TrustPlus

09/02/2026

Did you know eligible New Yorkers can consolidate up to $20,000 of their high-interest debt at 0% interest?

Thanks to the Fresh Start Loan from our nonprofit partner, the Hebrew Free Loan Society (HFLS), every payment you make goes straight to your balance. There are no fees, ever.

Our TrustPlus financial coaches can look at your numbers with you and refer you to HFLS if you're a good fit for the loan.

See how it works and schedule your free financial coaching session: neighborhoodtrust.org/guides26-fb12

07/30/2026

Making payments every month, but feeling like the numbers barely move?

When you're ready to tackle debt, you usually have two paths:

The Debt Snowball: Target your smallest balance first for quick wins that build momentum.

The Debt Avalanche: Target your highest interest rate first to save the most money.

Both work. But which one is right for you?

Our free comparison calculator puts your actual numbers side-by-side so you can see your real payoff dates for both paths.

Try it out here:

If you’re trying to pay off multiple debts, figuring out where to start can feel overwhelming. It’s particularly challenging if you’re like the millions of Americans currently living paycheck to paycheck. Should you focus on the smallest balance first? Focus on the debt with the highest intere...

07/23/2026

What if the money stress you're carrying is really a pile of questions no one has helped you answer? For 69% of Americans, financial anxiety has contributed to feelings of depression or anxiety.

Our TrustPlus financial coaches want to help you overcome that stress and put a plan in place. In this latest guide, they share five practical steps to get a clearer picture of your finances and regain control. If money worries have been weighing on you lately, we hope this helps: neighborhoodtrust.org/guides26-fb9

07/17/2026

Paying off debt is rarely one-size-fits-all. Where last week's snowball method builds momentum by clearing your smallest balance first, the debt avalanche method saves you the most on interest by starting with your highest-rate debt. Two solid strategies, different strengths. Our TrustPlus financial coaches break down how avalanche works and built a free calculator to see if it fits your budget.

Read the guide and try it on your balances:

07/09/2026

When you're juggling a few debts at once, it's hard to know where to start. The debt snowball method gives you a clear place to begin by paying off your smallest balance first. Then you roll that payment into the next balance, helping you build momentum. Our TrustPlus financial coaches broke it down into practical steps and built a free calculator to run your own numbers.

Read the free guide and try it on your own balances:

Paying off debt can feel overwhelming, especially when you’re juggling multiple balances and trying to stretch every paycheck. If this sounds familiar, you’re not alone. In fact, nearly 6 in 10 Americans are living paycheck to paycheck. Many people ask our TrustPlus financial coaches the exact s...

07/02/2026

Debt can wear you down over time, and paying it off can feel like running on a treadmill. Our TrustPlus financial coaches wrote a free guide with five practical steps to help you get out of debt and ease the anxiety that comes with it, even when money is tight.

Take the first step toward replacing uncertainty with clarity today. Read the full guide here:

Debt can feel overwhelming. You make payments every month, but the balances barely seem to move. Maybe you’ve tried budgeting before. Maybe you’ve promised yourself this would be the year you finally get ahead, only to find yourself relying on credit cards again after an unexpected expense. If y...

06/25/2026

If you've ever wished you had someone to help you make sense of your money without trying to sell you anything, that's what a TrustPlus financial coach is for. It's free, and there's no catch.

Take a deeper dive into our latest guide, where we break down what financial coaching is all about and how you can schedule a session. neighborhoodtrust.org/guides26-fb5

06/18/2026

Ever wonder why your debt doesn't seem to go down, even though you're making payments every month? One reason may be the interest.

The free TrustPlus Debt Payoff Calculator shows how much of your payment is going toward interest instead of reducing your balance. Just enter your debt, and watch as it calculates total interest paid. Seeing this number can help you make informed decisions about your debt.

Our TrustPlus financial coaches are here if you want to make sense of the results, at no cost.

Try the calculator here: neighborhoodtrust.org/guides26-fb4

06/11/2026

Trying to pay down debt but feel like you're not making progress? You're not alone. When most of your paycheck is already going toward essentials like housing, groceries and transportation, it can feel impossible to get ahead.

In our latest guide, TrustPlus financial coaches break down five practical steps that have helped clients make progress paying off debt, even when money is tight. Read the full guide here, or connect with our team for free, one-on-one support: neighborhoodtrust.org/guides26-fb3

06/04/2026

Thinking about refinancing your credit card debt, but worried it will hurt your credit score? The truth is that applying for new financing usually causes a small, temporary dip in your credit score, which is typically minimal and short-lived.

The bigger question is whether refinancing could help you save money, lower your monthly payments, and pay down your debt faster.

Our latest guide explains how refinancing credit card debt affects your score and what to consider before applying. If you’d like to discuss your options with an expert, our TrustPlus financial coaches can assist. No Fees. No commissions. At no cost to you.

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