Rachel Zheng, Licensed Agent with New York Life Insurance Company

07/04/2025

Summer is the perfect time to teach kids about budgeting and saving. Start small—big lessons grow from simple conversations. If you need any guidance of your own, don't be afraid to raise your hand. I'm here to help.

05/09/2025

Building wealth is one thing — maintaining it is another. This checklist for high-net-worth individuals outlines key strategies to protect and grow wealth, covering everything from asset assessment to smart spending strategies and long-term financial security.

A strategic guide to managing, preserving, and expanding your wealth for long-term financial security.

05/08/2025

Tony Malloy, New York Life’s Chief Investment Officer with 35+ years of financial experience, calls whole life insurance “an incredibly versatile and valuable financial product.” From tax-deferred cash value accumulation to stability through market cycles, his insights are a must-read. Read the Q&A with Tony Malloy here.
https://nyl.co/3F83M81

05/08/2025

You can use trusts to cement your legacy, organize your estate and limit your exposure to estate and gift taxes. Learn about the different kinds of trusts.

You can use trusts to cement your legacy, organize your estate and limit your exposure to estate and gift taxes.

04/19/2025

Which is a better choice for you? Probate or a living trust? Learn some of the pros and cons of each.

People are conditioned to believe they should avoid probate at all costs, but when compared with living trusts, probate could be a smart choice for some folks.

04/18/2025

Here are three tried-and-true ways to turn middle-class earnings into generational wealth.

With the right strategies, you can turn today's income into tomorrow's lasting wealth. Here are three ways to start building that legacy.

04/17/2025

We know you’re feeling the pressure from rising costs and global trade tensions. Right now, you need confidence in your financial future. For 180 years, New York Life Insurance Company and its affiliates have been a steady hand throughout every market cycle. Let’s talk about annuities as a solution to help navigate the noise and stay focused on long-term security.

03/15/2025

The Social Security back payments will begin arriving this week for many of the 2.1 million retirees and 770,000 spouses and surviving spouses entitled to payments.

Social Security Fairness Act retroactive checks were sent to over 1.1 million beneficiaries over the last week. Monthly increases will start for most people with their March benefit, which is paid out in April.

03/14/2025

Early tax refund choices for your return and what they mean to you.

Don’t be fooled into thinking you’re not getting a loan — because you really are.

03/13/2025

What is short-term health insurance and how does it work?

Short-term health insurance is temporary health insurance for when you’re in between coverage.

03/12/2025

Gaps in financial education, combined with economic pressures and emotional stress tied to money, can mean younger generations are struggling to manage their finances effectively.

Despite growing up in an era of greater financial awareness, Gen Z and millennials still face major gaps in financial education. A recent study by Credit One Bank found that 45% of Gen Z and 50% of...

05/13/2024

Do student loans have you singing the blues? I'm here to help with that. Reach out when you have a minute and let's talk. In the meantime, check out these 7 tips to help you pay off debt and save at the same time.

It can be challenging to pay off debt and save at the same time, but it is possible using these tips.