Serge Tinovsky, Financial Services Professional with NYLIFE Securities LLC

05/25/2026

This Memorial Day, we pause to remember and honor the men and women who gave their lives in service to our country.
We are grateful for their sacrifice and hold their families in our thoughts today.

05/25/2026

Wishing everyone a meaningful Memorial Day as we remember and honor those who made the ultimate sacrifice.

05/20/2026

Fast-rising gas prices lifted the Federal Reserve’s preferred inflation gauge to 3.5% in March, its highest rate in almost three years, new data showed Thursday.

05/19/2026

Retirement is sometimes reduced to the question: “Do I have enough?” And while this is indeed important, it’s only a part of the story.

Review cash flow, withdrawals, debt and taxes before you retire. This guide shows how to strengthen your plan and avoid gaps that can strain your savings.

05/14/2026

If your retirement plan assumes 3.8% inflation… you might be underestimating the real impact.

For many retirees, it feels closer to 8% — because the biggest expenses like healthcare, housing, and everyday essentials are rising faster than the headline number.

The takeaway isn’t fear — it’s awareness.

A strong financial strategy doesn’t just focus on growth — it protects your purchasing power over time.

Inflation is quiet, but its impact isn’t.

Are your long-term plans built to handle it?

Official CPI masks double-digit spikes in healthcare, insurance and energy. Meanwhile, your outdated strategy quietly drains your portfolio.

05/10/2026

Today, we celebrate the strength, care, and resilience of mothers everywhere.

Their impact goes far beyond what can be measured, such as shaping lives, values, and future in ways that truly matter.

Grateful for the mothers who inspire us every day.

Happy Mother’s Day!

05/07/2026

Pre-retirees do not need more financial noise.

They need clarity.

A recent ThinkAdvisor article highlighted what many people nearing retirement really want from advisors: more personal communication around the issues that matter most — income, Social Security, health care, market risk, and confidence.

Retirement planning is not just about investments.

It is about helping people feel prepared for the next chapter.

Attendees at the American College Horizons conference heard straight talk from a panel of clients.

05/05/2026

A Kiplinger editor shares some retirement wishes for her father.

04/30/2026

For many business owners, the company is the estate plan. But will there be enough liquidity to:
—Cover estate costs?
—Keep the business running?
—Treat your heirs fairly?
If you’re not sure, reach out to me and let’s talk about some proven ways to protect what you’ve built.

04/28/2026

🚨 401(k) limits just increased for 2026 — are you using it?

• Contribute up to $24,500
• 50+? Add $8,000 more
• 60–63? Up to $35,750/year

Most people don’t max it out — not because they can’t, but because they don’t plan for it.

Start here:
✅ Get your full employer match (free money)
✅ Increase contributions yearly
✅ Use tax advantages to keep more of what you earn

This is one of the simplest ways to build long-term wealth.

In 2026, the maximum contribution limits for 401(k) plans have increased, giving you an excellent shot at maximizing your retirement savings.