CM&F Group

10/14/2026

If you’re using AI in your practice — an AI scribe, a transcription tool, even an AI-assisted scheduling app — you may have new compliance obligations you haven’t thought about yet.

In the first half of 2026 alone, 84 state AI laws passed across the country. Healthcare is at the center of it.

Learn more about what independent practice owners through what they need to know: how to evaluate AI vendors, what questions to ask about patient data, and how to build a simple AI governance policy that protects your practice before a new law tells you to.

AI tools are changing how independent practices operate — and how states are responding with new regulations. Learn what practice owners need to know about HIPAA, AI vendors, and responsible AI use.

10/08/2026

What happens when a PA sees a gap in care and builds a solution?

For Christina Davis, MSPAS, PA C, it meant creating All Hands In, a cash pay practice focused on developmental and behavioral care for neurodiverse children in the Florida Panhandle.

👉 Read her story and learn what she’s learned along the way.

Christina Davis, MSPAS, PA-C, built All Hands In — a cash-pay developmental and behavioral pediatric practice in Pensacola, FL — to fill a critical care gap for neurodiverse children with ADHD, autism, and dyslexia. Learn how she did it and what PAs can take away.

10/07/2026

Thinking about opening your own PA practice? There’s more to it than seeing patients.

When Amy Patterson, PA, decided to launch her own practice in Massachusetts, she quickly discovered that clinical expertise was only part of the equation.

👉 Read the full story to learn what she wishes she knew before getting started.

PA Amy Patterson shares what she learned launching an independent practice in Massachusetts — from CPOM laws and legal entity structure to EHR setup and malpractice coverage. Learn how to protect your PA practice as you grow.

10/06/2026

For three decades, CM&F Group has proudly partnered with the American Academy of Physician Associates. It’s a partnership we value deeply, and we look forward to supporting PAs and the profession for decades to come.

Here’s to celebrating PAs this week and recognizing the difference they make every day. 💙🧡

09/29/2026

PA coverage that works as hard as you do. 🩺

Whether you’re in a hospital, private practice, urgent care, specialty practice, or another setting, it’s worth making sure your coverage fits your role and your career.

Physician assistant liability insurance protects your career. Get comprehensive malpractice insurance for physician assistants.

09/29/2026

September is Su***de Prevention Month, and it is a good moment to ask: when did your organization last formally audit its protocols?

Screening tools, environmental risk assessments, discharge safety planning, post-discharge follow-up calls -- these are the pieces that protect patients and protect your organization. This checklist walks through all six domains, from governance to continuous improvement.

***dePrevention

A practical su***de prevention readiness checklist for healthcare organizations, grounded in Joint Commission, CMS, and ZERO Su***de standards. September 2026.

09/23/2026

If you work in clinical research — as an investigator, coordinator, or research associate — your professional liability exposure doesn't stop when the patient visit ends.

Informed consent issues, documentation gaps, protocol deviations, oversight questions: any of these can lead to allegations that require a legal response, even when no harm was intended.

And the coverage your employer provides may not be enough to fully protect you as an individual.

Today we are walking through where liability shows up in clinical research, what a strong risk management strategy looks like, and how to make sure your coverage actually reflects the work you do. Worth a read if you're in the field.

Your professional liability policy may not cover clinical research. Learn where liability risk shows up for investigators, CRCs, and CRAs — and how to protect your career with the right coverage.

09/22/2026

NPs — your state's scope of practice laws directly affect your liability exposure. Here's what to know.

Full practice authority, collaborative agreements, supervision requirements — they're not just regulatory language. They determine what you can do, who is responsible when something goes wrong, and whether your malpractice policy actually covers it.

Three things every nurse practitioner should ask about their coverage:

✔ Does my policy cover all procedures I'm now authorized to perform?
✔ If I practice in multiple states, am I covered in each one?
✔ Does my collaborative agreement affect how a claim against me is handled?

If you're not sure, we can help you find out — no pressure, no jargon.

Call 1.800.221.4904 or visit our website.

Professional liability insurance for nurse practitioners protects your career. Get comprehensive NP malpractice insurance coverage.

09/21/2026

At most insurance companies, getting a human on the phone is the hardest part.

At CM&F, it's just how we work.

Our team understands professional liability from the inside — the questions NPs have when they take on their first independent patient load, the concerns PAs have when changing practice settings, the situations mental health counselors face that a standard insurance rep wouldn't know how to handle.

We've been picking up the phone for healthcare professionals since 1919. That's not a small thing when a claim is filed and you need someone who actually knows what they're talking about.

Call us at 1.800.221.4904 or visit cmfgroup.com to learn more about what makes CM&F different.

09/21/2026

What is tail coverage, and why does it matter when you leave your job?

If you have a claims made policy, which many employer sponsored policies are, your coverage generally applies to incidents that both occurred and were reported while the policy was active.

Your old policy has ended. Your new employer’s policy does not cover incidents that happened before you started working there.

Without tail coverage, you could be left without coverage for that claim.

So, what is tail coverage?

Tail coverage allows you to report claims after your policy ends for incidents that occurred while your policy was active.

It can help close the gap between when an incident happens and when a claim is filed, which in malpractice cases can sometimes be months or even years later.

A few things to know:

• Tail coverage is not automatic. You may need to purchase it or negotiate it as part of your employment contract.

• Not every policy requires tail coverage. Some individual occurrence based policies provide coverage based on when the incident happened rather than when the claim is reported.

• Your coverage matters when your job changes. Changing employers, retiring, or moving to part time work can all be good times to review your policy.

CM&F can help you understand how your coverage works and what options may make sense for your situation.

If you’re changing jobs, retiring, or going part time, talk to us before your current coverage lapses.

📞 1.800.221.4904
🌐 cmfgroup.com