Steadyway MCA Solutions

Steadyway MCA Solutions We help businesses manage their debt, especially MCAs to stop lenders from charging extremely high interest rates.

We work with our clients to create better repayment plans that don't harm their cash flow.

12/21/2025

Most business owners feel overwhelmed by the MCA cycle—taking another MCA just to cover previous positions, unaware that lenders are simply waiting for bankruptcy, which leaves them with nothing.

But there is a way out of this situation. Lenders want their money back ASAP, so they keep pushing business owners to pay up or file for bankruptcy, if not, they're gonna file a lawsuit.

That’s where SteadyWay MCA Solutions steps in.

We help businesses struggling to keep up with MCA payments by directly negotiating with lenders to lower costs by up to 80%, extend repayment terms to 18-36 months, and eliminate a significant amount from the balance.

By working with us, you will get:

1. Up to 80% reduction in your daily or weekly payments.

2. Extension of repayment period to 18-36 months.

3. Legal protection from any type of lawsuit from the lender.

4. Removal of a significant amount of debt from the balance.

Contact:

Email: [email protected]
SMS: +1 808 215 4518

10/26/2025

It's easy to get a Merchant Cash Advance. Initially, it seems like you will easily pay it back.

But the business starts shaking when daily/weekly creditor withdrawals begin cutting into your cash flow.

Then you're left with three options:

1. Take another loan to cover the previous one (which only buries you in more debt with added interest).

2. File for bankruptcy (which is even worse and should be your last option).

3. Restructure your payments with the lender (the catch is that you can't restructure on your own because lenders face losses in this case, and they try their best to prevent it. If you work with an MCA debt restructuring company like SteadyWay MCA Solutions, we know how to handle these lenders and guarantee up to 80% payment reduction and overall debt reduction of up to 30%).

The best part is that there is no fee until the payment is restructured.

Need help with your MCA positions?

Email us at: [email protected]
Or call at: +1 786-414-1970

It’s important for merchants to know how to spot legitimate debt settlement companies since there are only a few trustwo...
10/23/2024

It’s important for merchants to know how to spot legitimate debt settlement companies since there are only a few trustworthy ones in the U.S.

A lot of companies out there are scams. They charge upfront or retainer fees to people already struggling with debt and then leave them in an even worse financial situation without actually settling anything. because they don't know how to settle the debt with lenders.

Legitimate debt settlement companies do not charge any fees until they have successfully negotiated a settlement with your lender on terms that are favorable for you.

According to the Federal Trade Commission (FTC), it is illegal for these companies to collect fees before they have settled or reduced their debt. If a company asks for payment upfront, it is likely a scam.

At Steadyway Debt Solutions, we charge a small commission only after we successfully settle your debt.

Yesterday, we resolved one more lawsuit, It’s been a tough time for the merchant we met. After closing his restaurant, h...
10/22/2024

Yesterday, we resolved one more lawsuit, It’s been a tough time for the merchant we met. After closing his restaurant, he decided to file for bankruptcy. The lender is demanding $4,000 per week for a total amount of $122,728.

Although the business is closed, the merchant receives a pension from Social Security that he can use to pay off his debt.

We set him up with the lender in 8 days and successfully reduced his weekly payment by 70%, bringing it down to $1,200 per week.

Additionally, we extended the repayment contract for 25 months.

New Terms:

New weekly payment amount: $1,200

Contract extension: 25 months

The lender will not increase the amount of $122,728 for 25 months.

Settlement Agreement Link: https://drive.google.com/file/d/1XMt5EX6zoCq9U9nE5HysTbRF3YVkXgv0/view?usp=sharing

How Can MCA Lenders Recover All Their Money Even if the Merchant is Unable to Pay Due to a Slowdown in Business?When a m...
10/18/2024

How Can MCA Lenders Recover All Their Money Even if the Merchant is Unable to Pay Due to a Slowdown in Business?

When a merchant takes out a Merchant Cash Advance (MCA), the lender immediately files a UCC-1 financing statement. This filing claims that if the merchant fails to pay the amount owed, the lender can recover their payment by selling the merchant's business, either fully or partially, depending on the total debt amount.

Why Do Merchants File for Bankruptcy if They Don't Want To?

Lenders often file lawsuits against merchants when they fail to make payments. More than 92% of the time, judgments are made in favor of the lender in court if the merchant has not reached a settlement beforehand. In such cases, the court may order the merchant to file for bankruptcy if they are unable to pay the full amount owed.

How Can Merchants Avoid Bankruptcy?

If merchants connect with debt settlement companies like SteadyWay Debt Solutions before a judgment is made, The debt settlement company can negotiate terms with lenders that help them avoid bankruptcy.

Normally those terms include:

1. Monthly Payments: The merchant makes monthly payments that they can afford.

2. Debt Reduction: The total debt is reduced by 30%.

3. Longer Contract: The repayment period is extended by 18 to 36 months.

4. No Extra Fees: The lender won’t charge any more money than the amount stated in the settlement agreement.

10/16/2024

Why do lenders file a lawsuit while they know that the third-party debt settlement companies make lenders settle with merchants?

Well, it's because lenders can easily win the case and get their money all together if the business does not contact any experienced debt settlement company and tries to fight the case by their own with an ordinary attorney.

And that's how these lenders make millions by giving businesses loans at high interest rates and then filing a lawsuit to get all their money back with interest.

That's called easy liquidity.

In this case, engaging with a debt settlement company is the only solution to get out of their debt trap.

A lot of businesses take cash advance loans from a predatory lender and when they can't pay they take more debt from ano...
10/16/2024

A lot of businesses take cash advance loans from a predatory lender and when they can't pay they take more debt from another predatory lender just to clear previous cash advance payment, and at that time lenders and brokers take advantage and give them loans on high interest rates or factor rates.

And at the end, they end up with 4-5 or even more MCA positions with high debt amounts. When they get lawsuits from their lenders then they seek debt settlement company help. Which is a better decision but at the worst time.

So what to do when you struggling to pay your first Cash advance loan.

They should have tried negotiating with the lender on their own, but in most cases, the lender never listens to the merchant (because it's better for the lender to just get their full payment together instead wait more months to get in pieces.

At that time engaging with a debt settlement company is the best option.

SteadyWay Debt Solution is a debt settlement company that helps businesses get out of debt by making small Weekly or Monthly payments that they can afford!

We’ve reached another settlement for our client, TMT Construction. Their (MCA) lender filed a lawsuit against them becau...
10/16/2024

We’ve reached another settlement for our client, TMT Construction. Their (MCA) lender filed a lawsuit against them because they were falling behind on payments due to a slowdown in business.

The lawsuit was for $256,348, and TMT Construction was supposed to pay $20,000 every month for 12 months to settle their debt, However, due to a slowdown in business, they were unable to make these payments.

TMT Construction reached out to us on the same day the lawsuit was filed. After we completed the onboarding process, We immediately started working on their case. Within three days, their MCA lender dropped the lawsuit and agreed to a settlement with TMT Construction.

Our team managed to reduce their overall debt by 30.19%, cut their monthly payments by 51.17%, and extend their repayment period to 19 months.

New Terms After the Settlement:

- Overall Debt: $178,926
- New Monthly Payment: $9,767
- Contract Extension: 19 months

Check out their full settlement document: https://drive.google.com/file/d/1BA4CiHulfTF58LUlBYlN-A-n_s0uNRzy/view?usp=sharing

10/15/2024

Never pay upfront or retainer fees to any debt settlement company. Companies that charge these fees often don’t really help and can put merchants in more debt.

So, how do they make money then?

Real MCA debt settlement companies take a small commission from the amount they save you after the job is done.

However, such companies are quite rare in the U.S.

At SteadyWay Debt Solutions, we also only work on commission and don’t charge any upfront or retainer fees. Whether your debt is $5,000 or a million, we’re here to help you!

Recently resolved a lawsuit of Global Electronics LLC, settled them with their Merchant cash advance lender, The lender ...
10/14/2024

Recently resolved a lawsuit of Global Electronics LLC, settled them with their Merchant cash advance lender, The lender filed a $57,357 lawsuit on Global Electronics LLC.

The owner of Global Electronics LLC contacted SteadyWay Debt Solutions.

We resolved their lawsuit within a week and reduced their overall debt by 21.5% and Weekly payments by 72%.

New reduced debt amount: $45,000 (21.5%)

New regular repayment amount: $3,000/Month (Converted weekly to monthly)

Contract Extension: 15 months.

Check out the full settlement document: https://drive.google.com/file/d/1kYgQEQF4cuZ-2vUpFJ3TTqfAo-R2pXB-/view?usp=sharing

Address

1330 Avenue OF THE AMERICAS, 14TH FLOOR, NEWYORK
New York, NY
10019

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(786)4141970

Website

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