06/03/2026
Both let you access equity without a monthly payment. But they are not the same product.
A reverse mortgage skips the payment but the interest keeps accruing and the balance keeps growing.
Hometap skips the payment and there is no accruing interest, no growing balance, and no age requirement.
Both skip the payment. Only one skips the growing balance.
Save this if you're in your 50s and looking at your options now or share with someone that is!
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