Serge Tinovsky, Financial Services Professional with NYLIFE Securities LLC

08/27/2026

Most inheritances won’t trigger a federal income tax bill. But what you inherit and what happens afterward mean other tax rules may come into play.

Most inheritances won’t trigger a federal income tax bill. But what you inherit and what happens afterward mean other tax rules could come into play.

08/22/2026

Retirement planning isn't just about how much you've saved. It's also about creating a strategy that can help support your lifestyle throughout retirement.

Research from the LIMRA Retirement Income Institute found that many Gen X women face unique retirement challenges, including lower retirement savings, caregiving responsibilities, and concerns about whether their money will last throughout retirement.

Understanding these factors early can help you make more informed decisions about your future. If you’d like to build a retirement strategy, let’s connect to review your long-term goals, expected expenses, and retirement income needs.

08/18/2026

Shifting your mindset from saving to spending is the hardest — and most important — part of your financial strategy.

Matt Wion explains why shifting your mindset from saving to spending is the hardest — and most important — part of your financial strategy

08/15/2026

Upcoming ballot measures in several states could provide additional property tax relief for older adult homeowners.

08/11/2026

A bigger retirement balance does not always create greater confidence.

A clear plan does.

Knowing what you are saving for, when you can retire, where your income will come from, and how you will respond when life changes can turn financial uncertainty into action.

That is the real value of financial guidance. Not predicting the future. Preparing for it.

A written plan gives your money direction and gives you confidence to move forward.

A LIMRA study finds most pre-retirees have thought about how they will generate income in retirement—but many have not acted upon their intentions.

08/08/2026

Your target retirement age is looming, but you're not sure you're on track to retire the way you want? Here are some action items to consider.

Your target retirement age is looming, but you're not sure you're on track to retire the way you want? Here's what to do.

08/05/2026

Some may sound like myths, but these unique tax write-offs can be approved under strict IRS medical guidelines — provided you have the right paperwork.

08/03/2026

More kids than ever are learning about money. But where they're getting their information is crucial.

More kids than ever are learning about money. But where they’re getting their information is crucial.

07/22/2026

Honored to share that I have been recognized by Forbes as one of the Top Financial Security Professionals in New York. This marks the 2nd straight year receiving this honor!

A huge thank you to our clients and community. Your faith and trust are humbling and your journeys inspire us every day. Curious about the list and how it’s ranked? Check it out here: https://www.forbes.com/lists/best-in-state-financial-security-professionals/

07/21/2026

Wealth protects your lifestyle, but liquidity protects your wealth. Here’s why a strategic cash cushion can play an important role in your overall financial strategy.

Wealth protects your lifestyle, but liquidity protects your wealth. Here’s why a strategic cash cushion is still your portfolio’s best line of defense.