Reggie Middleton, Financial Professional

12/01/2025

The IRS encourages everyone to perform a “paycheck checkup” to see if you have the right amount of tax withheld for your personal situation.

One way to avoid a surprise during the next tax season is to take time now for a paycheck check-up. Making sure the right amount of taxes are being taken out of a paycheck each month in 2026 could keep you from writing a check to the IRS later.

https://www.irs.gov/payments/tax-withholding

11/24/2025

While you have until the tax filing deadline of April 15, 2026, to contribute to an IRA for the 2025 tax year, you must make your final contributions to most workplace retirement plans, such as a 401(k) or 403(b) by December 31, 2025.

You can contribute up to $23,500 in total combined traditional and Roth contributions.

If you're 50 or over, you can make additional catch-up contributions of $7,500.

If you’re between the ages of 60 and 63 and your employer’s plan allows it, you can contribute up to $11,250 in catch-up contributions in place of the standard $7,500 catch-up.

If you choose to make traditional contributions, they will reduce your taxable income dollar for dollar.

11/20/2025

The American Opportunity Tax Credit provides a dollar-for-dollar credit on a portion of qualified education expenses paid for an eligible student for the first 4 years of higher education.

The full $2,500-per-student credit requires $4,000 in qualified spending, and is available to people whose modified AGI is less than $80,000 for single filers and less than $160,000 for joint filers.

“To make the most of this break, you might want to consider prepaying the first semester of 2026 this year,” says David Peterson, Fidelity's head of wealth planning.

11/18/2025

Innocent spouse relief can relieve you from paying additional taxes if your spouse understated taxes due on your joint tax return and you didn't know about the errors.

You may request innocent spouse relief if:
▪️You filed a joint return with your spouse
▪️Your taxes were understated due to errors on your return
▪️You didn't know about the errors
▪️You live in a community property state

Learn more: https://www.irs.gov/individuals/innocent-spouse-relief

11/17/2025

People judge who you are long before they hear what you do.

Your presence speaks louder than any resume ever will.

A genuine smile disarms, your personality opens doors, and the way you treat people determines whether they ever want to walk back through those doors again.

Success isn’t just about skills, it’s about connection.

Make others feel valued, respected, and seen, and they’ll remember you long after the conversation ends.

Your character is your real brand, so make sure it’s something worth talking about.

09/30/2025

You’ve kept the contacts. We’ll help you keep the coverage. Start your Medicare journey right with the facts you need → Message me to set up a call!

09/25/2025

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09/23/2025

Life insurance means your loved ones are protected, so you can focus on the moments that matter—like winning that pickleball game or just having fun with family and friends.

Let’s connect his Life Insurance Awareness Month and discuss how simple it can be to secure their future—and enjoy yours.

09/18/2025

Juvenile life insurance is more than just coverage. It’s a foundation for your child’s financial future.

Lock in lower premiums, build cash value over time, and help give them a meaningful head start.

This Life Insurance Awareness Month, let’s explore ways you can invest in your child’s tomorrow, today.

09/16/2025

That smell of burnt coffee and ambition? Unmistakable. If your mornings once started with a percolator and a punch clock, it might be time to start thinking about Medicare. Let’s meet to discuss this important transition and to help make your next chapter just as memorable.