Michael Stein NMLSR ID 404117 - Wells Fargo

09/01/2026

WOW! What an incredible and record-breaking month for our team.
In August, we funded $28,249,459 in residential mortgage volume.
When families need to close before the start of the school year, timelines matter. Transactions need to be executed efficiently, obstacles need to be removed quickly, and customers need a team they can trust to deliver. That's exactly what we strive to do every day.

This wasn't about making excuses. It was about producing results.

A special thank you to our internal partners behind the scenes, as well as the referral partners, attorneys, real estate agents, and financial advisors who placed their trust in us throughout the month. Your support, confidence, and collaboration make achievements like this possible

The transactions funded in August included:
• Midtown East, NY – Co-op
• Upper East Side, NY – Condo
• Montclair, NJ – Single Family
• Brooklyn, NY – Condo
• Garden City, NY – Single Family
• Brooklyn, NY – Multifamily
• Brooklyn, NY – Single Family
• Upper East Side, NY – Condo
• Brooklyn, NY – Condo
• Encino, CA – Single Family
• Brooklyn, NY – Single Family
• Brooklyn, NY – Condo
• Upper East Side, NY – Condo

Whether the property is in New York, New Jersey, California, or anywhere else in the country, our team is committed to delivering a high level of service and ex*****on. We lend in all 50 states and take pride in helping clients navigate some of life's most important financial decisions.

The best part isn't the volume. It's hearing directly from the people we help:
"I worked with Mike Stein on an extremely tight turnaround for a co-op loan, and he was able to get my loan processed in record time. He was clear, communicative, and highly knowledgeable throughout the process, and I always felt I was in good hands. Melinda was great as well. I had vetted four other loan officers, including going through underwriting and an appraisal with another lender, and he was by far the best."

As we head into the fall market, we're excited to continue helping customers achieve their homeownership goals.

08/04/2026

July was a strong month, and I’m grateful for the opportunity to help more families achieve their homeownership goals.

We closed 8 loans totaling $9,074,568, including 6 purchase transactions ($7,587,650) and 2 refinances ($1,486,918).

As we celebrate 250 years of America, the mission remains the same: helping clients achieve the dream of homeownership while delivering exceptional service and meeting critical closing deadlines. We’re also seeing homeowners benefit from refinancing opportunities as loans that adjusted in recent years are now carrying rates above current market levels.

A sincere thank you to our customers, referral partners, attorneys, real estate professionals, financial advisors, and Wells Fargo teammates for your trust and support. We remain focused on delivering results, creating exceptional customer experiences, and finishing the year strong.

Whether you're buying a home, refinancing, or investing, Wells Fargo lends in all 50 states, and my team is always happy to help.

08/03/2026

New home sales climbed 1.6% in June after slipping 2.0% and 4.3% in April and May. June’s annualized sales pace of 628,000 units is 7.4% below the 678.000-unit pace from 2025. Through the first half of 2026, sales are 5.2% below sales in the first half of 2025. The inventory of completed homes on the market stood at 118,000 units at the end of June, the same as its June 2025 inventory.

This page provides national and regional data on the number of new single-family houses sold and for sale. It also provides national data on median and average prices, the number of houses sold and for sale by stage of construction, and other statistics. The data are from the Survey of Construction....

07/27/2026

Thinking about buying your next home? My site can help you think about what to consider before taking the next step. I'm available to discuss any questions or help you move forward. Equal Housing Lender

Find the right mortgage loan program for your situation. Knowing your options is a good first step. Explore home loan types and mortgage loan options.

07/03/2026

Celebrating 250 years of our nation’s history. Wishing everyone a happy Independence Day from me and my Fargo colleagues.

07/01/2026

Halfway through 2026 already, where has the time gone?

Grateful to have helped 45 families achieve their homeownership goals, totaling $51M+ in funded volume during the first half of the year.

Success comes from staying engaged with our customers, referral partners, and internal teams, while staying ahead of policy changes and navigating an ever-evolving lending environment and market.

We still have a lot of work to do to double that number during the second half of the year, but I'm confident we can get there with the support of an incredible team and a continued focus on delivering the highest level of service to our customers.

Thank you to everyone who has been part of the journey so far. Enjoy the summer, spend time with family and friends, and let's finish 2026 strong together.

Here's to the next six months!

07/01/2026

A $10,000 down payment grant may help get your buyers closer to buying a home in eligible areas. Also, no repayment is required on the grant money. Terms apply. Learn more about location and income requirements at my site, then let’s discuss how it can help more homebuyers become homeowners. Equal Housing Lender

Wells Fargo offers low down payment home loans and grants that can help with closing costs and make homebuying more affordable. Contact us today to learn more.

06/01/2026

May Closings Recap 💥
Proud to share our May production, another month where the team truly stepped up and delivered in a challenging market environment.

✅ $9.6MM in total volume
✅ 5 Purchase transactions
✅ 3 Refinance transactions

What stands out most isn’t just the numbers; it’s how this team continues to perform under pressure. Every deal comes with its own complexities, tight timelines, and moving parts, yet the focus never shifts away from the client experience.
Whether it’s helping buyers achieve homeownership or securing better terms for customers through refinancing, the commitment remains the same: get it done, and get it done right.
A huge thank you to our partners and team members who make this possible every day, processing, underwriting, operations, and our referral partners. Success like this is never a solo effort.
Looking forward to building on this momentum heading into June.

05/27/2026

Through the first four months of 2026, housing starts are running 2.2% ahead of the pace from last year. Nevertheless, single-family starts declined 9.0% in April and are down 5.1% year-to-date. In contrast, multifamily housing starts have surged, with year-to-date starts up 20.1%. Specifically, April multifamily starts hit an annual rate of 529,000 units, a 27.1% increase over total starts in 2025.

This page provides national and regional data on the number of new housing units authorized by building permits; authorized, but not started; started; under construction; and completed. The data are for new, privately-owned housing units, excluding "HUD-code" manufactured (mobile) homes. The data ar...

05/25/2026

This Memorial Day, we remember. Thank you to all the heroes who sacrificed. We honor their courage and service.