Louis The Credit Pro

11/16/2021

Here are 8 common . Knowing the different types of identity theft can help you understand how to protect yourself. Did you know all of them?

Monitor and Protect your credit!

https://member.identityiq.com/sc-securemax.aspx?offercode=431268JK

11/04/2021

Everyday we use our personal information to access online accounts and smart devices. But do you know cybercriminals are using phishing and malware attacks to try to steal your information?

Protect and Monitor your credit! Click the link below to start the process!

https://member.identityiq.com/sc-securemax.aspx?offercode=431268JK

11/03/2021

How To Remove Collections Items From Your Credit Report in 2021

If a debt you have ends up in collections, it can be devastating to your credit. These account entries on your credit report are referred to as collections accounts, and will stay there for seven years regardless of what you do to pay them off. If an injury or medical bills have stuck you with a collection account, you need to get rid of that account as soon as possible. So what do you do?

If a debt you have ends up in collections, it can be devastating to your credit. These account entries on your credit report are referred to as collections

11/02/2021

Your Social Security number (SSN) can be used for employment, credit, taxes, medical records and more. We can provide you with real-time identity monitoring in case someone fraudulently uses your SSN.

Start monitoring your credit TODAY!!!

https://member.identityiq.com/sc-securemax.aspx?offercode=431268JK

11/02/2021

Is 600 a good credit score? You may be wondering whether your credit score is good enough to qualify for a car loan, a mortgage, or just a personal loan. The reality is a bit more complex than that.

By most metrics, a 600 credit score is considered “fair”. This means that, although your credit is less than perfect, you can still qualify for most loans and credit cards with a 600 credit score.

But what is a “good” credit score, and what does it mean for you?

600 credit score is good or bad? You may be wondering whether your credit score is good enough to qualify for a car loan, a mortgage, or just a personal loan.

11/01/2021

Fake check scams occur when criminals convince consumers to deposit fake checks into their personal bank accounts and send the funds back to the criminal.
Common fake check scams include:
- Mystery shopping check scam
- Prize claim check scam
- Overpayment check scam

To learn more about how to avoid fake check scams, Click our link to protect your credit!

https://member.identityiq.com/sc-securemax.aspx?offercode=431268JK

10/07/2021

Do You Need Good Credit to Start a Small Business?

Over the past year, countless businesses have struggled to keep their doors open. With many consumers reducing their spending, even the largest corporations have dealt with financial struggles related to the current pandemic. Yet, that doesn’t mean it’s the wrong time for you to start a business. The current climate could actually be the perfect opportunity for your fledgling business to have a successful launch without heavy competition. However, you may be questioning whether or not your credit is suitable for starting a small business. Keep reading to learn the answer and some tips on how to get started with your new venture.

As a new business owner, it is unlikely that you will have built up enough of a credit history and revenue to be eligible for a small business loan.

10/01/2021

How Does A Home Equity Line of Credit (HELOC) Work?

If you’re a homeowner with a mortgage, you have access to something called a home equity line of credit (HELOC). A HELOC is a very useful tool and is talked about pretty frequently. Read out what is Home Equity Line of Credit and how does it work?

But how does a Home Equity Line of Credit work? Why is it so important? How is it different from a home equity loan? And what is it useful for?

In this article, we’re going to tell you how you can use a home equity line of credit for your needs.

If you’re a homeowner with a mortgage, you have access to something called a home equity line of credit (HELOC). A HELOC is a very useful tool and is talked

09/28/2021

Are Free Credit Score Checking Services Worth it?

Thanks to the Internet, your credit score and credit report are more accessible now than ever! It’s so easy to take a look at your credit score, you can do it anytime from your mobile phone. Are free credit score checking services worth it?

And, with some of these services, you can do it for FREE. That’s right: several companies offer credit score checking services completely free, without requiring the purchase of anything else or even a credit card!

But when something is free, there’s always a catch. So the question is: are free credit score checking services worth it?

Thanks to the Internet, your credit score and credit report are more accessible now than ever! It’s so easy to take a look at your credit score, you can do it

09/27/2021

How Credit Scores Affect Interest Rates

People talk about credit scores all the time. It’s very common for people to set goals to increase their credit score, or get a specific credit score by a certain time. Read more on how credit scores affect interest rates?

But many people don’t know how credit scores work, or how your credit score affects the interest rates you get. There are a lot of misconceptions out there, so we want to clear that up for you.

People talk about credit scores all the time. It’s very common for people to set goals to increase their credit score, or get a specific credit score by a

09/24/2021

Why Credit Card Utilization Ratio Matters?

Credit card utilization ratio is a very important calculation for your credit score. It’s often forgotten by people when they’re using their credit card, and you might be guilty of this too! But why credit card utilization ratio matters? How does it affect your credit score?

Credit card utilization ratio is a very important calculation for your credit score. It’s often forgotten by people when they’re using their credit card, and

09/20/2021

How to Recover from A Lifetime of Bad Credit

If you’ve had to deal with bad credit your entire life, due to bad decisions, complicated situations, and plain old bad luck, your financial situation might seem hopeless. Check out this blog on how to recover from a lifetime of bad credit?

We want to assure you that your situation is absolutely NOT hopeless, and that you CAN recover, no matter how long you’ve been dealing with bad credit.

Before you understand how you can recover, you need to realize why it’s possible; no matter how bad your situation may be.

ow to recover from a lifetime of bad credit

If you’ve had to deal with bad credit your entire life, due to bad decisions, complicated situations, and plain old bad luck, your financial situation might