/2026

Your down payment doesn’t necessarily have to come entirely from your own savings.

Depending on the loan program, eligible homebuyers may be able to use gift funds from an approved donor toward their down payment or certain closing costs.

The details matter. Loan programs can have different requirements for who can provide the funds, how they’re documented and how the money is transferred.

10/09/2026

More down isn’t automatically better.

A larger down payment can reduce how much you borrow and may lower your monthly mortgage payment. But buying a home is only one part of your financial picture.

Keeping some cash available for closing costs, emergencies, moving expenses, home improvements or other priorities may be important, too.

The right down payment is the one that makes sense for your loan, your budget and your broader financial goals.

09/26/2026

09/07/2026

Here’s to the people who make it happen. 🇺🇸

The early mornings. The long days. The extra shifts. The big dreams.

This Labor Day, we’re celebrating the hard work that helps build careers, communities, and — sometimes — a place to call home.

Happy Labor Day!

09/04/2026

Buying a home? Closing costs and cash to close aren’t the same thing.

Closing costs are the fees and expenses associated with your mortgage and home purchase. Cash to close is the total amount you’ll need to bring to closing, which can include your down payment, closing costs and other adjustments, minus applicable credits or deposits.

Knowing the difference can help you plan ahead and avoid surprises at the closing table.

08/28/2026

What a buyer may be able to borrow and what feels comfortable each month can be two different numbers.

Compare the payment, cash needed to close and the amount that should remain in the budget after the move before setting a homebuying range.

08/27/2026

Your mortgage payment is usually more than just the amount you borrowed. The four costs that factor into your overall payment are principal, interest, property taxes and homeowners insurance, aka PITI.

So, before you start planning your budget, make sure you break out all four pieces so you know what your full monthly payment could look like.

08/26/2026

Show off your home’s true owner in the comments.

08/25/2026

Finding out about closing costs at the end can throw off an otherwise solid homebuying budget.

Estimate the down payment, closing costs and prepaid expenses early to get a more complete picture of the cash that may be needed.