Carolyn A Humphrey, RICP, WMCP, CLF

08/10/2026

06/26/2026

I'm honored to be featured in this alumni spotlight by The American College of Financial Services. The knowledge and perspective I gained through my classes, continue to influence the way I serve my clients every day. Thank you to the faculty, staff, and alumni community for this recognition. I'm proud to be part of an organization dedicated to advancing excellence in the financial services profession.
It has also been incredibly rewarding to serve on The American College's Alumni Council, especially as Co-Chair of the Student Experience Committee alongside Julie Pinkerton, CLU®, ChFC®, LUTCF®. Working with fellow alumni to help strengthen the student experience and support the next generation of financial professionals has been a meaningful part of my journey.
I was also honored to participate in the Retirement Roundtable: Parley with Planners podcast, recorded during the Horizons Retirement Income Conference earlier this year. If you'd like to listen, you can find it here: https://youtu.be/x8-pcUDXyhQ?is=kRw0m4UW8XszkUPj All of the speakers are great, I come in around the 7 minute mark.
Thank you again for this recognition. I'm grateful to be part of such an outstanding community and look forward to continuing to support the profession and the clients we serve.

Carolyn A Humphrey RICP®, TPCP®, WMCP®, CLF®, is co-founder of Empowered Financial Strategies and a financial advisor specializing in retirement income and tax planning strategies. She has earned multiple designations through The American College of Financial Services, including Retirement Incom...

06/26/2026

Happy Take Your Dog to Work Day!
Hayden started the in the office, but after just an hour she has found more exciting things to do. I think I need to start keeping a treat jar on my desk!

05/18/2026

Congratulations to all Graduates!

Graduation represents both an ending and a beginning. As you reach out and grab your diploma, you are stepping into a new world. Whatever opportunities you pursue or paths you travel, you will take what you’ve learned with you. The achievements you are celebrating now will inform the achievements of your future.

As you start your new life, be sure to get started by building a good emergency fund, pay down debt as you start to save for the future. Understand your spending and your income so you can be intentional with your cash flow.

04/24/2026

For high-net-worth families, the intersection of retirement security and lifelong care planning demands a precise, layered tax strategy — one that protects your wealth, honors your intentions, and preserves your child's eligibility for...

04/14/2026

I am thrilled to say that I just past the final exam for the last class needed for the ChSNC® designation and specialty in financial planning. This designation is offered by The American College. The Chartered Special Needs Consultant gives detailed education on tax planning, government benefits, special needs trusts, disabilities in detail and all things needed as we work clients who have loved ones with a disability or special needs.

While Joanna Craney, ChFC®, ChSNC®, WMCP®will still be our go to on Special Needs planning, and I have learned much from her as we have worked together; I felt it was important to level up my knowledge here as well.

In our practice, Joanna focuses on the Special Needs for the child and I focus to Retirement Income and Tax Planning for the parents. Our clients get two advisors who partner for their benefit. Stay tuned for the designation coming next month!

04/10/2026

Often times people forget about a previous employer's plan. You can reach out to the Human Resources department of your previous employer's to obtain more information about your plan. From there, you can work with your financial advisor to see what options you have and work through which one is best for you.

For more information, email [email protected].

04/08/2026

Some states now let people with autism and other communication disabilities choose to add a symbol or note to their driver's license or state ID to alert law enforcement that the individual may communicate differently or be sensitive to sounds, lights, or touch.

04/08/2026

Stocks fell in the first quarter amid concerns that artificial intelligence (AI) could disrupt certain industries and geopolitical issues that unsettled investors.

04/01/2026

April marks the start of Financial Literacy Month, a nationally recognized movement to promote and support financial understanding in children and teens. For many, it's a fantastic opportunity to teach and connect with their children...