Julio Garcia - Personal Mortgage Advisor

12/12/2023

The Holidays may be on the house this year!

During the Holidays, we tend to spend more time with family and friends AND we tend to spend more money than usual on gift giving and other festivities. If you’re worried about carrying high credit card balances into the New Year, you may want to consider a Cashout Refinance now!

Contact us today!

12/08/2023

Embrace these 10 home design trends that will captivate enthusiasts in 2024

Houzz, a remodeling website, chimes in with predictions for the most buzzworthy home features in the new year.

12/05/2023

"Unveiling the top 5 Christmas decoration trends for 2023, from Scandi-inspired color palettes to a vibrant array of neon shades, there's a theme to suit everyone's festive preferences."

Polar Planet is our favourite...🐻‍❄️❄️🌲

11/30/2023

New increases in Conforming and FHA loan limits for 2024 which mean more options and opportunities on potentially higher priced homes for your buyers.
More opportunities for the borrowers with less hassle equals more potential sales for you and your teams.
Give us a call and we’ll get you all the exciting changes for the New Year!

11/29/2023

Breaking News from Nations Lending: New increases in Conforming and FHA loan limits for 2024 which mean more options and opportunities on potentially higher priced homes for your buyers.
More opportunities for the borrowers with less hassle equals more potential sales for you and your teams.
Give us a call and we’ll get you all the exciting changes for the New Year!

11/28/2023

Discover the world of opportunities with Nations Lending’s RIO (Rental Income Only) Program.
Nations Lending is committed to opening the door for new investors and making life easier for seasoned investment pros. Our RIO (Rental Income Only) products provide a seamless experience for purchasing investment properties. Unlike other programs, with RIO you can purchase properties without the employment or income verification typically required.

11/22/2023

We’re serving up a feast of gratitude to our employees, referral partners, and our borrowers this Thanksgiving.

Wishing all of you and your families the blessings of your favorite traditions, favorite dishes, and most of all, your health and happiness.

From all of us at Nations Lending – Happy Thanksgiving!

11/21/2023

You don’t need to be a tycoon to build wealth with real estate.

Introducing Nations Lending’s Rental Income Only (RIO) program.

Do you have clients interested in purchasing rental properties? Investing in rental properties can provide a steady cash flow, potential property appreciation, diversification for your clients’ investment portfolios, and tax benefits, all of which can contribute to building long-term wealth.

With our RIO program, your clients—whether novice investors or seasoned pros—can invest today to own tomorrow! Contact us today to put this unique mortgage program to work for you and your clients.

11/16/2023

Unlock the Power of Real Estate Investment with Nations Lending's RIO Program

Unleash the Power of Real Estate with Nations Lending's RIO (Rental Income Only) Program. Our specialized program makes it easy to dive into the world of real estate. Invest in properties with just a minimum 20% down payment, financing ranging from $50,000 to $2M, and watch as your wealth and passive income build. Whether it's a single-family gem, a duplex, a triplex, or a four-plex, our program offers flexibility to suit your investment palette. Our program breaks free from income and employment constraints. You can even explore the potential of short-term rentals like Airbnb and Vrbo. There are no limits to the number of properties you can own. Embrace the opportunity, invest today, and unlock the boundless potential of real estate ownership! Let our team provide expert guidance throughout the process, ensuring you make informed decisions. Invest today and own your tomorrow!

11/16/2023

Coming November 20th: Exciting news from Nations Lending. Introducing favorable changes in Loan-to-Value (LTV) percentages for owner-occupied multi-unit properties! Owner-occupied duplexes are now increasing from 85% to 95% and owner-occupied triplexes and fourplexes are increasing from 75% to 95%. This means that less cash is required for a down payment, making it even more attainable to own multi-unit owner-occupied properties. Don’t hesitate to take advantage of these new down payment changes for Multi-unit properties!

11/14/2023

Ready to make the most of your home's equity? A Cashout Refinance might be the answer!
Unlock the potential in your property by refinancing your mortgage and accessing the equity you've built over time. By tapping into your home's equity, you can use the funds from a Cashout Refinance to consolidate high-interest debt and make significant progress towards becoming debt-free. Reach out today to explore your options!

11/10/2023

This Veterans Day, we recognize all men and women who served in the U.S. Armed Forces.

We honor your sacrifices and salute your courage.

We are forever grateful for you protecting our freedoms and allowing us the liberty to pursue the happiness of homeownership.

From all of us at Nations Lending – Thank you Veterans for your service.