PensionBee US

PensionBee US We help you combine your old 401(k)s and IRAs from past jobs into one simple, easy to manage, online account. Investing involves risk.

More information:
https://pensionbee.com/us/social

The most expensive line on your retirement account statement might not be labeled as a fee. This breakdown shows how “ze...
08/25/2026

The most expensive line on your retirement account statement might not be labeled as a fee. This breakdown shows how “zero-fee” accounts can still generate revenue through the structures behind the account.

Our new research examines the hidden ways “zero-fee” IRAs can generate revenue, from cash sweep spreads to investment costs, and why transparency is essential for retirement savers. Click the link in our bio to learn more.

Source: PensionBee, “The True Cost of Zero” August, 2026 Research Analysis

Investing involves risk. The information and data set out above, including any projections for
investment returns, is provided solely for informational and educational purposes and should not be relied upon for making financial decisions. Nothing presented here constitutes tax, legal, financial or investment advice. This information does not take into account the specific financial, legal or tax situation, objectives, risk tolerance, or investment needs of any individual investor

The calculation assumes a $107,000 starting balance held 30 years at a 7% gross annual return with no further contributions, comparing a fund charging 0.11% annually against one charging 0.98%, a difference of 0.87%.
Full disclosure: pensionbee.com/us/social-disclosures

08/21/2026

While a Traditional IRA limits you to $7,500, a SEP IRA allows for contributions up to $72,000 (2026) or 25% of your income.

The PensionBee SEP IRA is designed for self-employed workers and freelancers, offering high contribution limits and contributions that adapt to your business.

PensionBee can help you consolidate all your old 401(k)s - and IRAs - into one PensionBee IRA. Now offering a 1% match on every rollover and contribution into diversified portfolios with ETFs like SPY and MDY from State Street Investment Management, one of the world’s largest asset managers. (Terms and conditions apply)

Get started here: pensionbee.com/us/sep-ira

Andy Hill is not a PensionBee Inc. customer and received payment for this video. This post, and any associated customer testimonial or third party endorsement, is provided solely for informational and educational purposes, should not be taken as tax, legal, financial or investment advice and is not an offer, solicitation, or recommendation to buy or sell any securities or investments.

Sources:
Fidelity Investments, “SEP IRA contribution limits for 2024 and 2025,” November 2024
Kiplinger, “SEP IRA Contribution Limits for 2025,” November 2024
NerdWallet, “Self-Employed Retirement Plans: Know Your Options,” 2024
Darrow Wealth Management, “SEP IRA for the Self-Employed (2024),” 2024

Investing involves risk. This post, and any associated customer testimonial or third party endorsement, is provided solely for informational and educational purposes, should not be taken as tax, legal, financial or investment advice and is not an offer, solicitation, or recommendation to buy or sell any securities or investments.

Before investing, consider the funds’ investment objectives, risks, charges and expenses. To obtain a prospectus or summary prospectus, which contains this and other information, call 1.866.787.2257 or visit www.statestreet.com/im. Read it carefully.

ALPS Distributors, Inc. (fund distributor); State Street Global Advisors Funds Distributors, LLC (marketing agent). 8584944.1.3.AM.RTL SPD004494

Full disclosure: pensionbee.com/us/social-disclosures

Terms and Conditions linked in bio

Only 21% of self-employed people contribute to retirement consistently. Even those who save often do it only when money ...
08/19/2026

Only 21% of self-employed people contribute to retirement consistently. Even those who save often do it only when money allows, not as a regular habit.

If you want a retirement plan that flexes with your income, a SEP IRA with PensionBee can help.

PensionBee can help you consolidate all your old 401(k)s - and IRAs - into one online PensionBee IRA. Now offering a 1% match on every rollover and contribution into diversified portfolios with ETFs like SPY and MDY from State Street Investment Management, one of the world’s largest asset managers.

Source: PensionBee Inc. “Only 1 in 5 Self-Employed Americans Contribute Regularly Toward Their Retirement,” August 13, 2025

Your investment can go down as well as up.
This post, and any associated customer testimonial or third party endorsement, is provided solely for informational and educational purposes, should not be taken as tax, legal, financial or investment advice and is not an offer, solicitation, or recommendation to buy or sell any securities or investments.

Portfolios with SPY and MDY.

Before investing, consider the funds’ investment objectives, risks, charges and expenses. To obtain a prospectus or summary prospectus, which contains this and other information, call 1.866.787.2257 or visit www.statestreet.com/im. Read it carefully.
Investing involves risk. ALPS Distributors, Inc. (fund distributor); State Street Global Advisors Funds Distributors, LLC (marketing agent).
Full disclosure: pensionbee.com/us/social-disclosures

“Zero fee” has become one of the most powerful phrases in retirement investing. But zero on the screen does not always m...
08/13/2026

“Zero fee” has become one of the most powerful phrases in retirement investing. But zero on the screen does not always mean zero in cost.

Many investors compare IRA providers based on the fee they see upfront. But the full picture can include expenses tied to cash balances, investments, and account management.

Our latest research takes a closer look at the hidden costs that can exist behind “zero fee” retirement accounts. See for yourself by clicking the link in our bio.

Your investment can go down as well as up.

This post, and any associated customer testimonial or third party endorsement, is provided solely for informational and educational purposes, should not be taken as tax, legal, financial or investment advice and is not an offer, solicitation, or recommendation to buy or sell any securities or investments.

Before investing, consider the funds’ investment objectives, risks, charges and expenses. To obtain a prospectus or summary prospectus, which contains this and other information, call 1.866.787.2257 or visit www.statestreet.com/im. Read it carefully.
Investing involves risk. ALPS Distributors, Inc. (fund distributor); State Street Global Advisors Funds Distributors, LLC (marketing agent).

Full disclosure: pensionbee.com/us/social-disclosures

Terms and Conditions linked in bio

Social Security only replaces about 40% of your income. Build the rest with a plan that actually works for you.PensionBe...
08/06/2026

Social Security only replaces about 40% of your income. Build the rest with a plan that actually works for you.

PensionBee can help you consolidate all your old 401(k)s - and IRAs - into one online PensionBee IRA. Now offering a 1% match on every rollover and contribution into diversified portfolios with ETFs like SPY and MDY from State Street Investment Management, one of the world’s largest asset managers. (Terms and conditions apply)

Portfolios with SPY and MDY.

Source: NCOA, “How Much of My Income Will Social Security Replace?” September 2025
Your investment can go down as well as up.

This post, and any associated customer testimonial or third party endorsement, is provided solely for informational and educational purposes, should not be taken as tax, legal, financial or investment advice and is not an offer, solicitation, or recommendation to buy or sell any securities or investments.

Before investing, consider the funds’ investment objectives, risks, charges and expenses. To obtain a prospectus or summary prospectus, which contains this and other information, call 1.866.787.2257 or visit www.statestreet.com/im. Read it carefully.
Investing involves risk. ALPS Distributors, Inc. (fund distributor); State Street Global Advisors Funds Distributors, LLC (marketing agent).

Full disclosure: pensionbee.com/us/social-disclosures

Terms and Conditions linked in bio

When you leave a job, the focus is usually on the future. But what about the money you’ve already earned? New PensionBee...
07/31/2026

When you leave a job, the focus is usually on the future. But what about the money you’ve already earned? New PensionBee analysis reveals a significant gap in the retirement system.

While 401(k) adoption is rising, the support for employees leaving those plans is lagging:
The Communication Gap: Only 1 in 10 people receive written instructions on their retirement options when they quit a job.

The Growth Gap: Without active management, these “dormant” accounts are often hit with fees or moved into low-growth cash defaults.
The Financial Toll: For some, this lack of clarity could result in a loss of up to $90,000 by retirement.

PensionBee can help you consolidate all your old 401(k)s - and IRAs - into one online PensionBee IRA. Now offering a 1% match on every rollover and contribution into diversified portfolios with ETFs like SPY and MDY from State Street Investment Management, one of the world’s largest asset managers. (Terms and conditions apply - linked in bio)

Source:
PensionBee consumer sentiment data. ** Analysis based on $4.55 monthly fees and potential erosion of safe-harbor IRA defaults over a career. Projections are not guarantees of future results.
PensionBee, “How Junk IRAs are Destroying the American Dream,” October 2025

Investing involves risk. This post, and any associated customer testimonial or third party endorsement, is provided solely for informational and educational purposes, should not be taken as tax, legal, financial or investment advice and is not an offer, solicitation, or recommendation to buy or sell any securities or investments.

Before investing, consider the funds’ investment objectives, risks, charges and expenses. To obtain a prospectus or summary prospectus, which contains this and other information, call 1.866.787.2257 or visit www.statestreet.com/im. Read it carefully.
ALPS Distributors, Inc. (fund distributor); State Street Global Advisors Funds Distributors, LLC (marketing agent).
8748192.1.1.AM.RTL SPD004431

Full disclosure: pensionbee.com/us/social-disclosures
Terms and conditions linked in bio

07/29/2026

The SEP IRA can be the ultimate retirement plan for self-employed individuals and small business owners looking to maximize tax savings in 2026. While a Traditional IRA limits you to $7,500, a SEP IRA allows for contributions up to $72,000 (2026) or 25% of your income.

The PensionBee SEP IRA is designed for self-employed workers and freelancers, offering high contribution limits and contributions that adapt to your business.

PensionBee can help you consolidate all your old 401(k)s - and IRAs - into one PensionBee IRA. Now offering a 1% match on every rollover and contribution into diversified portfolios with ETFs like SPY and MDY from State Street Investment Management, one of the world’s largest asset managers. (Terms and conditions apply)

Get started here: pensionbee.com/us/sep-ira

Andy Hill is not a PensionBee Inc. customer and received payment for this video. This post, and any associated customer testimonial or third party endorsement, is provided solely for informational and educational purposes, should not be taken as tax, legal, financial or investment advice and is not an offer, solicitation, or recommendation to buy or sell any securities or investments.

Sources:
Kiplinger, “SEP IRA Contribution Limits for 2025,” November 2024
NerdWallet, “Self-Employed Retirement Plans: Know Your Options,” 2024

Investing involves risk. This post, and any associated customer testimonial or third party endorsement, is provided solely for informational and educational purposes, should not be taken as tax, legal, financial or investment advice and is not an offer, solicitation, or recommendation to buy or sell any securities or investments.

Before investing, consider the funds’ investment objectives, risks, charges and expenses. To obtain a prospectus or summary prospectus, which contains this and other information, call 1.866.787.2257 or visit www.statestreet.com/im. Read it carefully.

ALPS Distributors, Inc. (fund distributor); State Street Global Advisors Funds Distributors, LLC (marketing agent). 8584944.1.3.AM.RTL SPD004494

Full disclosure: pensionbee.com/us/social-disclosures

Terms and Conditions linked in bio

47% of people feel they pay too much for services they don’t use. Take that auto-pilot energy and aim it at your future....
07/23/2026

47% of people feel they pay too much for services they don’t use. Take that auto-pilot energy and aim it at your future. Schedule an auto-contribution into an IRA with PensionBee. Click the link in our bio to see how PensionBee can help you get your retirement on track.

PensionBee can help you consolidate all your old 401(k)s - and IRAs - into one online PensionBee IRA. Now offering a 1% match on every rollover and contribution into diversified portfolios with ETFs like SPY and MDY from State Street Investment Management, one of the world’s largest asset managers. (Terms and conditions apply - linked in bio)

Source: PensionBee, “How America Is Streaming Away Its Future Security,” February 2026

Investing involves risk. This post, and any associated customer testimonial or third party endorsement, is provided solely for informational and educational purposes, should not be taken as tax, legal, financial or investment advice and is not an offer, solicitation, or recommendation to buy or sell any securities or investments.

Before investing, consider the funds’ investment objectives, risks, charges and expenses. To obtain a prospectus or summary prospectus, which contains this and other information, call 1.866.787.2257 or visit www.statestreet.com/im. Read it carefully.
ALPS Distributors, Inc. (fund distributor); State Street Global Advisors Funds Distributors, LLC (marketing agent).
8748192.1.1.AM.RTL SPD004431

Full disclosure: pensionbee.com/us/social-disclosures
Terms and conditions linked in bio

07/17/2026

Changing jobs can be stressful, and sometimes the last thing people think about is where their old 401(k) is. Learn how to track down lost funds and why rolling over into an IRA can be the best move for long-term growth and control.

PensionBee can help you consolidate all your old 401(k)s - and IRAs - into one online PensionBee IRA. Now offering a 1% match on every rollover and contribution into diversified portfolios with ETFs like SPY and MDY from State Street Investment Management, one of the world’s largest asset managers. (Terms and conditions apply)

Sources:
Fidelity Investments, “What happens to a 401(k) when you quit a job?,” 2024
NAPA, “Case of the Week: New Cash Out Limit Mandatory or Not?,” January 2024
Internal Revenue Service, “401(k) limit increases to $23,500 for 2025, IRA limit remains $7,000,” November 2024
Empower, “401(k) withdrawal rules: How to avoid penalties,” 2024
NAPA‑Net, How Big of a Problem Are Forgotten 401(k)s?, October 2025

Investing involves risk. Andy Hill is not a PensionBee Inc. customer and received payment for this video. This post, and any associated customer testimonial or third party endorsement, is provided solely for informational and educational purposes, should not be taken as tax, legal, financial or investment advice and is not an offer, solicitation, or recommendation to buy or sell any securities or investments.

Before investing, consider the funds’ investment objectives, risks, charges and expenses. To obtain a prospectus or summary prospectus, which contains this and other information, call 1.866.787.2257 or visit www.statestreet.com/im. Read it carefully.

ALPS Distributors, Inc. (fund distributor); State Street Global Advisors Funds Distributors, LLC (marketing agent). 8584929.1.2.AM.RTL SPD004497

Full disclosure: pensionbee.com/us/social-disclosures. Terms and Conditions linked in bio

Retirement planning shouldn’t be complicated.You spent years earning your retirement. You shouldn’t have to spend weeks ...
07/16/2026

Retirement planning shouldn’t be complicated.

You spent years earning your retirement. You shouldn’t have to spend weeks chasing old HR departments for logins and paperwork.
Meet your BeeKeeper. Your dedicated account manager handles the heavy lifting of the transfer process, so you can focus on your future—not your past. Learn more at our link in bio

On a scale of 1–10, how much do you dread calling your old HR department? Let us handle it for you. Click the link in our bio to see how PensionBee can help you get your retirement on track.

PensionBee can help you consolidate all your old 401(k)s - and IRAs - into one online PensionBee IRA. Now offering a 1% match on every rollover and contribution into diversified portfolios with ETFs like SPY and MDY from State Street Investment Management, one of the world’s largest asset managers. (Terms and conditions apply - linked in bio)

Investing involves risk. This post, and any associated customer testimonial or third party endorsement, is provided solely for informational and educational purposes, should not be taken as tax, legal, financial or investment advice and is not an offer, solicitation, or recommendation to buy or sell any securities or investments.

Before investing, consider the funds’ investment objectives, risks, charges and expenses. To obtain a prospectus or summary prospectus, which contains this and other information, call 1.866.787.2257 or visit www.statestreet.com/im. Read it carefully.
ALPS Distributors, Inc. (fund distributor); State Street Global Advisors Funds Distributors, LLC (marketing agent).
8748192.1.1.AM.RTL SPD004431

Full disclosure: pensionbee.com/us/social-disclosures
Terms and conditions linked in bio

Address

85 Broad Street
New York, NY
10004

Telephone

+17185029433

Website

Alerts

Be the first to know and let us send you an email when PensionBee US posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to PensionBee US:

Shortcuts

Share

Category