Alex Cavaliere CFP, CSLP, Financial Advisor

05/05/2025

The federal student loan repayment process has become more complicated than ever!

Are you up to speed on all proposed changes? Tune into my webinar this Wednesday, May 7th at 6:00 where I'll address all proposed changes, and answer as many questions as I can!

Register here: https://us06web.zoom.us/webinar/register/WN_68lln2cqTjuZfca9D4Q9mg

05/01/2025

2 hours on hold with a loan servicer to ask a simple question...

It's sad how many student loan borrowers can relate to this - and if you're not laughing, you're crying!🤣

So much false information has been pushed regarding the latest changes to federal student loans - and it seems as though no one is there to answer the call!

If you're looking for REAL answers to your student loan repayment plan, check out my webinar next Wednesday, the 7th at 6:00 where I'll catch everyone up to speed on the latest changes to income driven payment plans, loan forgiveness, and more!

Click here to register: https://us06web.zoom.us/webinar/register/WN_68lln2cqTjuZfca9D4Q9mg

04/28/2025

Reading this message gets me every time...

We all have that client/customer/patient who can't seem to catch a break, who we're always rooting for and praying things turn around for the best.

After working with this client for a number of years, going through various high's and low's in her personal life and financial plan - we were able to take advantage of a student loan forgiveness program to eliminate over $80k of federal student loans.

I got this message right before Christmas, and it was the best gift I could have possibly received! Nothing is more fulfilling than a job well done, and bringing financial peace to those who deserve it most.

04/24/2025

Before everyone panics about their federal student loans going into collections...

1. Log on to www.studentaid.gov
2. Click your name in the top right corner, and select "dashboard"
3. Scroll down and select the "View Details" button
4. Scroll towards the bottom of the page and you'll see "Loan Breakdown", and select "View Loans"
5. You'll see if your loans are in forbearance, repayment , or default.

If you are not in default, the government will NOT be garnishing your wages or social security.

If you are in SAVE forbearance, you are not in collections UNLESS your loan breakdown shows you are in default - which means you were likely in default before the 2020 COVID forbearance.

To my understanding, you should only be in a defaulted status if you were already missing payments before the COVID forbearance way back in 2020, or if you opted out of the SAVE forbearance and selected a new payment plan where you missed payments.

DM me for further questions!

04/23/2025

The federal student loan repayment process has become more complicated than ever!

Are you up to speed on all proposed changes? Tune into my webinar Wednesday, May 7th at 6:00 where I'll address all proposed changes, and answer as many questions as I can!

Register here: https://us06web.zoom.us/webinar/register/WN_68lln2cqTjuZfca9D4Q9mg

06/11/2024

03/21/2023

Do you like Italian food, great music, and fundraising??

If yes to any of the above, considering buying a ticket to Societa DaVinci's "Night at the Latin Casino"!

All proceeds go towards helping Italian Americans families in need within our community.

Check out the event page here: https://bit.ly/3JT0oxw

03/16/2023

Love doing these student loan repayment workshops! If you're interested in having me present to your place of work or graduating class, feel free to send me a message!

03/14/2023

Healthy finances = healthy relationships

03/13/2023

Wants versus needs - master this and you are one step closer to financial freedom!