Mortgages With Ray

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Mortgages With Ray

Experience mortgage consultant for 25+ plus years. Expert in residential & commercial lending.

07/31/2023

Considering an Adjustable Rate Mortgage? While there are many pros, including lower payments at the beginning, thoroughly evaluating your situation and goals is the best way to decide whether this type of loan can benefit you. Contact me today to ask any of your mortgage-related questions!

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07/31/2023

Take the guesswork out of your mortgage payments and crunch the numbers using our online mortgage calculators!

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07/30/2023

Whether you are saving for a down payment on a home or working toward consolidating and paying down your debt, improving your spending habits can help make sure you stay on track and feel good about your progress. Here are a few tips to help you stay on the straight and narrow this holiday season!

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07/30/2023

FALSE! Just because you didn't have luck with the first lender, doesn't mean your road to homeownership has ended. We can help you evaluate your situation, whether it be compiling the right documentation or working towards improving your credit score. Let loanDepot take a second look, contact me today!

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07/29/2023

Every inch of your home is prime real estate, especially during the holiday season. Here are solutions to help you create more room in your kitchen. To learn how we can help you finance your next kitchen project, contact me today!

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07/29/2023

Curious how much home you can afford? Crunch the numbers yourself using loanDepot’s calculator or contact me to discuss what price range you may qualify for.

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07/28/2023

If you are considering buying a home with little down payment, you are not alone. Here's everything you need to know about low down payment FHA loans, the most popular financing among first-time homebuyers.

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07/27/2023

You want to get out of debt, but you don't make a lot of money? There are ways to get ahead in your finances in 2021 and consolidate high-interest debt. Contact me to explore how you could possibly use the equity in your home to reduce debt or virtually any other expense.

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07/27/2023

A home equity loan, also known as a second mortgage, can be a huge benefit to homeowners at all income levels. Before you stress over another bill or go another year without those much-needed home improvements, learn how this type of loan can help you achieve your goals.

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07/26/2023

Did you know that the majority of Americans still don't know about the many low down payment home loan options that exist? With an FHA loan, you can put down as little as 3 percent! Contact me to learn if you qualify!

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07/26/2023

Did you know that according to the one percent rule of thumb, you should set aside at least one percent of your home’s value every year for home maintenance? For a $300,000 house, this works out to $3,000 per year, or $250 per month. Allow me to help you crunch the numbers and help you budget for your home purchase responsibly. Contact me to get started!

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07/25/2023

The ability to prospect and maintain top Realtor relationships is a key factor for originator success in 2021. To learn more about how you can leverage our mello360 platform to find the best Realtors in your network and derive key intel about activity and trends in your market, contact me today!

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New York, NY

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http://www.raykowusu.com/

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