Tom Weisman, NMLS: 125631, PrimeLending

08/28/2026

What a buyer may be able to borrow and what feels comfortable each month can be two different numbers.

Compare the payment, cash needed to close and the amount that should remain in the budget after the move before setting a homebuying range.

08/27/2026

Your mortgage payment is usually more than just the amount you borrowed. The four costs that factor into your overall payment are principal, interest, property taxes and homeowners insurance, aka PITI.

So, before you start planning your budget, make sure you break out all four pieces so you know what your full monthly payment could look like.

08/26/2026

Show off your home’s true owner in the comments.

08/25/2026

Finding out about closing costs at the end can throw off an otherwise solid homebuying budget.

Estimate the down payment, closing costs and prepaid expenses early to get a more complete picture of the cash that may be needed.

08/21/2026

A jumbo loan may give qualified buyers the ability to consider homes at higher price points. Compare the estimated payment, down payment and cash needed to close before adjusting the search.

08/19/2026

The loan term that works for you depends on your monthly budget and future plans.

A 30-year fixed can give you a lower monthly payment, while a 15-year fixed can help you pay off your home sooner and spend less on interest over time. So really, it all comes down to which option fits comfortably into your life and budget.

08/15/2026

08/14/2026

Your financial check-up is due. Use this simple 7-step checklist to get your finances on track and build confidence in your future.

What's one financial goal you're focusing on right now?