Maria Esposito AVP, Sales Manager -NMLS ID# 626656

03/17/2025

I’m proud to be a recipient of the 2024 Citizens of Excellence award representing Home Mortgage.

Thank you to my partners, customers, colleagues, family and friends.

02/18/2025

It’s an honor to be recognized as a member of our 2024 President's Club. This honor is given annually to our top producers on the Citizens Home Mortgage team, recognizing our commitment to home ownership. Thank you to all my partners, clients and colleagues for your support.

12/05/2024

Interest rates are falling and homebuyers are taking note - mortgage demand jumped 6% in the last week!

Potential homebuyers are responding to lower mortgage rates and a higher supply of homes for sale.

10/17/2024

Experts say there is a possibility that the cooling economy could support lower interest rates, but warn about the dangers of waiting for the "perfect rate".

Soon after the Fed lowered interest rates last month, mortgage rates reached a 2024 low point, but the news has not been as good since.

10/03/2024

Good news for homebuyers - mortgage forecasters are anticipating more drops in 30-year mortgage rates by the end of the year.

Mortgage rates have dropped over the past year by more than 1 percent.

09/26/2024

Mortgage refinances surge 20% in the wake of the Fed rate cut.

Applications to refinance a home loan surged 20% last week compared with the previous week, according to the Mortgage Bankers Association's seasonally adjusted index.

09/19/2024

The Federal Reserve has finally cut interest rates - what does this mean for your homebuying dreams?

The first rate cut in years will affect many types of consumer products. Here's what it means for credit cards, mortgage rates, auto loans and savings accounts.

09/12/2024

Experts say home listings are rising - and with it, prices are slowly improving.

Nationwide, active listings in August were up 36% compared with the same month last year, according to a new report from Realtor.com.

09/05/2024

As interest rates gradually go down, experts are seeing modest signs of homebuyer recovery.

Lower mortgage rates lead to uptick in applications

08/29/2024

Experts say potential homebuyers are holding off for the anticipated Fed rate drop before taking advantage of the current falling mortgage rates.

Homebuyers take the waiting approach despite falling mortgage rates

08/22/2024

Learn how to set yourself up for success ahead of the anticipated Fed rate cuts.

Many types of consumer loans and savings products will be impacted once the Fed starts lowering interest rates. Here's how to position yourself to benefit.

08/15/2024

Cooling inflation and an anticipated rate reduction may bode well for the housing industry.

Inflation decelerated in July, a development that could lead the U.S. central bank to slash borrowing costs.