James Chongling at Guaranteed Rate

James Chongling at Guaranteed Rate Branch Manager/VP of Mortgage Lending NMLS ID: #1088471
Guaranteed Rate NMLS ID: #2611 Branch Manager/VP of Mortgage Lending Guaranteed Rate’s NMLS ID: 2611.

Licensed by the NJ Dept of Banking and Insurance NMLS # 1088471

This was worth posting! One of many examples of exceptional service! The most powerful “three letters” in the world CTC!...
07/16/2024

This was worth posting! One of many examples of exceptional service!

The most powerful “three letters” in the world CTC! My customers found a home, had their offer accepted, got final approved, and CTC in all in 4 days with RATE “Same day Mortgage” process! That’s right, you are reading and seeing that correct!

I’ll say it again, who you choose to do business with matters! Do it once, do it right, the first time around!

DM or call me if you are frustrated with your lender and let me show you the RATE experience! Let’s get more families in homes!

GRate of Delaware

Yes it’s the weekend but I’m available and working for YOU! ✅ Same Day Approval✅ In House Grants ✅ DPA Approved✅ Competi...
06/29/2024

Yes it’s the weekend but I’m available and working for YOU!

✅ Same Day Approval
✅ In House Grants
✅ DPA Approved
✅ Competitive Jumbo Products
✅ Average 15 Day closings on purchases
✅ in house DSCR & Bank Statements Loans
✅ Trusted name in the community

Do it once not twice when choosing who you work with! Guaranteed Rate Delaware

DM or call me for more details on how you can get your next home, investment or commercial loan!

Always working for my realtors and clients. Don’t hesitate to reach out as I’ll be working just like you! Collaborate wi...
06/07/2024

Always working for my realtors and clients. Don’t hesitate to reach out as I’ll be working just like you!

Collaborate with the right team because it matters!

🚨Did you know at GRATE???🚨✅ In-House Grant Funds for FTHB✅ DPA approved for all states✅ Jumbo 10% down options✅ VA loans...
05/30/2024

🚨Did you know at GRATE???🚨

✅ In-House Grant Funds for FTHB
✅ DPA approved for all states
✅ Jumbo 10% down options
✅ VA loans 100% financing
✅ In-house Bank statement loans for S/E borrowers
✅ DSCR loans
✅ My Rate App (QR below)
✅ Same Day Mortgage Approvals
✅ Soft Pulls on all preapprovals no hard inquiries
✅ 15 Day average closings
✅ GR HELOCs

Call, DM, or scan my QR code for options to be preapproved.


Guaranteed Rate Delaware James Chongling at Guaranteed Rate

📣 Grant program for my buyers 📣The real estate market are seeing unprecedented times no doubt, BUT we are pivoting and a...
04/17/2024

📣 Grant program for my buyers 📣

The real estate market are seeing unprecedented times no doubt, BUT we are pivoting and always finding ways to help and support our communities and clients! Grab a coffee with me and learn more.

HomeReady First
✔️ Grant up to 8k
✔️ $500 credit toward appraisal fee
✔️ No income limits

DM or call 📞 Now the time to still make buyers dream a reality. GRate of Delaware James Chongling at Guaranteed Rate

📣 MARKET UPDATE 📣I’ve had quite a few people inquire about the market and rates. As we heard or seen the market has been...
04/11/2024

📣 MARKET UPDATE 📣

I’ve had quite a few people inquire about the market and rates. As we heard or seen the market has been very volatile the past couple days with rates rising. Well we have a solution for that!

Guaranteed Rate has always been a leader in the market and always tend to find ways to adapt and pivot. With that being said I can offer my clients and referral partners a program called “Lock & Roll” which will give YOU the ability to lock in at pre approval stage while you shop for a property BEFORE signing a purchase contract. This goes for conventional, high balance loans, and government loans. Does NOT work for any state DPA programs.

DM or call me 📞 about this so we can secure you in a rate with a piece of mind while you shop!
GRate of Delaware James Chongling at Guaranteed Rate


Guaranteed Rate
James Chongling
P: 302-250-1981

Address

200 Continental Drive Ste 401 Office 432
Newark, DW
19711

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